DERBYSHIRE HOME LOANS LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-08-15 (in 3mo)
Last made up 2025-08-01
Watchouts
None on the register
Cash
£2M
-11.2% vs 2024
Net assets
£265M
+6.9% vs 2024
Employees
0
Average over period
Profit before tax
£23M
+86.3% vs 2024
Name history
Renamed 1 time since incorporation
- DERBYSHIRE HOME LOANS LIMITED 1991-08-15 → present
- SPEED 1755 LIMITED 1991-07-10 → 1991-08-15
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £35,973,000 | £31,486,000 | |
| Operating profit | £17,508,000 | £17,728,000 | |
| Profit before tax | £12,227,000 | £22,782,000 | |
| Net profit | £9,170,000 | £17,084,000 | |
| Cash | £1,751,000 | £1,555,000 | |
| Total assets less current liabilities | £247,632,000 | £264,716,000 | |
| Net assets | £247,632,000 | £264,716,000 | |
| Equity | £247,632,000 | £264,716,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 48.7% | 56.3% | |
| Net margin | 25.5% | 54.3% | |
| Return on capital employed | 7.1% | 6.7% | |
| Gearing (liabilities / total assets) | 50.5% | 39.9% | |
| Interest cover | 0.99x | 1.36x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company is fully funded by its parent undertaking, Nationwide Building Society. The Society has confirmed that it will continue to fund the Company's activities for the foreseeable future. The foreseeable future is considered for this purpose to be a period of not less than 12 months from the date of approval of the financial statements and it is therefore appropriate to continue to adopt the going concern basis in preparing these financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 58 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NBS COSEC LIMITED | Corporate Secretary | 2019-01-18 | — | — |
| JORDAN, Henry | Director | 2024-08-14 | Apr 1973 | British |
| MATHIESON, Muir | Director | 2024-09-06 | Aug 1974 | British |
| SMYTH, Gavin | Director | 2021-03-24 | Jul 1977 | British |
Show 58 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ASHURST, Graham Herbert | Secretary | 2003-11-17 | 2006-03-20 |
| GULLON, Geoffrey William Charles | Secretary | 2000-06-26 | 2002-06-01 |
| HORSFIELD, Philip Morris | Secretary | 2006-03-20 | 2007-07-13 |
| LINDSEY, Jason David | Secretary | 2011-04-01 | 2016-11-30 |
| ORME, Victoria Helen | Secretary | 2016-11-30 | 2019-01-18 |
| OWEN, Robert James Holland | Secretary | 2007-07-13 | 2008-12-01 |
| OWEN, Robert James Holland | Secretary | 2002-06-01 | 2003-11-17 |
| PAUL, Julyan | Secretary | 2008-12-01 | 2011-04-01 |
| ROGERS, Hugh Phillip | Secretary | 1991-08-05 | 2000-06-26 |
| MBC SECRETARIES LIMITED | Corporate Nominee Secretary | 1991-07-10 | 1991-08-05 |
| ASHURST, Graham Herbert | Director | 2007-08-15 | 2008-12-01 |
| ASHURST, Graham Herbert | Director | 1998-09-30 | 2003-11-17 |
| BANDA, Larry | Director | 2009-04-01 | 2010-02-01 |
| BENNISON, Sara Philippa | Director | 2019-10-15 | 2022-07-04 |
| BESWARICK, John Godfrey | Director | 2000-06-22 | 2003-02-10 |
| CAPPS, Andrew John | Director | 2007-08-10 | 2007-12-17 |
| CARNEY, Brian | Director | 2004-08-31 | 2008-12-01 |
| CARTER, Timothy Joseph | Director | 2019-11-01 | 2019-12-09 |
| CARTER, Timothy Joseph | Director | 2017-12-08 | 2019-11-01 |
| CRAIG, Ian Ashley | Director | 2016-09-02 | 2018-10-05 |
| DAVY, Jonathan Jasper Haydn | Director | 2019-11-01 | 2019-12-09 |
| DAVY, Jonathan Jasper Haydn | Director | 2018-10-05 | 2019-11-01 |
| DUNN, Julia Mary Roberts | Director | 2016-10-14 | 2020-11-16 |
| EVANS, David Morgan Alun, Ho Financial Management | Director | 2016-04-26 | 2018-05-01 |
| EVANS, David Morgan Alun | Director | 2009-04-01 | 2013-02-01 |
| GLOVER, Bryce Paul | Director | 2009-05-05 | 2013-10-21 |
| GOSS, Richard James | Director | 2008-12-01 | 2009-04-01 |
| HERBERT, Linda Marie | Director | 2007-08-23 | 2008-12-01 |
| HODGES, Clive | Director | 2010-02-01 | 2011-07-01 |
| HOLLICK, Roger Ernest | Director | 1991-08-05 | 1998-09-30 |
| HURL HODGES, Anthony Stanley | Director | 2004-01-26 | 2007-06-29 |
| JENKINS, Mark Radclyffe | Director | 2009-04-01 | 2009-05-05 |
| JORDAN, Henry | Director | 2019-11-01 | 2019-12-09 |
| JORDAN, Henry | Director | 2019-05-01 | 2019-11-01 |
| JORDAN, Henry | Director | 2013-01-14 | 2016-03-31 |
| LAING, Iain Gordon | Director | 2011-07-01 | 2016-09-16 |
| LATHAM, Martin John | Director | 2002-03-25 | 2004-08-31 |
| MATHIESON, Muir | Director | 2019-11-01 | 2019-12-09 |
| MATHIESON, Muir | Director | 2018-05-01 | 2019-11-01 |
| MATSON, Andrew Brian | Director | 2013-11-19 | 2016-03-31 |
| MCQUEEN, Andrew Peter | Director | 2008-12-01 | 2011-08-01 |
| NAPIER, Richard Stewart | Director | 2011-08-01 | 2016-07-22 |
| PASSEY, Fiona Marie | Director | 2000-06-22 | 2003-03-24 |
| PEARMAN, Robert John Harvey | Director | 2003-02-10 | 2003-11-17 |
| PEPPER, Robert Alan | Director | 2000-06-22 | 2003-11-17 |
| PICKEN, Graham Edward | Director | 2008-02-01 | 2008-12-01 |
| RHODES, Christopher Stuart | Director | 2009-04-20 | 2024-09-06 |
| RICHARDSON, Peter | Director | 2003-11-17 | 2008-01-28 |
| ROGERS, Hugh Phillip | Director | 1991-08-05 | 2000-06-26 |
| SINCLAIR, Rachael | Director | 2021-06-02 | 2025-06-13 |
| WILLIAMS, Jayne, Director Of Product Operations | Director | 2017-03-31 | 2017-12-01 |
| WILSON, Julia Ruth | Director | 2007-08-15 | 2008-12-01 |
| WINDEBANK, Geoffrey David | Director | 2003-01-30 | 2007-07-03 |
| WOOD, Thomas Francis | Director | 2007-12-17 | 2008-12-01 |
| WOOTTON, Paul Alexander | Director | 2019-11-01 | 2019-12-09 |
| WOOTTON, Paul Alexander | Director | 2016-03-31 | 2019-11-01 |
| WYLES, Matthew Peter Vincent | Director | 2008-12-01 | 2009-04-20 |
| MBC NOMINEES LIMITED | Corporate Nominee Director | 1991-07-10 | 1991-08-05 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Nationwide Building Society | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 218 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-10 | RP01CS01 | confirmation-statement | Replacement filing of confirmation statement with made up date | |
| 2025-08-08 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-17 | AA | accounts | Accounts with accounts type full | |
| 2025-06-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-10 | CH01 | officers | Change person director company with change date | |
| 2024-09-19 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-17 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-18 | AA | accounts | Accounts with accounts type full | |
| 2023-08-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-25 | AA | accounts | Accounts with accounts type full | |
| 2022-08-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-25 | AA | accounts | Accounts with accounts type full | |
| 2022-07-18 | TM01 | officers | Termination director company with name termination date | |
| 2021-08-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-07-29 | AA | accounts | Accounts with accounts type full | |
| 2021-06-22 | AP01 | officers | Appoint person director company with name date | |
| 2021-04-08 | AP01 | officers | Appoint person director company with name date | |
| 2021-02-24 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
-12.5%
£35,973,000 £31,486,000
-
Cash
-11.2%
£1,751,000 £1,555,000
-
Net assets
+6.9%
£247,632,000 £264,716,000
-
Employees
—
Not reported
-
Operating profit
+1.3%
£17,508,000 £17,728,000
-
Profit before tax
+86.3%
£12,227,000 £22,782,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers