EUI LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-03-07 (in 10mo)
Last made up 2026-02-21
Watchouts
None on the register
Cash
£123M
-28.7% vs 2023
Net assets
£589M
+8.4% vs 2023
Employees
11,191
+20.4% vs 2023
Profit before tax
£439M
+11.1% vs 2023
Name history
Renamed 2 times since incorporation
- EUI LIMITED 2006-07-31 → present
- ADMIRAL INSURANCE SERVICES LIMITED 1992-09-16 → 2006-07-31
- DIAL INSURANCE SERVICES LIMITED 1992-02-12 → 1992-09-16
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £264,146,000 | £352,762,000 | |
| Operating profit | £388,607,000 | £427,118,000 | |
| Profit before tax | £395,514,000 | £439,450,000 | |
| Net profit | £301,853,000 | £328,394,000 | |
| Cash | £173,056,000 | £123,306,000 | |
| Total assets less current liabilities | £614,717,000 | £665,630,000 | |
| Net assets | £543,185,000 | £588,579,000 | |
| Equity | £543,185,000 | £588,579,000 | |
| Average employees | 9,298 | 11,191 | |
| Wages | £313,087,000 | £321,515,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 147.1% | 121.1% | |
| Net margin | 114.3% | 93.1% | |
| Return on capital employed | 63.2% | 64.2% | |
| Current ratio | 2.95x | 2.27x | |
| Interest cover | 203.57x | 173.13x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on this consideration, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. The Directors have reached this conclusion giving due consideration to the projected future performance of the Company and any potential risks that might impact the Company's liquidity arising from adverse economic, credit and trading conditions.”
Group structure
- EUI LIMITED · parent
- Admiral Law Limited
Significant events
- “In March 2024, the Company successfully completed its first significant acquisition of the direct UK Household and Pet insurance renewal rights from the 'More Than' brand, along with the transfer of over 280 colleagues from Royal & Sun Alliance Insurance Ltd (RSA).”
- “A dividend of £150m was approved by the Board of directors and paid in February 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WADE, Jarlath | Secretary | 2022-10-03 | — | — |
| CROSSLEY, Andrew Michael | Director | 2018-03-14 | Jun 1956 | British |
| HARGREAVES, Alistair | Director | 2020-01-26 | Jan 1979 | British |
| LEWIS, Rachel Victoria | Director | 2024-05-15 | Nov 1979 | British |
| MOLYNEUX, Helen Clare | Director | 2017-10-06 | Mar 1965 | British |
| SCOTT, Tom | Director | 2019-12-04 | Jul 1967 | British |
| TOWNEND, Robert Ian Leyman | Director | 2020-11-26 | Jul 1967 | British |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAUNT, Daniel John | Secretary | 2019-03-12 | 2022-10-03 |
| CLARKE, Stuart David | Secretary | 1999-11-16 | 2008-08-19 |
| MACKAY, Alexander John Ramsay | Secretary | 1996-05-21 | 1999-11-16 |
| MCMULLEN, Gerald Phipps | Secretary | 1992-02-13 | 1996-05-21 |
| WATERS, Mark Robert | Secretary | 2008-08-19 | 2019-03-12 |
| FIRST SECRETARIES LIMITED | Corporate Nominee Secretary | 1992-02-12 | 1991-02-13 |
| ACOTT, Kenneth John | Director | 1996-05-21 | 1999-11-16 |
| ALLEN, Kevin | Director | 1995-03-16 | 1999-11-16 |
| ARMSTRONG, James Hamilton | Director | 2016-05-23 | 2021-02-22 |
| BROCKBANK, Mark Ellwood | Director | 1992-08-20 | 1999-11-16 |
| CHIDWICK, Kevin | Director | 2006-09-04 | 2014-10-09 |
| CLARKE, Stuart David | Director | 2017-06-29 | 2019-12-31 |
| CORBY, Frederick Brian, Sir | Director | 1997-11-12 | 1999-11-16 |
| ENGELHARDT, Henry Allan | Director | 1992-02-03 | 2016-05-23 |
| GILBERT, Susan Margaret | Director | 2021-02-22 | 2022-11-22 |
| JAMES, David Keith Marlais | Director | 2017-06-29 | 2019-12-31 |
| JONES, Geraint Allan | Director | 2014-10-09 | 2020-01-26 |
| KENDALL, Jeremy Peter | Director | 1993-02-18 | 1995-11-28 |
| LYONS, Alastair David | Director | 2017-06-29 | 2018-07-17 |
| MACKAY, Alexander John Ramsay | Director | 1995-03-16 | 1999-11-16 |
| MARTIN, Ian Paul | Director | 1995-03-16 | 1999-11-16 |
| NESTARES-LOPEZ, Maria Cristina | Director | 2017-06-29 | 2024-10-08 |
| PROBERT, Andrew Charles | Director | 1995-03-16 | 2006-09-04 |
| REITH, Martin Robert Davidson | Director | 1999-03-04 | 1999-11-16 |
| SHIPTON, John Keith | Director | 1992-06-04 | 1995-09-29 |
| STEVENS, David Graham | Director | 1992-08-20 | 2017-05-16 |
| STEVENS, George Edward | Director | 1992-06-04 | 1995-07-28 |
| THOMPSON, William Pratt | Director | 1997-11-12 | 1999-11-16 |
| WARD, Glen Neville | Director | 2022-11-22 | 2024-04-08 |
| FIRST DIRECTORS LIMITED | Corporate Nominee Director | 1992-02-12 | 1992-02-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Admiral Group Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 199 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-07 | AA | accounts | Accounts with accounts type full | |
| 2025-03-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-10 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-30 | AA | accounts | Accounts with accounts type full | |
| 2024-05-24 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-10 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-07 | AA | accounts | Accounts with accounts type full | |
| 2023-03-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-16 | AP01 | officers | Appoint person director company with name date | |
| 2022-12-16 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-10-04 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-10-01 | AA | accounts | Accounts with accounts type full | |
| 2022-02-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-13 | AA | accounts | Accounts with accounts type full | |
| 2021-03-02 | TM01 | officers | Termination director company with name termination date | |
| 2021-03-02 | AP01 | officers | Appoint person director company with name date | |
| 2021-03-02 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+33.5%
£264,146,000 £352,762,000
-
Cash
-28.7%
£173,056,000 £123,306,000
-
Net assets
+8.4%
£543,185,000 £588,579,000
-
Employees
+20.4%
9,298 11,191
-
Operating profit
+9.9%
£388,607,000 £427,118,000
-
Profit before tax
+11.1%
£395,514,000 £439,450,000
-
Wages
+2.7%
£313,087,000 £321,515,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers