FORESTER LIFE LIMITED

1. FORESTER LIFE LIMITED 1995-01-11 → present
2. 3022ND SINGLE MEMBER SHELF TRADING COMPANY LIMITED 1994-12-02 → 1995-01-11

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“Having considered the position at the date of the Statement of Financial Position and its results, future prospects and risk profile, the Board has a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, management continues to adopt the going concern basis in preparing the annual financial statements.”

Significant events

• “2024 marked an extraordinary 150 years of Foresters support for everyday families achieving their financial goals.”
• “The Company held a member-nominated "BIG Give" contest, awarding a £50,000 donation to the Tuberous Sclerosis Association.”
• “The Company published its first public Taskforce for Climate Related Financial Disclosures (TCFD) report.”
• “A Sustainable fund launched for customers last year has proved to be a great success, accounting for over 10% of all new investments in 2024.”
• “In 2024, the Company launched the Foresters Freedom ISA to maturing CTF customers.”
• “Significant progress has been made during 2024 on the delivery of our 'Foresters Future' strategy which has supported the Company's underlying business in delivering record new business sales, strong fee income and well managed expenses.”
• “In 2023, the Company launched the Schroders Sustainable Future Multi-Asset Fund to customers.”
• “A High Court legal ruling in June 2023 (Virgin Media Limited v NTL Pension Trustees II Limited) decided that certain rule amendments were invalid if they were not accompanied by the correct actuarial confirmation. In July 2024, an appeal by Virgin Media Limited was dismissed by the High Court, affirming the initial judgment.”
• “During 2021, the Company became a Limited Partner in Social Supported Housing Partnership, committing to invest £10,000,000 in the development of social supported housing in the UK.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Gross written premiums

  —

  Not reported

• Net earned premiums

  —

  Not reported

• Profit before tax

  -16.5%

  £25,394,000 → £21,198,000

• Equity

  +1.2%

  £148,400,000 → £150,208,000

• Insurance contract liabilities

  -5.8%

  £364,090,000 → £343,063,000

• Investment return

  +13.8%

  £473,740,000 → £539,242,000

• Employees

  -82.1%

  190 → 34

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers