STEWART TITLE LIMITED

1. STEWART TITLE LIMITED 2002-03-19 → present
2. STEWART TITLE INSURANCE COMPANY (UK) LIMITED 1993-08-03 → 2002-03-19
3. NESSKIN LIMITED 1992-12-02 → 1993-08-03

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

KPMG LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“After making enquiries, the directors have reasonable expectations that the Company will continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. In considering the appropriateness of the going concern basis, the Board has reviewed the Company's ongoing commitments for at least the next 12 months from the date of signing. The Board's review included the Company's strategic plans and updated forecasts, capital position liquidity and investment portfolio. The unaudited Solvency II capital resource ratio is estimated at 178% (2023: 223%) with a commitment to hold no less than 150%. Based on this review, no material uncertainties that would require disclosure have been identified in relation to the ability of the Company to remain a going concern until at least 10 April 2026. It is therefore concluded that the going concern basis is appropriate for the preparation of the 2024 financial statements.”

Group structure

1. STEWART TITLE LIMITED · parent
   1. Stewart Title Malta Limited · Malta · holding company
   2. Stewart Title Europe Limited · Malta · underwriter

Significant events

• “In June 2024 the board of STEL decided to cease the issuance of new business with effect from 1st January 2025 and to enter into run-off.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +26.7%

  £25,840,555 → £32,752,503

• Cash

  +16.9%

  £36,241,529 → £42,361,368

• Net assets

  +2.9%

  £40,235,468 → £41,387,099

• Employees

  +10.2%

  49 → 54

• Operating profit

  +31.5%

  £4,464,246 → £5,868,265

• Profit before tax

  +9.7%

  £4,169,477 → £4,573,378

• Wages

  +11.8%

  £4,091,113 → £4,573,139

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers