RAMSDENS FINANCIAL LIMITED
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Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-09-30
Confirmation statement due
2027-05-14 (in 1y)
Last made up 2026-04-30
Watchouts
None on the register
Cash
£15M
+12.3% vs 2024
Net assets
£61M
+18.8% vs 2024
Employees
831
+1.1% vs 2024
Profit before tax
£16M
+41.3% vs 2024
Name history
Renamed 3 times since incorporation
- RAMSDENS FINANCIAL LIMITED 2007-09-05 → present
- SMITH COLE FINANCIAL LIMITED 2002-01-16 → 2007-09-05
- SMITH COLE FINANCIAL HOLDINGS LIMITED 1995-07-20 → 2002-01-16
- GRIDRANGE LIMITED 1995-04-12 → 1995-07-20
Net assets
2-year trend · vs Consumer Discretionary median
Accounts
2-year trend · latest reflected 2025-09-30
| Metric | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Turnover | £95,608,000 | £116,804,000 | |
| Operating profit | £12,360,000 | £16,783,000 | |
| Profit before tax | £11,257,000 | £15,901,000 | |
| Net profit | £8,205,000 | £11,627,000 | |
| Cash | £13,679,000 | £15,361,000 | |
| Total assets less current liabilities | £59,839,000 | £68,457,000 | |
| Net assets | £51,277,000 | £60,901,000 | |
| Equity | £51,277,000 | £60,901,000 | |
| Average employees | 822 | 831 | |
| Wages | £19,036,000 | £21,225,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating margin | 12.9% | 14.4% | |
| Net margin | 8.6% | 10.0% | |
| Return on capital employed | 20.7% | 24.5% | |
| Gearing (liabilities / total assets) | 38.2% | 35.3% | |
| Current ratio | 2.58x | 2.86x | |
| Interest cover | 11.21x | 19.03x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis. The Board have conducted an extensive review of forecast earnings and cash for the period to 31 January 2027 considering various scenarios and sensitivities given the ongoing uncertainty in the future economic environment.”
Group structure
- RAMSDENS FINANCIAL LIMITED · parent
- Big Screen Productions 5 LLP
Significant events
- “opening two new stores and relocating one.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 16 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CARTER, Lindsey Maria | Secretary | 2023-12-14 | — | — |
| CARR, Jason John | Director | 2008-01-01 | Jun 1972 | British |
| CLYBURN, Martin | Director | 2016-08-04 | Sep 1981 | British |
| HERRICK, Simon Edward | Director | 2025-03-03 | Jun 1963 | British |
| JOHNSON, Michael | Director | 2008-01-01 | Apr 1973 | British |
| KENYON, Peter Edward | Director | 2002-12-31 | May 1965 | British |
| SMITH, Mark James | Director | 2024-02-01 | Jun 1988 | British |
Show 16 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROWN, Kevin Nigel | Secretary | 2018-05-24 | 2023-12-14 |
| BROWN, Kevin Nigel | Secretary | 2006-03-21 | 2018-01-11 |
| COLE, Richard William | Secretary | 1995-07-12 | 2006-03-21 |
| WILLIAMS, Nigel | Secretary | 2018-01-11 | 2018-05-24 |
| LONDON LAW SECRETARIAL LIMITED | Corporate Nominee Secretary | 1995-04-12 | 1995-07-12 |
| BROWN, Kevin Nigel | Director | 2001-02-05 | 2017-10-16 |
| COLE, Richard William | Director | 1995-07-12 | 2006-03-21 |
| MCCALL, William | Director | 2013-01-01 | 2014-09-02 |
| MCLAUCHLIN, Colin Taylor | Director | 2011-03-01 | 2013-10-31 |
| MEEHAN, Andrew David | Director | 2014-09-02 | 2025-03-03 |
| SMITH, Charles Richard | Director | 1995-09-07 | 2010-02-17 |
| SMITH, Charles Stewart | Director | 1995-07-12 | 2014-09-02 |
| SMITH, Jonathan Mark | Director | 2010-12-16 | 2014-09-02 |
| SMITH, Susan Rose | Director | 1995-09-07 | 2014-09-02 |
| LONDON LAW SERVICES LIMITED | Corporate Nominee Director | 1995-04-12 | 1995-07-12 |
| RAMSDENS FINANCIAL LTD | Corporate Director | 2010-12-16 | 2010-12-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ramsdens Holdings Plc | Corporate entity | Shares 75–100% | 2017-03-30 | Active |
Filing timeline
Last 20 of 174 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-03-12 MA Memorandum articles
- 2024-03-12 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-30 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-01-28 | AA | accounts | Accounts with accounts type full | |
| 2025-12-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-17 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-24 | AA | accounts | Accounts with accounts type full | |
| 2024-12-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-04-02 | AA | accounts | Accounts with accounts type full | |
| 2024-03-28 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-03-12 | MA | incorporation | Memorandum articles | |
| 2024-03-12 | RESOLUTIONS | resolution | Resolution | |
| 2024-03-08 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-02-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-14 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-12-14 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-12-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-06 | AA | accounts | Accounts with accounts type full | |
| 2022-12-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-02-08 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-09-30 vs 2024-09-30
-
Turnover
+22.2%
£95,608,000 £116,804,000
-
Cash
+12.3%
£13,679,000 £15,361,000
-
Net assets
+18.8%
£51,277,000 £60,901,000
-
Employees
+1.1%
822 831
-
Operating profit
+35.8%
£12,360,000 £16,783,000
-
Profit before tax
+41.3%
£11,257,000 £15,901,000
-
Wages
+11.5%
£19,036,000 £21,225,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers