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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-03-05 (in 10mo)

Last made up 2026-02-19

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£773K

Equity attributable

Employees

0

Average over period

Profit before tax

£133K

Period ending 2024-12-31

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £1,048,254£1,058,929
Net earned premiums £793,288£824,429
Claims incurred £353,784£444,384
Investment return £71,895£78,157
Profit before tax £281,550£133,224
Net profit £212,571£167,564
Insurance contract liabilities £1,862,409£2,006,892
Total assets £2,943,528£3,246,431
Total liabilities £2,337,979£2,473,318
Equity £605,549£773,113
Average employees 00

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 79.4%76.2%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Humphrey & Co Audit Services Ltd
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 10 resigned

Name Role Appointed Born Nationality
FIDENTIA NOMINEES LIMITED Corporate Secretary 2024-01-01
CURLING, David Antony Bryan Director 2023-01-11 Jan 1943 British
FIDENTIA TRUSTEES LIMITED Corporate Director 2024-01-01
Show 10 resigned officers
Name Role Appointed Resigned
EGREMONT, Louise Secretary 1998-02-04 2000-06-30
EVANS, Jeremy Richard Holt Secretary 1997-09-09 1998-02-04
HAMPDEN LEGAL PLC Corporate Secretary 2000-06-30 2024-01-01
EVANS, Jeremy Richard Holt Director 2001-11-01 2023-07-31
EVANS, Jeremy Richard Holt Director 1997-09-09 2001-07-04
FLANAGAN, Paul William Ian Director 2018-07-26 2023-01-11
PHELPS, Katharine Ann Costain Director 2018-07-26 2023-01-11
TOTTMAN, Mark John Director 2023-07-31 2024-01-01
NOMINA PLC Corporate Director 1997-09-09 2024-01-01
NOMINA SERVICES LIMITED Corporate Director 2001-07-04 2001-11-01

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr David Antony Bryan Curling Individual Shares 75–100%, Voting 75–100%, Appoints directors 2023-01-11 Active
Katharine Ann Costain Phelps Individual Shares 25–50%, Voting 25–50% 2021-09-13 Ceased 2023-01-11
Paul William Ian Flanagan Individual Shares 25–50%, Voting 25–50% 2021-09-13 Ceased 2023-01-11
Patricia Ann Flanagan Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust 2021-09-13 Ceased 2021-09-13
Ian Bennett Flanagan Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2021-09-13

Filing timeline

Last 20 of 404 total filings

Date Type Category Description
2026-03-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-01-12 CH01 officers Change person director company with change date PDF
2026-01-12 PSC04 persons-with-significant-control Change to a person with significant control PDF
2025-10-04 AA accounts Accounts with accounts type full
2025-02-19 CS01 confirmation-statement Confirmation statement with updates PDF
2024-10-09 AA accounts Accounts with accounts type full
2024-03-12 TM01 officers Termination director company with name termination date PDF
2024-03-11 AD01 address Change registered office address company with date old address new address PDF
2024-03-11 PSC04 persons-with-significant-control Change to a person with significant control PDF
2024-03-11 CH01 officers Change person director company with change date PDF
2024-03-11 AP04 officers Appoint corporate secretary company with name date PDF
2024-03-11 AP02 officers Appoint corporate director company with name date PDF
2024-03-11 TM01 officers Termination director company with name termination date PDF
2024-03-11 TM02 officers Termination secretary company with name termination date PDF
2024-02-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-15 AA accounts Accounts with accounts type full
2023-08-08 TM01 officers Termination director company with name termination date PDF
2023-08-07 AP01 officers Appoint person director company with name date PDF
2023-02-08 CS01 confirmation-statement Confirmation statement with updates PDF
2023-01-13 TM01 officers Termination director company with name termination date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Year-on-year comparison hidden: this filing's period length differs materially from the prior year.

Official Companies House page