B & C E INSURANCE LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

KPMG LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of signing the Financial Statements. The Directors have prepared forecasts for the Company, including its cash position, for at least 12 months from the date of signing of these Financial Statements. The Directors have also considered the effect upon the Company's business, financial position, solvency and liquidity of more pessimistic, but plausible, trends in its business using stress testing and scenario analysis techniques. The scenarios tested showed that the Company will be able to operate at adequate levels of liquidity and solvency for at least the next 12 months. Accordingly, the Directors continue to adopt the going concern basis of accounting in preparing the annual Financial Statements.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

4

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Gross written premiums

  -2.6%

  £575,000 → £560,000

• Net earned premiums

  —

  Not reported

• Profit before tax

  -0.5%

  £1,097,000 → £1,092,000

• Equity

  +4.2%

  £19,557,000 → £20,376,000

• Claims incurred

  +77.6%

  £67,000 → £119,000

• Insurance contract liabilities

  -11.1%

  £225,000 → £200,000

• Investment return

  +5.9%

  £932,000 → £987,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers