A.M. BEST EUROPE - RATING SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-03-12 (in 10mo)
Last made up 2026-02-26
Watchouts
None on the register
Cash
£2M
-81.7% vs 2023
Net assets
£12M
-6.4% vs 2023
Employees
66
-1.5% vs 2023
Profit before tax
£3M
+8% vs 2023
Name history
Renamed 4 times since incorporation
- A.M. BEST EUROPE - RATING SERVICES LIMITED 2010-08-11 → present
- A.M. BEST EUROPE LIMITED 2004-12-30 → 2010-08-11
- A.M. BEST INTERNATIONAL LIMITED 1998-06-15 → 2004-12-30
- FINANCIAL INTELLIGENCE & RESEARCH LIMITED 1997-01-27 → 1998-06-15
- FINANCIAL INTELLIGENCE AND RESEARCH LIMITED 1991-02-26 → 1997-01-27
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £10,611,700 | £11,154,238 | |
| Operating profit | £1,995,033 | £2,056,999 | |
| Profit before tax | £2,527,437 | £2,728,957 | |
| Net profit | £1,862,374 | £1,971,017 | |
| Cash | £9,149,082 | £1,676,482 | |
| Total assets less current liabilities | £12,806,485 | £11,903,972 | |
| Net assets | £12,579,000 | £11,777,960 | |
| Equity | £12,579,000 | £11,777,960 | |
| Average employees | 67 | 66 | |
| Wages | £5,459,077 | £5,681,264 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 18.8% | 18.4% | |
| Net margin | 17.6% | 17.7% | |
| Return on capital employed | 15.6% | 17.3% | |
| Current ratio | 4.88x | 4.48x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company will generate sufficient profit and cash flow to enable payments to creditors as they fall due for a period of at least one year from the date of approval of the financial statements. As such, the financial statements have been prepared on a going concern basis.”
Group structure
- A.M. BEST EUROPE - RATING SERVICES LIMITED · parent
- A.M Best Europe - Information Services Limited
- A.M Best Asia-Pacific (Singapore) Pte. Limited
- A.M. Best Company Inc.
- A.M. Best Rating Services Inc.
- A.M. Best Asia-Pacific (EU) Rating Limited Services B.V.
Significant events
- “The company additionally offers a performance assessment ('PA') for delegated underwriting authority enterprises, ('DUAE').”
- “In '2021, A.M. Best became the first Credit Rating Agency to become a Signatory to the United Nations Environment Programme's, (UNEP) FI Principles for Sustainable Insurance (PSI).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 22 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| POOL, Suzanne Elisabeth | Secretary | 2016-09-08 | — | — |
| ADAM, Robin John Leaver | Director | 2025-09-08 | Jul 1971 | British |
| CHARTERIS-BLACK, Nicholas James | Director | 2012-07-10 | Jan 1962 | British |
| GILLARD JR, James Aloysius | Director | 2020-01-01 | Aug 1977 | American |
| HOLZBERGER, Stefan William, Mr. | Director | 2025-01-01 | Jul 1969 | American |
| POOL, Suzanne Elisabeth | Director | 2012-07-10 | Feb 1965 | British |
| POWER, Andrew Charles | Director | 2022-06-06 | May 1956 | British |
Show 22 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ANDERSON, Sheila Mary | Secretary | — | 1998-06-11 |
| PEECOCK, Bernard Joseph | Secretary | 2012-01-31 | 2016-09-08 |
| BART SECRETARIES LIMITED | Corporate Secretary | 2005-12-01 | 2012-01-31 |
| LAYTONS SECRETARIES LIMITED | Corporate Secretary | 2001-03-28 | 2005-12-01 |
| LEBOEUF LAMB CORPORATE SERVICES LIMITED | Corporate Secretary | 1998-06-11 | 2001-03-28 |
| ANDERSON, David Minton | Director | 1993-07-09 | 1996-06-01 |
| ANDERSON, Peter Lawrence | Director | — | 1998-06-11 |
| ANDERSON, Sheila Mary | Director | 1995-05-10 | 1998-06-11 |
| BROMFIELD, John Robert | Director | 2017-06-06 | 2022-06-05 |
| FLYNN, Shaun Patrick | Director | 2005-12-01 | 2006-06-27 |
| HOPTON, Christopher John | Director | 2016-01-01 | 2020-12-31 |
| MAYEWSKI, Larry George | Director | 2005-12-01 | 2019-12-31 |
| MOSHER, Matthew Craig | Director | 2019-04-01 | 2024-12-31 |
| OLIVER, James | Director | 1995-10-31 | 1998-06-11 |
| PEECOCK, Bernard Joseph | Director | 2012-07-10 | 2015-12-31 |
| SANTORI, Laura | Director | 2016-01-01 | 2017-06-05 |
| SELLEK, Roger | Director | 2010-08-18 | 2019-03-31 |
| SNYDER, Arthur | Director | 1998-06-11 | 2009-12-31 |
| SNYDER, John Harper | Director | 1998-06-11 | 2001-01-13 |
| SNYDER III, Arthur | Director | 1998-06-11 | 2012-07-10 |
| TINNIRELLO, Paul Carl | Director | 2008-06-30 | 2012-07-10 |
| WILSON, Steven James | Director | 2021-01-01 | 2025-09-13 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Arthur Snyder Iii | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 200 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-03-02 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-08 | AA | accounts | Accounts with accounts type full | |
| 2025-07-22 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-07-22 | CH01 | officers | Change person director company with change date | |
| 2025-07-22 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-04-14 | CH01 | officers | Change person director company with change date | |
| 2025-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-19 | AA | accounts | Accounts with accounts type full | |
| 2024-03-02 | MA | incorporation | Memorandum articles | |
| 2024-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-22 | CH01 | officers | Change person director company with change date | |
| 2023-09-18 | AA | accounts | Accounts with accounts type full | |
| 2023-05-04 | CH01 | officers | Change person director company with change date | |
| 2023-03-10 | AD02 | address | Change sail address company with old address new address | |
| 2023-03-10 | AD02 | address | Change sail address company with old address new address | |
| 2023-03-09 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+5.1%
£10,611,700 £11,154,238
-
Cash
-81.7%
£9,149,082 £1,676,482
-
Net assets
-6.4%
£12,579,000 £11,777,960
-
Employees
-1.5%
67 66
-
Operating profit
+3.1%
£1,995,033 £2,056,999
-
Profit before tax
+8%
£2,527,437 £2,728,957
-
Wages
+4.1%
£5,459,077 £5,681,264
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers