The Accounts Companies House intelligence

MOUNT STREET MORTGAGE SERVICING LIMITED

#03411668 · Active · Incorporated 1997-07-30 (28y 10m) · Last filing 2025-09-04 (8mo ago)
Industrials · SIC 82990 · N Administrative & Support Service Activities · Full accounts

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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-06-09 (in 1mo)

Last made up 2025-05-26

Watchouts

None on the register

Cash

£2M

-5.7% vs 2023

Net assets

£28M

+2.3% vs 2023

Employees

96

-1% vs 2023

Profit before tax

£509K

-69.6% vs 2023

Name history

Renamed 3 times since incorporation

  1. MOUNT STREET MORTGAGE SERVICING LIMITED 2014-03-11 → present
  2. MORGAN STANLEY MORTGAGE SERVICING LIMITED 1999-02-17 → 2014-03-11
  3. MORGAN STANLEY PRINCIPAL FINANCE LIMITED 1997-09-02 → 1999-02-17
  4. SPRINTFROST LIMITED 1997-07-30 → 1997-09-02

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £19,966,211£21,422,915
Operating profit £1,499,951£487,469
Profit before tax £1,671,024£508,631
Net profit £1,551,072£552,171
Cash £2,468,622£2,326,972
Total assets less current liabilities £27,544,179£28,069,657
Net assets £26,916,916£27,536,744
Equity £26,916,916£27,536,744
Average employees 9796
Wages £7,820,450£7,916,351

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 7.5%2.3%
Net margin 7.8%2.6%
Return on capital employed 5.4%1.7%
Current ratio 2.77x2.48x
Interest cover 4.96x1.26x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
HaysMac LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The financial statements have been prepared on a going concern basis. The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the period until 30 September 2026, and continue to adopt the going concern basis of accounting in preparing the financial statements.”

Group structure

  1. MOUNT STREET MORTGAGE SERVICING LIMITED · parent
    1. Mount Street Hibernia Holdco Limited 100% · Ireland
    2. Mount Street Hibernia Servicing Limited 100% · Ireland
    3. MSMS Nominee I Limited 100%
    4. Mount Street Loan Solutions LLP 53%
    5. Mount Street Australia Pty Ltd 100% · Australia
    6. Mount Street Servicing GmbH 100% · Germany
    7. MS US Holdings Inc. 100% · USA
    8. Mount Street US LLP 50.1% · USA
    9. Mount Street US (Georgia) LLP 50.1% · USA

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 34 resigned

Name Role Appointed Born Nationality
BUNCLE, James Andrew Director 2017-12-12 May 1985 British
LLOYD, Paul David Director 2014-03-07 Nov 1967 British
MORLEY, Serenity Director 2023-11-15 Jan 1979 British
PLAGEMANN, Stephan Director 2023-11-15 Jun 1980 German
Show 34 resigned officers
Name Role Appointed Resigned
DE MIGUEL, Miguel Secretary 1997-08-26 1999-02-26
GLEDHILL, Mary Elizabeth Secretary 2000-04-10 2006-12-31
MARVIN, Lisa Anne Secretary 2001-06-14 2006-05-31
ROSENTHAL, Richard Scott Secretary 1999-02-26 2001-06-11
WALTERS, Sandra Gail Secretary 2006-05-31 2014-03-07
SWIFT INCORPORATIONS LIMITED Corporate Nominee Secretary 1997-07-30 1997-08-26
BROWN, Stephane James Director 2004-08-13 2008-05-06
BRUNSBERG, Ellen Director 1997-12-02 2008-06-23
CARSON, Matthew Director 2008-03-11 2012-06-13
CHARALAMBOUS, Darlene M. Director 2011-12-12 2012-06-22
COLES, John Dominic Director 1999-07-09 2004-08-13
DALY, John Peter Director 2000-04-07 2003-09-30
DAY, Helena Director 2006-09-22 2006-10-30
DEMPSEY, Darragh John Director 2012-10-01 2014-03-07
DUNLOP, Nancy Elizabeth Director 2012-10-01 2014-03-07
GOOCH, Jeffrey Andrew Director 2004-08-13 2007-01-24
GRANT, Adam Douglas Director 2003-07-03 2004-08-13
GREFSHEIM, Matthew Franklin Director 2006-09-22 2008-10-20
JOSEPH, Ravindra James Director 2014-03-07 2023-09-11
JOSEPH, Ravindra, Executive Director Director 1997-08-26 2004-05-18
LANDIS III, William Wilder Director 2017-03-31 2022-08-15
LEASK, Melanie Joan Director 2007-05-01 2008-01-31
LEVI, James Simon David Director 2012-10-01 2014-03-07
MERCHANT, David John Director 2017-12-12 2020-12-31
NATION, Gerard Johnathan Director 2006-11-02 2008-05-29
NEWBY, Wendy Elizabeth Director 2008-03-11 2009-01-19
PETERSON, Carl Scott Director 1997-08-26 2000-04-10
RYAN, Martin John Director 2008-03-11 2009-05-11
SEXTON, Alec William Director 2014-03-07 2016-12-12
SIMPSON, David Director 1999-07-09 2005-03-15
TURNER, Kevin Richard Director 2011-12-06 2014-03-07
WINDER, Justin Richard Director 2008-03-11 2011-12-15
WOJCIECHOWICZ, Robert Director 2004-08-13 2011-11-05
INSTANT COMPANIES LIMITED Corporate Nominee Director 1997-07-30 1997-08-26

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mount Street Ms Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 206 total filings

Date Type Category Description
2025-09-04 AA accounts Accounts with accounts type full
2025-06-09 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-05-21 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2024-10-03 AA accounts Accounts with accounts type full
2024-08-08 RP04SH01 capital Second filing capital allotment shares
2024-06-24 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-12-21 AA accounts Accounts with accounts type full
2023-11-21 AP01 officers Appoint person director company with name date PDF
2023-11-21 AP01 officers Appoint person director company with name date PDF
2023-09-14 TM01 officers Termination director company with name termination date PDF
2023-06-12 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-06-12 AD02 address Change sail address company with old address new address PDF
2023-04-05 AA accounts Accounts with accounts type full
2023-03-15 MR04 mortgage Mortgage satisfy charge full PDF
2023-01-06 MR04 mortgage Mortgage satisfy charge full
2023-01-06 MR04 mortgage Mortgage satisfy charge full
2023-01-06 MR04 mortgage Mortgage satisfy charge full
2023-01-06 MR04 mortgage Mortgage satisfy charge full
2023-01-06 MR04 mortgage Mortgage satisfy charge full
2023-01-06 MR04 mortgage Mortgage satisfy charge full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
1

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page