BUPA INVESTMENTS OVERSEAS LIMITED

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Next accounts due

2027-09-30 (in 1y)

Last filed for 2025-12-31

Confirmation statement due

2026-07-11 (in 2mo)

Last made up 2025-06-27

Watchouts

None on the register

Cash

£25M

-10.9% vs 2024

Net assets

£4B

+3.3% vs 2024

Employees

+27.1% vs 2024

Profit before tax

£377M

-20.8% vs 2024

Name history

Renamed 1 time since incorporation

BUPA INVESTMENTS OVERSEAS LIMITED 1994-12-21 → present
KINDCHOICE LIMITED 1994-11-22 → 1994-12-21

Net assets

2-year trend · vs Industrials median

BUPA INVESTMENTS OVERSEAS LIMITED·Industrials median · n=2875

Accounts

2-year trend · latest reflected 2025-12-31

Metric	2024-12-31	2025-12-31
Turnover	—	—
Operating profit	—	—
Profit before tax	£476,100,000	£377,300,000
Net profit	£448,800,000	£358,100,000
Cash	£27,500,000	£24,500,000
Total assets less current liabilities	£5,897,300,000	£5,895,700,000
Net assets	£4,075,800,000	£4,210,200,000
Equity	£4,075,800,000	£4,210,200,000
Average employees	70	89
Wages	£14,900,000	£21,800,000

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio	Trend	2024-12-31	2025-12-31
Current ratio		1.51x	1.27x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis: FRS 101
Reporting scope: Standalone (parent only)
Auditor: PricewaterhouseCoopers LLP
Audit opinion: Unqualified (clean)
Going concern: Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”

Group structure

BUPA INVESTMENTS OVERSEAS LIMITED · parent
1. Benefit Pocket Pty Ltd 100% · Australia
2. Bupa Aged Care Australasia Pty Limited 100% · Australia
3. Bupa Aged Care Australia Holdings Pty Ltd 100% · Australia
4. Bupa Aged Care Australia Pty Ltd 100% · Australia
5. Bupa Aged Care Holdings Pty Ltd 100% · Australia
6. Bupa Aged Care Property No.2 Trust 100% · Australia
7. Bupa Aged Care Property No.3 Trust 100% · Australia
8. Bupa Aged Care Property No.3A Trust 100% · Australia
9. Bupa Aged Care Property Trust 100% · Australia
10. Bupa ANZ Finance Pty Ltd 100% · Australia
11. Bupa ANZ Group Pty Ltd 100% · Australia
12. Bupa ANZ Healthcare Holdings Pty Ltd 100% · Australia
13. Bupa ANZ Insurance Pty Ltd 100% · Australia
14. Bupa ANZ Property 1 and 2 Limited 100% · Australia
15. Bupa ANZ Property 3 and 3A Pty Ltd 100% · Australia
16. Bupa Care Villages Australia Pty Ltd 100% · Australia
17. Bupa Dental Corporation Pty Ltd 100% · Australia
18. Bupa Foundation (Australia) Limited 100% · Australia
19. Bupa Health Centres Pty Ltd 100% · Australia
20. Bupa Health Services Pty Ltd 100% · Australia
21. Bupa HI Holdings Pty Ltd 100% · Australia
22. Bupa HI Pty Ltd 100% · Australia
23. Bupa Innovations (ANZ) Pty Ltd 100% · Australia
24. Bupa Medical Services Pty Limited 100% · Australia
25. Bupa Optical Pty Ltd 100% · Australia
26. Bupa Strategic Investments Pty Ltd 100% · Australia
27. Bupa Telehealth Pty Ltd 100% · Australia
28. Bupa Wellness Pty Limited 100% · Australia
29. DC Holdings WA Pty Ltd 100% · Australia
30. Dental Corporation Holdings Pty Ltd 100% · Australia
31. Dental Corporation Pty Ltd 100% · Australia
32. Guardian Medical Health Care Pty Ltd 100% · Australia
33. Guardian Medical Property Pty Ltd 100% · Australia
34. Medical Practitioners Custodian Australia Pty Ltd 100% · Australia
35. Bupa Middle East Holdings Two W.L.L. 75% · Bahrain
36. Care Plus Negócios Em Saúde Ltda. 100% · Brazil
37. Care Plus Medicina Assistencial Ltda. 100% · Brazil
38. Personal System Serviços Médicos e Odontológicos Ltda. 100% · Brazil
39. Care Plus Odontología Assistencial Ltda. 100% · Brazil
40. Clinica Renaca S.A. 100% · Chile
41. Desarrollo E Inversiones Medicas S.A. 97.56% · Chile
42. Promotora De Salud S.A. 67.03% · Chile
43. Sociedad Medica Imageneologia Clinica Renaca Limitada 80% · Chile
44. Bupa Administracion y Servicios SpA 100% · Chile
45. Examenes De Laboratorio S.A. 100% · Chile
46. Grupo Bupa Sanitas Chile Uno, SpA 100% · Chile
47. Inversiones Clinicas CBS S.A. 100% · Chile
48. Isapre Cruz Blanca S.A. 99.79% · Chile
49. Integramedica S.A. 99.99% · Chile
50. Recaumed S.A. 58.4% · Chile
51. Bupa Chile S.A. 100% · Chile
52. Bupa Compania de Seguros de Vida S.A. 100% · Chile
53. Clinica Bupa Santiago S.A. 100% · Chile
54. Inmobiliaria Centro Medico Antofagasta S.A. 99.99% · Chile
55. Centro Medico Antofagasta S.A. 100% · Chile
56. Inversiones Clinicas Pukara S.A. 88.95% · Chile
57. Servicios Y Abastecimiento A Clinicas S.A. 100% · Chile
58. Bupa Dominicana, S.A. 100% · Dominican Republic
59. Bupa Ecuador S.A. Compania de Seguros 100% · Ecuador
60. Bupa Egypt Insurance S.A.E. 99.95% · Egypt
61. Bupa Egypt Services LLC 99% · Egypt
62. Bupa Guatemala, Compania de Seguros, S.A. 99% · Guatemala
63. Bupa Holdings (Guernsey) Limited 100% · Guernsey
64. UK Care No. 1 Limited 100% · Guernsey
65. Bupa Capability Centre Private Limited 100% · India
66. Niva Bupa Health Insurance Company Limited 55.36% · India
67. Bupa Global Designated Activity Company 100% · Ireland
68. Bupa Global Insurance Limited 100% · Kenya
69. Comunidad Vitamedica S.C. 100% · Mexico
70. Corporativo Vitamedica, S.A. De C.V. 100% · Mexico
71. Vitamedica Administradora, S.A. De C.V. 100% · Mexico
72. Bupa Mexico, Compania de Seguros, S.A. de C.V. 100% · Mexico
73. Bupa Servicios de Evaluacion Medica, S. de R.L. de C.V. 99.99% · Mexico
74. Bupa Servicios Dentales, S.A. de C.V. 100% · Mexico
75. Bupa Servicios Globales, S. de R.L de C.V. 100% · Mexico
76. Promotora de Hospitales y Servicios Integrales, S.A.P.I. de C.V. 100% · Mexico
77. Bupa Care Services NZ Limited 100% · New Zealand
78. Bupa Retirement Villages Limited 100% · New Zealand
79. Bupa Panama S.A. 100% · Panama
80. Bupa Servicios Panama, S.A. 100% · Panama
81. Anglolab S.A 100% · Peru
82. Integramedica Peru S.A.C. 100% · Peru
83. MediPerú S.A. 99.98% · Peru
84. Centrum Terapii Kontinuum Sp. z.o.o. 100% · Poland
85. Megamed Sp. z.o.o. 100% · Poland
86. Centrum Seksuologii, Psychoterapii i Psychosomatyki Sp. Z.O.O. 100% · Poland
87. LUX MED Szpital Krakow Sp. z.o.o. 100% · Poland
88. "Medical Magnus" Sp. z.o.o 100% · Poland
89. Spolka Lekarska „Kromed" Sp. z o.o. 100% · Poland
90. "Centrum Medyczne Mavit" Sp. z.o.o. 100% · Poland
91. "Sport Medica" S.A. 100% · Poland
92. Mental Path Group Sp. z.o.o. 80% · Poland
93. Silver Dental Clinic Sp. z.o.o. 100% · Poland
94. Citomed Nieruchomosci Sp. z.o.o. 100% · Poland
95. LUX MED Onkologia Sp. z.o.o. 100% · Poland
96. "Fundacja LUX MED Im. Dr Joanny Perkowicz" 100% · Poland
97. Elblaska Sp. z.o.o. 100% · Poland
98. LUX MED Benefity Sp. z.o.o. 100% · Poland
99. LUX-MED Investment S.A. 100% · Poland
100. LUX MED Sp. z.o.o. 100% · Poland
101. LUX MED Ubezpieczenia Towarzystwo Ubezpieczen i Reasekuracji S.A. 100% · Poland
102. Wyzsza Szkola Nauk Medycznych w Warszawie 100% · Poland
103. Dentika Sp. z.o.o. 100% · Poland
104. Centrum Edukacji Medycznej Sp. z.o.o. 100% · Poland
105. Mediss Dental Clinic Sp. z.o.o. 100% · Poland
106. "Medika" Uslugi Medyczne Sp. z.o.o. 100% · Poland
107. Fundacja MedPolonia 100% · Poland
108. Med-Polonia Sp. z.o.o. 100% · Poland
109. 4DENT Sp. z.o.o. 100% · Poland
110. Tomograf Sp. z.o.o. 100% · Poland
111. Orthos Szpital Wielospecjalistyczny Sp. z.o.o. 100% · Poland
112. LUX MED Szpital Gdansk S.A. 100% · Poland
113. Swissmed Nieruchomosci Sp. z.o.o. 100% · Poland
114. Swissmed Opieka Sp. z.o.o. 100% · Poland
115. A2 Clinic Sp. z.o.o. 100% · Poland
116. Bupa Novos Negócios, Unipessoal Lda. 100% · Portugal
117. Amedex Services Ltd. 100% · Saint Kitts and Nevis
118. Bupa Singapore Holdings Pte. Ltd. 100% · Singapore
119. Sanitas Mayores Navarra S.L. 100% · Spain
120. Advanced Skin Care, S.L. 70% · Spain
121. Clinica Dermatologica Centrodem 2001, S.L. 70% · Spain
122. Sanitas Mayores Pais Vasco S.A. 100% · Spain
123. Elegimosalud S.L.U 100% · Spain
124. Especializada y Primaria L'Horta-Manises, S.A.U. 100% · Spain
125. Fundacion Sanitas 100% · Spain
126. Fundacion Sanitas Hospitales Para el Desarrollo de la Investigacion y la Innovacion Medica 100% · Spain
127. Grupo Bupa Sanitas S.L.U. 100% · Spain
128. Resonancia Abierta Ibermedic, S.L. 100% · Spain
129. Sanitas Emision S.L.U. 100% · Spain
130. Sanitas Holding, S.L.U. 100% · Spain
131. Sanitas Mayores S.L. 100% · Spain
132. Sanitas Nuevos Negocios S.L.U. 100% · Spain
133. Sanitas S.A. de Seguros 99.92% · Spain
134. Sanitas S.L. de Diversificacion S.U. 100% · Spain
135. Sanitas, S.A. de Hospitales S.U. 100% · Spain
136. LMG Forsakrings AB 100% · Sweden
137. Bupa Global (DIFC) Limited 100% · United Arab Emirates
138. Bupa Global Holdings Limited 100% · United Kingdom
139. Bupa India Holdings UK Limited 100% · United Kingdom
140. Bupa Insurance Company 100% · United States
141. Bupa Investment Corporation, Inc. 100% · United States
142. Bupa U.S. Holdings, Inc. 100% · United States
143. Bupa Worldwide Corporation 100% · United States
144. U.S.A. Medical Services Corporation 100% · United States

Significant events

“In March 2026 the conflict involving Iran, continued to heighten global economic and market uncertainty. Bupa does not have businesses in Iran, but does operate in the Middle East through Bupa Global, and has associate businesses in Saudi Arabia. The conflict could result in direct impacts to these businesses or their customers, potentially impacting both revenue and cost and therefore future profitability, particularly if it is sustained and results in adverse impacts to local economies.”
“During 2025, the Board reviewed the Company's capital structure and resolved to redeem its 174,000,000,000 CLP preference shares.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

5 active · 32 resigned

Name	Role	Appointed	Born	Nationality
BUPA LIMITED	Corporate Secretary	2022-10-25	—	—
BINMORE, Clare	Director	2022-10-25	Mar 1973	British
EVANS, Gareth Morris	Director	2008-08-07	Apr 1973	British
FIELDING, Stephanie Margaret	Director	2016-12-14	Jan 1971	Australian
LENTON, James Alan	Director	2021-11-16	Jul 1975	British

Show 32 resigned officers

Name	Role	Appointed	Resigned
WALFORD, Arthur David	Secretary	1994-12-05	2005-09-01
BUPA SECRETARIES LIMITED	Corporate Secretary	2005-09-01	2022-10-25
SWIFT INCORPORATIONS LIMITED	Corporate Nominee Secretary	1994-11-22	1994-12-05
BEAZLEY, Nicholas Tetley	Director	2005-09-01	2013-05-19
DAVIES, Christopher Grey	Director	1995-10-18	2003-11-21
DAVIES, Julian Peter	Director	1994-12-05	2008-05-23
DONALD, Alan Charles	Director	1998-03-27	1999-02-04
DUGDALE, Michael Ian	Director	2001-01-01	2005-09-15
ELLERBY, Mark	Director	1994-12-05	1998-03-27
GOODACRE, Ian Jonathan	Director	2008-01-02	2013-04-30
GREGORY, Fraser David	Director	2007-11-01	2010-06-21
HAMPTON, Mark Richard	Director	2006-02-07	2008-08-07
HAMPTON, Mark Richard	Director	2005-09-17	2005-09-30
HARRIS, Fiona	Director	2015-07-24	2016-06-30
HOLDEN, Dean Allan	Director	1999-02-04	2001-12-31
JENNINGS, Keith	Director	2016-06-30	2016-12-05
KENT, Benjamin David Jemphrey	Director	2011-06-09	2012-10-19
KENT, Benjamin David Jemphrey	Director	2006-02-07	2007-11-01
KENT, Benjamin David Jemphrey	Director	2005-09-01	2005-09-30
KING, Raymond	Director	2001-08-01	2008-05-15
LEA, Edward William	Director	1994-12-05	2001-09-13
LINTON, Joy	Director	2016-06-13	2021-03-04
LOS, Steven Michael	Director	2010-06-21	2015-01-26
MERCHANT, Mahboob Ali	Director	2008-05-23	2015-12-31
POTKINS, Martin	Director	2021-01-01	2021-12-31
POTKINS, Martin	Director	2015-01-27	2019-02-01
RICHARDSON, Charles Austen	Director	2011-06-09	2015-06-24
ROBERTS, Gareth Huw	Director	2019-02-01	2022-09-16
SINGER, Thomas Daniel	Director	2008-05-15	2011-09-16
WALFORD, Arthur David	Director	1995-10-18	2005-09-01
BUPA SECRETARIES LIMITED	Corporate Director	2005-09-01	2005-09-01
INSTANT COMPANIES LIMITED	Corporate Nominee Director	1994-11-22	1994-12-05

Ownership

Persons with significant control

Name	Kind	Nature of control	Notified	Status
Bupa Finance Plc	Corporate entity	Shares 75–100%, Voting 75–100%, Appoints directors	2016-04-06	Active

Filing timeline

Last 20 of 220 total filings

Material constitutional events — rename, articles re-file, resolution

2026-03-11 RESOLUTIONS Resolution
2026-03-11 MA Memorandum articles

Date	Type	Category	Description
2026-05-09	AA	accounts	Accounts with accounts type full
2026-03-11	RESOLUTIONS	resolution	Resolution
2026-03-11	MA	incorporation	Memorandum articles
2025-12-27	SH02	capital	Capital alter shares redemption statement of capital
2025-12-19	SH01	capital	Capital allotment shares	PDF
2025-07-02	RP04CS01	confirmation-statement	Second filing of confirmation statement with made up date	PDF
2025-06-27	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2025-04-25	AA	accounts	Accounts with accounts type full
2024-06-26	CS01	confirmation-statement	Confirmation statement with updates
2024-05-21	AA	accounts	Accounts with accounts type full
2024-01-19	SH01	capital	Capital allotment shares	PDF
2023-06-29	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2023-06-28	PSC05	persons-with-significant-control	Change to a person with significant control	PDF
2023-05-17	AA	accounts	Accounts with accounts type full
2022-11-01	TM02	officers	Termination secretary company with name termination date	PDF
2022-11-01	AP04	officers	Appoint corporate secretary company with name date	PDF
2022-10-26	AP01	officers	Appoint person director company with name date	PDF
2022-09-21	TM01	officers	Termination director company with name termination date	PDF
2022-07-07	CH01	officers	Change person director company with change date	PDF
2022-07-07	CH01	officers	Change person director company with change date	PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings: 7
Capital events: 2
Officers appointed: 0
Officers resigned: 0

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31

Turnover

—

Not reported
Cash

-10.9%

£27,500,000 £24,500,000
Net assets

+3.3%

£4,075,800,000 £4,210,200,000
Employees

+27.1%

70 89
Profit before tax

-20.8%

£476,100,000 £377,300,000
Wages

+46.3%

£14,900,000 £21,800,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page