TOWERGATE FINANCIAL (GROUP) LIMITED

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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-05-01 (in 1y)

Last made up 2026-04-17

Watchouts

1 item

Cash

£56K

+36.6% vs 2023

Net assets

-£11M

+0.3% vs 2023

Employees

Average over period

Profit before tax

£50K

+117.4% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Material uncertainty over going concern

The Company has disposed of their trade and assets and is in run-off. As a consequence, the financial statements of the Company have been prepared on a basis other than that of a going concern.

Name history

Renamed 4 times since incorporation

TOWERGATE FINANCIAL (GROUP) LIMITED 2009-09-07 → present
TOWERGATE UNDERWRITING LIMITED 2005-10-27 → 2009-09-07
THE TOWERGATE PARTNERSHIP LIMITED 2005-07-05 → 2005-10-27
TOWERGATE ADMINISTRATION FACILITIES LIMITED 1998-04-09 → 2005-07-05
RIDGEQUAY LIMITED 1998-03-02 → 1998-04-09

Net assets

2-year trend · vs Industrials median

TOWERGATE FINANCIAL (GROUP) LIMITED·Industrials median · n=6236

Accounts

2-year trend · latest reflected 2024-12-31

Metric	2023-12-31	2024-12-31
Turnover	—	—
Operating profit	—	—
Profit before tax	£23,000	£50,000
Net profit	£18,000	£38,000
Cash	£41,000	£56,000
Total assets less current liabilities	-£11,175,000	-£11,137,000
Net assets	-£11,175,000	-£11,137,000
Equity	-£11,175,000	-£11,137,000
Average employees	0	0
Wages	—	—

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio	Trend	2023-12-31	2024-12-31
Current ratio		0.46x	0.46x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis: FRS 101
Reporting scope: Standalone (parent only)
Auditor: Deloitte LLP
Audit opinion: Unqualified (clean)
Going concern: Material uncertainty disclosed
“The Company has disposed of their trade and assets and is in run-off. As a consequence, the financial statements of the Company have been prepared on a basis other than that of a going concern.”

Group structure

TOWERGATE FINANCIAL (GROUP) LIMITED · parent
1. Towergate Financial (East) Holdings Limited 99.01% · United Kingdom · Holding Company
2. Towergate Financial (London) Limited 86.4% · United Kingdom · Run-off
3. Towergate Financial (North) Holdings Limited 91.5% · United Kingdom · Holding Company
4. Towergate Financial (Scotland) Holdings Limited 100% · Scotland, United Kingdom · Holding Company
5. Towergate Financial (West) Holdings Limited 100% · United Kingdom · Holding Company
6. Towergate FJC Dormant Limited 100% · United Kingdom · Dormant

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 33 resigned

Name	Role	Appointed	Born	Nationality
ARDONAGH CORPORATE SECRETARY LIMITED	Corporate Secretary	2022-02-22	—	—
COUGILL, Diane	Director	2019-03-07	Sep 1963	British
ROSS, David Christopher	Director	2022-08-08	Feb 1969	Irish

Show 33 resigned officers

Name	Role	Appointed	Resigned
ALEXANDER, Peter	Secretary	1998-09-01	2000-01-18
CLARK, Darryl James	Secretary	2009-06-10	2009-09-07
CLARK, Samuel Thomas Budgen	Secretary	2011-07-22	2013-11-01
CLARKE, Dean	Secretary	2018-12-11	2022-02-22
CRATON, Timothy Charles	Secretary	2008-10-01	2009-06-10
DYER, Paul Francis	Secretary	1998-03-12	1998-09-01
GOURIET, Geoffrey Costerton	Secretary	2018-08-03	2018-12-11
GREGORY, Jacqueline Anne	Secretary	2016-12-20	2018-08-03
HUNTER, Andrew Stewart	Secretary	2009-09-07	2011-07-22
JOHNSTON, Graham Hamilton	Secretary	2009-12-17	2012-03-31
OWENS, Jennifer	Secretary	2013-11-25	2016-03-01
REDDI, John	Secretary	2001-01-23	2008-10-01
LONDON LAW SECRETARIAL LIMITED	Corporate Nominee Secretary	1998-03-02	1998-03-12
BLANC, Amanda Jayne	Director	2009-12-17	2011-02-14
BOUCH, Clive	Director	2017-01-25	2022-05-31
CARRUTHERS, James Maxwell	Director	2010-09-16	2011-07-07
CROCKER, Nicholas John David	Director	1999-01-21	2004-02-27
CULLUM, Peter Geoffrey	Director	1998-03-12	2015-04-02
DARBY, Ian Stuart	Director	2009-09-24	2011-12-01
DYER, Paul Francis	Director	1998-03-12	2007-02-20
EGAN, Scott	Director	2012-04-19	2015-09-17
EROTOCRITOU, Antonios	Director	2017-03-15	2019-03-07
HODGES, Mark Steven	Director	2011-10-25	2014-10-17
HOMER, Andrew Charles	Director	2009-06-10	2013-02-04
MOORE, Philip Wynford	Director	2012-02-24	2017-01-25
MUGGE, Mark Stephen	Director	2015-09-17	2018-03-02
PAGE, Warren David	Director	2012-05-29	2015-03-16
PATRICK, Ian William James	Director	2009-06-10	2012-03-31
PHILIP, Timothy Duncan	Director	2006-09-18	2009-06-10
PROVERBS, Antony	Director	1998-03-12	2009-06-10
REA, Michael Peter	Director	2012-02-24	2015-04-16
SAULTER, Daniel	Director	2009-09-24	2012-08-08
LONDON LAW SERVICES LIMITED	Corporate Nominee Director	1998-03-02	1998-03-12

Ownership

Persons with significant control

Name	Kind	Nature of control	Notified	Status
Ardonagh Services Limited	Corporate entity	Shares 75–100%, Voting 75–100%	2016-04-06	Active

Filing timeline

Last 20 of 191 total filings

Date	Type	Category	Description
2026-04-20	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2025-08-12	AA	accounts	Accounts with accounts type full
2025-04-24	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2024-08-18	AA	accounts	Accounts with accounts type full
2024-04-30	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2023-10-02	AA	accounts	Accounts with accounts type full
2023-04-19	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2022-09-26	AA	accounts	Accounts with accounts type full
2022-08-08	AP01	officers	Appoint person director company with name date	PDF
2022-06-17	TM01	officers	Termination director company with name termination date	PDF
2022-04-26	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2022-02-28	TM02	officers	Termination secretary company with name termination date	PDF
2022-02-28	AP04	officers	Appoint corporate secretary company with name date	PDF
2021-10-04	AA	accounts	Accounts with accounts type full
2021-04-19	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2020-11-24	AA	accounts	Accounts with accounts type full
2020-07-14	PSC05	persons-with-significant-control	Change to a person with significant control	PDF
2020-07-14	AD01	address	Change registered office address company with date old address new address	PDF
2020-04-20	CS01	confirmation-statement	Confirmation statement with updates	PDF
2020-04-17	PSC05	persons-with-significant-control	Change to a person with significant control	PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings: 2
Capital events: 0
Officers appointed: 0
Officers resigned: 0

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Turnover

—

Not reported
Cash

+36.6%

£41,000 £56,000
Net assets

+0.3%

-£11,175,000 -£11,137,000
Employees

—

Not reported
Profit before tax

+117.4%

£23,000 £50,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page