IRWELL INSURANCE COMPANY LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-06-09 (in 1mo)
Last made up 2025-05-26
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£38M
+14.7% vs 2024
Employees
34
+61.9% vs 2024
Profit before tax
£6M
+11.1% vs 2024
Name history
Renamed 1 time since incorporation
- IRWELL INSURANCE COMPANY LIMITED 1994-03-03 → present
- AREAGALA LIMITED 1994-01-13 → 1994-03-03
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Gross written premiums | £34,563,000 | £39,273,000 | |
| Net earned premiums | £29,926,000 | £36,230,000 | |
| Claims incurred | £11,201,000 | £11,998,000 | |
| Investment return | £2,755,000 | £1,993,000 | |
| Profit before tax | £5,819,000 | £6,462,000 | |
| Net profit | £4,289,000 | £4,919,000 | |
| Insurance contract liabilities | £35,831,000 | £39,847,000 | |
| Total assets | £80,279,000 | £90,003,000 | |
| Total liabilities | £46,834,000 | £51,639,000 | |
| Equity | £33,445,000 | £38,364,000 | |
| Average employees | 21 | 34 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 58.3% | 57.4% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for least 12 months from the date the accounts are authorised for issue. Accordingly, they continue to adopt the going concern basis in preparing the annual financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 18 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BREAKWELL, Christopher Ian | Secretary | 2021-09-28 | — | — |
| BONVARLET, Gilles Alex Maxime | Director | 2021-09-28 | Feb 1964 | French |
| BREAKWELL, Christopher Ian | Director | 2021-12-15 | Mar 1987 | British |
| DONE, Peter Eric | Director | 1994-01-20 | Feb 1947 | British |
| PORTSMOUTH, Charles Sinclair | Director | 2023-02-10 | Aug 1956 | British |
| READING, Giles Thomas | Director | 2021-02-17 | Jan 1974 | British |
| RIMMINGTON, David Anthony | Director | 2025-06-26 | Apr 1968 | British |
Show 18 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DUNBAR, Ian | Secretary | 1994-02-12 | 2007-10-31 |
| HART, Sarah Louise | Secretary | 2007-10-31 | 2021-09-28 |
| INDEMNITY MANAGEMENT SERVICES LIMITED | Corporate Secretary | 1994-01-20 | 1994-02-17 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1994-01-13 | 1994-01-20 |
| ATHERTON, Julian James | Director | 2023-04-27 | 2023-08-08 |
| BLACKLOCK, Kimberley Jane | Director | 2021-12-15 | 2023-04-27 |
| DONE, Fred | Director | 1994-01-20 | 2021-12-15 |
| DUNBAR, Ian | Director | 1994-02-12 | 2007-09-30 |
| FOTHERGILL, Barry | Director | 1994-02-17 | 2015-12-03 |
| HART, Sarah Louise | Director | 2001-04-01 | 2021-12-15 |
| HOUGHTON, Clifford Leicester | Director | 2013-08-01 | 2022-05-27 |
| LEWIS, Stephen Brian | Director | 2017-10-31 | 2023-05-02 |
| MARTIN, Wade | Director | 2004-11-01 | 2010-05-05 |
| PERRY, Stephen Lee | Director | 2024-03-27 | 2025-01-01 |
| RAPLEY, George Michael | Director | 2004-11-01 | 2014-05-17 |
| SUMBERG, David Anthony Gerald | Director | 1994-02-17 | 2002-11-30 |
| WARDELL, Keith William | Director | 2014-10-02 | 2021-06-04 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 1994-01-13 | 1994-01-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Nicola Anne Done-Orrell | Individual | Shares 50–75%, Voting 50–75%, Appoints directors | 2023-06-02 | Active |
| Mr Peter Eric Done | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
| Mr Fred Done | Individual | Shares 50–75%, Voting 50–75%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 141 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-01-25 RESOLUTIONS Resolution
- 2024-01-25 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-07-10 | AA | accounts | Accounts with accounts type full | |
| 2025-06-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-19 | AA | accounts | Accounts with accounts type full | |
| 2024-06-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-25 | RESOLUTIONS | resolution | Resolution | |
| 2024-01-25 | MA | incorporation | Memorandum articles | |
| 2023-08-14 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-25 | AA | accounts | Accounts with accounts type full | |
| 2023-07-19 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2023-07-19 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2023-07-19 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2023-06-13 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-04 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-27 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-27 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-13 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Gross written premiums
+13.6%
£34,563,000 £39,273,000
-
Net earned premiums
+21.1%
£29,926,000 £36,230,000
-
Profit before tax
+11.1%
£5,819,000 £6,462,000
-
Equity
+14.7%
£33,445,000 £38,364,000
-
Claims incurred
+7.1%
£11,201,000 £11,998,000
-
Insurance contract liabilities
+11.2%
£35,831,000 £39,847,000
-
Investment return
-27.7%
£2,755,000 £1,993,000
-
Employees
+61.9%
21 34
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers