LOANS.CO.UK LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-02 (in 1mo)
Last made up 2025-05-19
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£2M
+5.9% vs 2023
Employees
—
Average over period
Profit before tax
£86K
+881.8% vs 2023
Name history
Renamed 1 time since incorporation
- LOANS.CO.UK LIMITED 2000-08-31 → present
- PRIORITY ONE LIMITED 1997-06-24 → 2000-08-31
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | -£11,000 | £86,000 | |
| Net profit | -£30,000 | £86,000 | |
| Cash | — | — | |
| Total assets less current liabilities | — | — | |
| Net assets | £1,467,000 | £1,553,000 | |
| Equity | £1,467,000 | £1,553,000 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 6.7% | 0.0% | |
| Current ratio | 14.97x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of approval of the accounts. Thus they continue to adopt the going concern basis of accounting in preparing the annual financial statements. Further details regarding the adoption of the going concern basis can be found in the note 1 to the financial statements.”
Significant events
- “The Company no longer undertakes new loans from January 2009 from which date it has continued to process Payment Protection Insurance complaints and as at 31 December 2024 held a provision of £nil (2023: £86,000), as detailed in note 9, reflecting an assessment of the continued appropriateness of the provision against actual claims experience and other relevant evidence.”
- “The Company will continue to operate until the remaining Payment Protection Insurance claims are settled (see note 9). Once this is completed, the Directors expect to make the Company dormant.”
- “As of 1 October 2023 interest income is no longer receivable on amounts due from group undertakings.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 40 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MULHOLLAND, Alison Elizabeth | Secretary | 2008-01-01 | — | British |
| AMBANI, Anish Bipin | Director | 2023-03-01 | Jan 1977 | British |
| SUBBRAMONEY, Praven | Director | 2025-06-17 | Nov 1980 | South African |
Show 40 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROOKS, Michael James | Secretary | 2002-04-30 | 2005-11-29 |
| COWHAM, David Clifford | Secretary | 1999-06-25 | 2002-01-16 |
| COWHAM, David Francis | Secretary | 1997-06-24 | 1999-06-25 |
| PUMFREY, Donna Wendy | Secretary | 2005-11-29 | 2008-01-01 |
| PARAMOUNT COMPANY SEARCHES LIMITED | Corporate Nominee Secretary | 1997-06-24 | 1997-06-24 |
| BACK, Jonathan David | Director | 2005-08-01 | 2006-03-08 |
| BAMFORD, Patrick John | Director | 2005-03-14 | 2005-08-01 |
| BRADLEY, Colin Walter | Director | 2013-11-12 | 2015-04-24 |
| BRADLEY, Colin Walter | Director | 2006-01-31 | 2006-04-30 |
| BROOKS, Michael James | Director | 2001-12-01 | 2005-08-01 |
| CORFIELD, Elyn Jane | Director | 2015-07-08 | 2023-01-09 |
| COWHAM, David Francis | Director | 2000-12-21 | 2002-01-16 |
| COWHAM, David Francis | Director | 1998-07-01 | 2000-04-04 |
| COWHAM, David Clifford | Director | 1997-06-24 | 2006-10-04 |
| CRAIG, Ian Ashley | Director | 2008-08-07 | 2013-07-31 |
| DE ANGELO, Salvatore Andrew | Director | 2005-08-01 | 2006-01-31 |
| FLYNN, Shane Grahame | Director | 2005-08-01 | 2006-01-31 |
| GOGOI, Hiral | Director | 2023-01-09 | 2025-06-18 |
| GREENE, Michele Sylvia | Director | 2006-01-31 | 2013-07-04 |
| GREER, Julieann | Director | 2003-01-15 | 2008-09-12 |
| HAYES, Stephen Edward | Director | 1997-06-24 | 2006-11-24 |
| HAYNES, Caroline June | Director | 2006-10-05 | 2017-05-25 |
| HENDERSON, Peter Forrest | Director | 2017-10-23 | 2018-11-02 |
| HEWES, John Joseph | Director | 2005-08-01 | 2005-12-30 |
| HUMPHREYS, Sean Kieran | Director | 2013-11-25 | 2019-11-22 |
| LINSZ, Mark Douglas | Director | 2006-07-10 | 2006-09-07 |
| MACKINLAY, Adele Margaret | Director | 2005-08-01 | 2006-02-28 |
| MACLEAN, Robert Angus | Director | 2006-07-10 | 2007-07-09 |
| MILLAN, James Henri | Director | 2003-10-13 | 2005-08-01 |
| O'DOHERTY, Ian | Director | 2006-07-10 | 2017-06-30 |
| PELLEY, Andrew John | Director | 2001-12-01 | 2005-08-01 |
| PEREZ, Israel Santos | Director | 2019-12-09 | 2023-02-24 |
| RHODES, Michael | Director | 2006-01-31 | 2007-10-01 |
| SATCHELL, Alex Sherwin Guy | Director | 2008-04-04 | 2009-03-27 |
| SHEPPARD, Andrew John | Director | 2004-07-26 | 2005-08-01 |
| STRUTHERS, Richard Kenneth | Director | 2005-08-01 | 2006-01-31 |
| SVENDSEN, Gina | Director | 2007-12-05 | 2011-02-01 |
| THORNBERRY, Richard Gerald | Director | 2005-08-01 | 2006-02-15 |
| YATES, Brian Raymond | Director | 2017-11-14 | 2019-11-22 |
| PARAMOUNT PROPERTIES (UK) LIMITED | Corporate Nominee Director | 1997-06-24 | 1997-06-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mbna Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 216 total filings
Material constitutional events — rename, articles re-file, resolution
- 2021-10-04 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-06-26 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-24 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-06 | AA | accounts | Accounts with accounts type full | |
| 2025-05-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-13 | CH03 | officers | Change person secretary company with change date | |
| 2024-06-05 | AA | accounts | Accounts with accounts type full | |
| 2024-05-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-21 | AA | accounts | Accounts with accounts type full | |
| 2023-05-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-03-02 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-11 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-11 | AP01 | officers | Appoint person director company with name date | |
| 2022-08-31 | AA | accounts | Accounts with accounts type full | |
| 2022-05-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-04 | CC04 | change-of-constitution | Statement of companys objects | |
| 2021-07-23 | AA | accounts | Accounts with accounts type full | |
| 2021-05-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2020-10-20 | AA | accounts | Accounts with accounts type full | |
| 2020-05-26 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
—
Not reported
-
Net assets
+5.9%
£1,467,000 £1,553,000
-
Employees
—
Not reported
-
Profit before tax
+881.8%
-£11,000 £86,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers