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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-06-20 (in 1mo)

Last made up 2025-06-06

Watchouts

None on the register

Cash

£658K

+90.2% vs 2023

Net assets

£53M

+15.2% vs 2023

Employees

Average over period

Profit before tax

£7M

+10.1% vs 2023

Name history

Renamed 1 time since incorporation

  1. RISK MANAGEMENT PARTNERS LTD. 1995-01-09 → present
  2. REFAL 446 LIMITED 1994-11-10 → 1995-01-09

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £16,847,000£17,994,000
Operating profit £6,372,000£6,992,000
Profit before tax £6,408,000£7,057,000
Net profit £6,419,000£7,008,000
Cash £346,000£658,000
Total assets less current liabilities £46,024,000£53,032,000
Net assets £46,024,000£53,032,000
Equity £46,024,000£53,032,000
Average employees
Wages

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 37.8%38.9%
Net margin 38.1%38.9%
Return on capital employed 13.8%13.2%
Current ratio 7.77x31.34x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Company has adequate resources to continue in operational existence for a period of at least until to 31 May 2026, and no material uncertainties related to going concern have been identified.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 56 resigned

Name Role Appointed Born Nationality
DOWNEY, Tom Director 2020-12-16 Nov 1967 Irish
HALSALL, Stephen Philip Director 2022-09-15 Apr 1971 British
SIMMONDS, Sebastian Adam Crawford Director 2023-04-21 Dec 1980 British
THOMSON, Catriona Anne Director 2023-07-12 Nov 1976 British
Show 56 resigned officers
Name Role Appointed Resigned
BROWN, Terence Dudley Secretary 2006-04-20 2007-06-30
BURGESS, Robert Kyle Secretary 1995-04-24 2003-01-06
CARTER, David Charles Secretary 1994-11-10 1995-01-06
CAVAZZI, Gary Mark Secretary 1998-07-29 2006-04-18
MCGOWAN, William Lindsay Secretary 2012-09-11 2018-08-10
NASTRI, Philip Anthony Secretary 2004-05-12 2006-04-18
PEEL, Alistair Charles Secretary 2018-08-10 2024-07-26
PFITZNER, Alissa Secretary 2007-06-30 2012-09-10
PINTO, John Charles Secretary 1995-01-06 1995-04-24
RIVERA, Ignacio Secretary 2003-06-11 2004-05-12
BARTON, Michael Keith Director 2006-04-18 2011-08-31
BEER, Albert John Director 2003-06-11 2004-05-12
BEER, Albert John Director 1997-12-03 2000-12-13
BELTON, Michael Vincent Director 2020-01-17 2020-12-16
BRESLIN, Sarah Director 2020-12-10 2023-07-01
BROWN, Terence Dudley Director 2006-04-20 2011-12-30
BURGESS, Robert Kyle Director 1995-04-24 2002-06-28
CAMPBELL, John Gerald Director 1995-01-06 2003-06-01
CAVANESS, Joel David Director 2002-04-22 2004-05-12
CLOHERTY, Michael John Director 1995-01-06 2000-12-13
COLYER, Nicholas John Director 2012-01-03 2026-03-31
DURKALSKI, Peter James Director 1996-04-28 2000-12-13
FISHER, James Richard Director 1995-01-06 1997-04-01
GALLAGHER, John Patrick Director 1995-01-06 1996-02-23
GALLAGHER, Thomas Joseph Director 2013-06-19 2016-06-03
GALLAGHER JR, John Patrick Director 1995-01-06 2013-06-19
GAULT, James Director 2002-12-04 2004-05-12
GIUFFRE, Victor M Director 2000-12-13 2003-06-01
HANSON, Philip Leighton Director 2017-11-22 2019-09-09
HUGHES, Louise Marie Director 2021-10-21 2025-02-24
INDERBITZIN, Paul Herold Director 1995-01-06 1997-03-14
JANOWICZ, Kazik Director 2004-05-12 2016-06-30
JOHN, Shaftoe Director 2004-05-12 2013-01-25
JOYE, Erwin Michael Director 1995-01-06 1995-04-24
KING, Brian Anthony Director 2004-05-12 2006-04-18
KUCZINSKI, Anthony Joseph Director 2003-06-11 2004-05-12
KUCZINSKI, Anthony J Director 1998-12-01 2000-12-13
LASHMAR, Gary Director 2012-01-03 2023-04-30
LESTRANGE, Kenneth John Director 1995-01-06 1997-12-05
LUCAS, Matthew Director 2021-01-11 2024-04-26
MATSON, Simon Charles Director 2015-07-08 2018-11-13
MC GURN JNR, David Edward Director 1995-01-06 2011-01-13
MCKENNA, Richard John Director 2000-12-13 2004-05-12
MOLL, William Director 2000-12-13 2002-06-28
MUGGE, Mark Stephen Director 2011-08-31 2015-01-26
NASTRI, Philip Anthony Director 2004-05-12 2006-04-18
NOONAN, Edward J Director 1998-12-01 2002-06-28
PHELAN, John Patrick Director 2003-06-11 2004-05-12
REDINGTON, William Chancey Director 2003-06-11 2004-05-12
ROSS, David Christopher Director 2004-05-12 2015-02-09
SANDARS, George Russell Nominee Director 1994-11-10 1995-01-06
SCOTT, Charles Douglas Director 2017-02-08 2017-11-22
SMIDDY, Craig Director 2003-06-11 2004-05-12
STORY, Ian Graham Director 2015-04-29 2017-02-08
TAPPER, Roy Lawrence Director 2012-01-03 2022-06-01
VINCELETTE, Richard Bruce Director 1995-01-06 2002-06-28

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Arthur J. Gallagher (Uk) Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 210 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-10-08 RESOLUTIONS Resolution
  • 2025-10-08 MA Memorandum articles
Date Type Category Description
2026-03-31 TM01 officers Termination director company with name termination date PDF
2025-10-08 RESOLUTIONS resolution Resolution
2025-10-08 MA incorporation Memorandum articles
2025-09-02 CH01 officers Change person director company with change date PDF
2025-07-09 AA accounts Accounts with accounts type full
2025-06-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-02-25 TM01 officers Termination director company with name termination date PDF
2024-08-20 TM02 officers Termination secretary company with name termination date PDF
2024-07-29 AA accounts Accounts with accounts type full
2024-06-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-04-26 TM01 officers Termination director company with name termination date PDF
2023-10-02 PSC05 persons-with-significant-control Change to a person with significant control PDF
2023-07-21 AP01 officers Appoint person director company with name date PDF
2023-07-05 TM01 officers Termination director company with name termination date PDF
2023-06-12 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-06-02 AA accounts Accounts with accounts type full
2023-05-23 AP01 officers Appoint person director company with name date PDF
2023-05-02 TM01 officers Termination director company with name termination date PDF
2023-05-02 AP01 officers Appoint person director company with name date PDF
2022-10-14 CH01 officers Change person director company with change date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
6

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page