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Next accounts due

2027-07-31 (in 1y)

Last filed for 2025-10-31

Confirmation statement due

2027-01-30 (in 8mo)

Last made up 2026-01-16

Watchouts

1 item

Cash

Latest balance sheet

Net assets

£1M

-63.3% vs 2024

Employees

Average over period

Profit before tax

-£2M

-172.7% vs 2024

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Name history

Renamed 1 time since incorporation

  1. FAIRHOLD HOMES (NO.3) LIMITED 2001-09-26 → present
  2. MCCARTHY & STONE INVESTMENT PROPERTIES NO3 LIMITED 1998-01-16 → 2001-09-26

Accounts

2-year trend · latest reflected 2025-10-31

Metric Trend 2024-10-312025-10-31
Turnover £1,041,236£1,050,404
Operating profit £1,148,214£1,147,980
Profit before tax £2,715,443-£1,974,893
Net profit £2,469,270-£1,777,499
Cash
Total assets less current liabilities £22,331,018£1,594,717
Net assets £2,809,212£1,031,713
Equity £2,809,212£1,031,713
Average employees
Wages

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-10-312025-10-31
Operating margin 110.3%109.3%
Net margin 237.1%-169.2%
Return on capital employed 5.1%72.0%
Current ratio 4.33x0.13x
Interest cover 0.89x0.98x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Forvis Mazars LLP
Audit opinion
Unqualified (clean)
Going concern
Material uncertainty disclosed

“The directors note that, in the absence of a solvent solution being enacted, the company would not be able to repay the debts at maturity in October 2026. The directors have undertaken a review of the strategic options with their financial and legal advisors. However, without confirmed refinancing or funding in place as at the date of this report, this constitutes a material uncertainty which may cast doubt over the company's ability to continue as a going concern.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 16 resigned

Name Role Appointed Born Nationality
LAW DEBENTURE CORPORATE SERVICES LIMITED Corporate Secretary 2020-09-25
LAKE, Simon Jonathan Director 2020-09-25 Jan 1968 British
PARCELL, Graham James Director 2020-09-25 Nov 1956 British
Show 16 resigned officers
Name Role Appointed Resigned
HALLAM, Paul Secretary 2012-03-01 2020-09-25
INGHAM, Michael Harry Peter Secretary 2001-08-03 2003-03-03
RAPLEY, Ian Andrew Secretary 2011-03-17 2012-12-27
WOLFSON, Alan Secretary 2003-03-03 2012-02-29
MCCARTHY & STONE (GROUP SERVICES) LIMITED Corporate Secretary 1998-01-16 2001-08-03
OP SECRETARIES LIMITED Corporate Secretary 2001-11-05 2003-01-02
WATERLOW SECRETARIES LIMITED Corporate Nominee Secretary 1998-01-16 1998-01-16
HALLAM, Paul Director 2020-03-10 2020-09-25
KHADHOURI, Sidney Ezra Director 2020-03-10 2020-09-25
MCGILL, Christopher Charles Director 2011-03-29 2020-09-25
MCGILL, Christopher Charles Director 2009-08-24 2010-06-10
PROCTER, William Kenneth, Mr. Director 2001-08-03 2020-09-25
RAPLEY, Ian Director 2010-06-10 2011-03-17
MCCARTHY & STONE (GROUP SERVICES) LIMITED Corporate Director 1998-01-16 2001-08-03
MCCARTHY & STONE CORPORATE SERVICES LIMITED Corporate Director 1998-01-16 2001-08-03
WATERLOW NOMINEES LIMITED Corporate Nominee Director 1998-01-16 1998-01-16

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Fernando Propco Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2020-09-25 Active
Fairhold Finance Ltd Corporate entity Shares 75–100% 2016-04-06 Ceased 2020-09-25

Filing timeline

Last 20 of 164 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2021-09-30 RESOLUTIONS Resolution
Date Type Category Description
2026-05-04 AA accounts Accounts with accounts type full
2026-01-22 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-05-01 AA accounts Accounts with accounts type full
2025-01-27 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-01-21 RP04CS01 confirmation-statement Second filing of confirmation statement with made up date PDF
2024-06-04 AA accounts Accounts with accounts type full
2024-01-22 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-05-22 AA accounts Accounts with accounts type full
2023-02-10 CH01 officers Change person director company with change date PDF
2023-01-23 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-12-02 CH01 officers Change person director company with change date PDF
2022-11-02 CH01 officers Change person director company with change date PDF
2022-07-08 AA accounts Accounts with accounts type full
2022-05-26 AUD auditors Auditors resignation company
2022-01-17 CS01 confirmation-statement Confirmation statement
2021-09-30 SH01 capital Capital allotment shares
2021-09-30 RESOLUTIONS resolution Resolution
2021-08-31 SH19 capital Capital statement capital company with date currency figure
2021-08-31 SH20 capital Legacy
2021-08-31 CAP-SS insolvency Legacy

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2024 → FY2025 · period ending 2025-10-31 vs 2024-10-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page