CETA INSURANCE LTD
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Next accounts due
2026-06-30 (in 1mo)
Last filed for 2024-09-30
Confirmation statement due
2026-06-30 (in 1mo)
Last made up 2025-06-16
Watchouts
None on the register
Cash
£9M
+11.5% vs 2023
Net assets
£20M
+26.8% vs 2023
Employees
81
-4.7% vs 2023
Profit before tax
£6M
+26.3% vs 2023
Name history
Renamed 1 time since incorporation
- CETA INSURANCE LTD 2006-07-11 → present
- CENTRAL ELECTRONIC TRADING AGENCY LIMITED 1993-06-16 → 2006-07-11
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-09-30
| Metric | Trend | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Turnover | £16,652,316 | £20,440,504 | |
| Operating profit | £4,396,682 | £5,529,368 | |
| Profit before tax | £4,416,661 | £5,578,757 | |
| Net profit | £3,747,266 | £4,122,942 | |
| Cash | £8,085,428 | £9,012,881 | |
| Total assets less current liabilities | £15,826,860 | £20,129,147 | |
| Net assets | £15,402,474 | £19,525,416 | |
| Equity | £15,402,474 | £19,525,416 | |
| Average employees | 85 | 81 | |
| Wages | £2,928,615 | £3,437,817 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Operating margin | 26.4% | 27.1% | |
| Net margin | 22.5% | 20.2% | |
| Return on capital employed | 27.8% | 27.5% | |
| Gearing (liabilities / total assets) | 35.5% | 34.8% | |
| Current ratio | 2.64x | 2.73x | |
| Interest cover | 1374.82x | 185.38x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“More generally, the directors have reviewed the base case group's forecasts and latest management accounts including projected compliance with the financial covenants in place under the new group's bank facility and as a result have a reasonable expectation that the company will be able to meet its liabilities as they fall due for a period of at least twelve months from the date of approval of these financial statements.”
Group structure
- CETA INSURANCE LTD · parent
- Insuremyhome Ltd 100%
- Insuremyholiday Ltd 100%
- Insuremycar Ltd 100%
- Insuremybusiness Ltd 100%
- Insuremy Ltd 100%
Significant events
- “On the 16 August 2024, 100% of the share capital of Atec Group Holdings Limited was acquired by Angelus Bidco Limited. The ultimate parent company is Angelus TopCo Limited, a company owned and controlled by PW Angelus Limited. As part of the sale and refinance, the previous bank facility, loan notes and preference shares were all settled, to be replaced by new senior debt facilities and preference shares.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DEVINE, Brendan Joseph | Director | 2020-07-20 | Oct 1967 | British |
| DONALDSON, Matthew Oliver | Director | 2024-08-16 | Jul 1973 | British |
| GILBERT, Ian | Director | 2019-10-17 | Apr 1984 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| WATERS, Adrian | Secretary | 1993-06-22 | 2017-09-29 |
| PARAMOUNT COMPANY SEARCHES LIMITED | Corporate Nominee Secretary | 1993-06-16 | 1993-06-22 |
| BIBBY, John Brian | Director | 2016-12-05 | 2020-07-14 |
| BLOWERS, Andrew Mark | Director | 2015-06-10 | 2020-07-27 |
| ELSTON, Andrew Henry | Director | 2018-06-07 | 2019-05-01 |
| QUICK, David Allen | Director | 1993-06-22 | 2017-09-29 |
| SCHOFIELD, Sandra Mary | Director | 2001-10-01 | 2017-09-29 |
| THOMSON, James Muir | Director | 2015-06-10 | 2021-08-13 |
| WATERS, Adrian | Director | 1995-07-01 | 2017-09-29 |
| YATES, Paul Adam | Director | 2015-06-10 | 2024-08-16 |
| PARAMOUNT PROPERTIES (UK) LIMITED | Corporate Nominee Director | 1993-06-16 | 1993-06-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Atec Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-09-29 | Active |
| Mr John Bibby | Individual | Significant influence | 2016-12-05 | Ceased 2018-06-16 |
| Mr David Quick | Individual | Shares 25–50%, Voting 25–50% | 2016-07-01 | Ceased 2018-06-16 |
| Mr Paul Yates | Individual | Significant influence | 2016-07-01 | Ceased 2018-06-16 |
| Mr Andrew Blowers | Individual | Significant influence | 2016-07-01 | Ceased 2018-06-16 |
| Mr Adrian Waters | Individual | Shares 25–50%, Voting 25–50% | 2016-07-01 | Ceased 2018-06-16 |
| Mrs Sandra Scofield | Individual | Significant influence | 2016-07-01 | Ceased 2018-06-16 |
| Mr James Thomson | Individual | Significant influence | 2016-07-01 | Ceased 2018-06-16 |
Filing timeline
Last 20 of 174 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-06-23 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-04-10 | AA | accounts | Accounts with accounts type full | |
| 2025-02-05 | CH01 | officers | Change person director company with change date | |
| 2024-11-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-28 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-23 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-08-21 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-17 | AA | accounts | Accounts with accounts type full | |
| 2024-03-26 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-03-26 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-08-04 | AAMD | accounts | Accounts amended with accounts type full | |
| 2023-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-07 | AA | accounts | Accounts with accounts type full | |
| 2022-06-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-06 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2022-05-06 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2022-05-04 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-02-15 | AA | accounts | Accounts with accounts type full | |
| 2021-09-01 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 1
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-09-30 vs 2023-09-30
-
Turnover
+22.7%
£16,652,316 £20,440,504
-
Cash
+11.5%
£8,085,428 £9,012,881
-
Net assets
+26.8%
£15,402,474 £19,525,416
-
Employees
-4.7%
85 81
-
Operating profit
+25.8%
£4,396,682 £5,529,368
-
Profit before tax
+26.3%
£4,416,661 £5,578,757
-
Wages
+17.4%
£2,928,615 £3,437,817
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers