SUMMIT INSURANCE SERVICES LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-05-28 (this month)
Last made up 2025-05-14
Watchouts
Cash
£21K
-15.6% vs 2024
Net assets
£117K
-71.5% vs 2024
Employees
6
-14.3% vs 2024
Profit before tax
-£293K
-49.8% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £377,734 | £176,167 | |
| Operating profit | -£214,727 | -£293,848 | |
| Profit before tax | -£195,330 | -£292,552 | |
| Net profit | -£195,330 | -£292,552 | |
| Cash | £24,368 | £20,578 | |
| Total assets less current liabilities | £410,991 | £122,827 | |
| Net assets | £409,067 | £116,515 | |
| Equity | £409,067 | £116,515 | |
| Average employees | 7 | 6 | |
| Wages | £250,470 | £244,101 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | -56.8% | -166.8% | |
| Net margin | -51.7% | -166.1% | |
| Return on capital employed | -52.2% | -239.2% | |
| Gearing (liabilities / total assets) | 8.4% | 18.4% | |
| Current ratio | 11.82x | 6.15x | |
| Interest cover | -140.44x | -448.62x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BARRATT, Simon James Knevett | Secretary | 1998-12-31 | — | British |
| BARRATT, Simon James Knevett | Director | 1992-05-14 | Jun 1958 | British |
| MILNER, David John | Director | 1995-07-11 | Jan 1956 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| LAWRENCE, William Sackville Gwynne | Secretary | 1992-05-14 | 1998-12-31 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1992-05-14 | 1992-05-14 |
| DURY, David | Director | 2000-09-19 | 2015-12-31 |
| HENRIQUES, David Quixano | Director | 1992-05-14 | 1999-01-19 |
| SIBLEY, Christopher Paul | Director | 1994-08-17 | 1996-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Summit Group Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2025-07-15 | Active |
| Summit Corporate Finance Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2024-11-22 | Ceased 2025-07-15 |
| Mr Christopher Neil Hunter Gordon | Individual | ownership-of-shares-25-to-50-percent-as-trust | 2016-04-06 | Ceased 2024-11-22 |
Filing timeline
Last 20 of 97 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-07-27 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-07-22 | AA | accounts | Accounts with accounts type full | |
| 2025-07-16 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-05-14 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-05-14 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-05-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-08 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-08-08 | AA | accounts | Accounts with accounts type full | |
| 2024-05-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-03 | AA | accounts | Accounts with accounts type full | |
| 2023-05-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-03 | AA | accounts | Accounts with accounts type full | |
| 2022-05-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-03-30 | AD01 | address | Change registered office address company with date old address new address | |
| 2021-07-29 | AA | accounts | Accounts with accounts type full | |
| 2021-05-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-07-28 | AA | accounts | Accounts with accounts type full | |
| 2020-05-14 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2019-07-19 | AA | accounts | Accounts with accounts type full | |
| 2019-05-14 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
-53.4%
£377,734 £176,167
-
Cash
-15.6%
£24,368 £20,578
-
Net assets
-71.5%
£409,067 £116,515
-
Employees
-14.3%
7 6
-
Operating profit
-36.8%
-£214,727 -£293,848
-
Profit before tax
-49.8%
-£195,330 -£292,552
-
Wages
-2.5%
£250,470 £244,101
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers