ASSURANT GENERAL INSURANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-03 (in 2mo)
Last made up 2025-06-19
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£63M
-11.7% vs 2023
Employees
0
Average over period
Profit before tax
£2M
-65.2% vs 2023
Name history
Renamed 2 times since incorporation
- ASSURANT GENERAL INSURANCE LIMITED 2007-11-14 → present
- BANKERS INSURANCE COMPANY LIMITED 1989-06-19 → 2007-11-14
- ALNERY NO. 819 LIMITED 1989-01-30 → 1989-06-19
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £152,093,000 | £165,521,000 | |
| Net earned premiums | £100,964,000 | £112,590,000 | |
| Claims incurred | £64,650,000 | £82,182,000 | |
| Investment return | £5,262,000 | £2,680,000 | |
| Profit before tax | £6,328,000 | £2,199,000 | |
| Net profit | £4,800,000 | £1,648,000 | |
| Insurance contract liabilities | £15,205,000 | £23,711,000 | |
| Total assets | £107,086,000 | £107,378,000 | |
| Total liabilities | £35,649,000 | £44,293,000 | |
| Equity | £71,437,000 | £63,085,000 | |
| Average employees | 0 | 0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 33.3% | 41.2% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors consider it appropriate to adopt the going concern basis of accounting when preparing these financial statements. In making this assessment, the directors have taken into consideration the financial position and performance of the company, its principal risks and its external solvency and capital requirements.”
Significant events
- “the transfer of new appliance and technology scheme business from a related group company in May 2024.”
- “On 27 March 2025 the Company issued 10,000,000 new ordinary shares of £1 each to its sole shareholder.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 66 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PADDOCK, Natalie Ann | Secretary | 2014-10-23 | — | — |
| MACHIN, Timothy | Director | 2025-09-23 | Mar 1986 | British |
| SACHDEV, Helen Elizabeth | Director | 2026-04-01 | Sep 1965 | British |
| SCHOFIELD, Michael James | Director | 2023-02-02 | Jan 1977 | British |
| SHEPHERD, Suzanne Marie | Director | 2023-02-02 | Sep 1982 | American |
| STURGEON, Lee Harry | Director | 2025-07-09 | Jun 1977 | British |
| THOMAS, Perry Ian | Director | 2023-04-26 | Jun 1967 | British |
Show 66 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAITHIE, Tara Alexandra | Secretary | 2006-05-04 | 2008-05-30 |
| FOREMAN, Frederick Christopher | Secretary | 2008-06-18 | 2010-08-13 |
| GRAVILLE, Christian | Secretary | 2013-06-30 | 2014-06-30 |
| HEWITT, Keith Leonard | Secretary | 1992-08-11 | 1996-10-07 |
| HOPKINS, Trevor Charles | Secretary | 2010-08-13 | 2013-06-30 |
| HOPKINS, Trevor Charles William | Secretary | 2001-11-17 | 2006-05-04 |
| LE FLEMING, Daniel James | Secretary | 1996-10-07 | 2001-10-17 |
| PARKER, John Rutherford | Secretary | — | 1992-06-11 |
| PINSENT MASONS SECRETARIAL LIMITED | Corporate Secretary | 2009-04-22 | 2021-02-22 |
| ANDERSON, Michael David | Director | 2010-03-18 | 2013-07-31 |
| ANDERSON, Thomas | Director | 1996-08-19 | 2000-10-19 |
| BALSLEY, William Michael | Director | 2011-06-09 | 2014-03-03 |
| BARBERIS, Rex Albert | Director | 1994-06-13 | 1997-04-09 |
| BARTLETT, George Derek Wilson | Director | 2023-01-01 | 2023-06-30 |
| BARTLETT, George Derek Wilson | Director | 2012-10-01 | 2019-12-31 |
| BARTLETT, George Derek Wilson | Director | 2007-12-18 | 2010-06-30 |
| BHIAMONTE, Frank | Director | — | 1992-06-11 |
| BILLETT, John Anthony, Cllr | Director | 1992-06-11 | 1996-05-13 |
| BILLINGS, Darren John | Director | 2014-06-02 | 2017-12-07 |
| BOETTGER, Marko | Director | 2010-03-18 | 2012-10-01 |
| BRAMBLE, Roger John Lawrence | Director | — | 1997-04-09 |
| BYRON, Martin Charles | Director | 2002-02-21 | 2006-12-31 |
| CAMACHO, Bruce | Director | 1996-09-18 | 1997-04-09 |
| CARTER, Michael John | Director | 2018-07-30 | 2021-12-31 |
| CLANCY, Timothy Patrick | Director | 2014-03-03 | 2018-07-31 |
| DEMMINGS, Keith Warner | Director | 2014-03-03 | 2017-05-04 |
| DENISON, Floyd | Director | 1995-06-12 | 1996-09-18 |
| FORMBY HERNANDEZ, Christian Wesley | Director | 2019-11-04 | 2025-07-10 |
| FRUITHANDLER, Eric | Director | 1997-10-29 | 1999-06-30 |
| FURLOW, Kenneth Wade | Director | 2002-04-08 | 2004-07-01 |
| GILLAN, Cheryl Elise Kendall | Director | 1993-06-21 | 1995-07-06 |
| GILMOUR, Ian Hedworth John Little, The Rt Hon The Lord Gilmour Of Craigmillar | Director | 1993-06-21 | 1994-05-26 |
| GVERO, Slavko | Director | 2003-01-01 | 2008-07-31 |
| HARRISON, Christopher Michael | Director | 2014-03-03 | 2015-11-30 |
| JAMAL, Patricia Barbara | Director | 2006-10-24 | 2010-05-31 |
| JENNS, Martin John Charles | Director | 2010-05-17 | 2011-03-07 |
| JONES, Nicholas Anthony | Director | 2006-10-24 | 2010-05-31 |
| KERSLEY, Colin Martin | Director | 2017-06-30 | 2022-12-31 |
| KIVETT, Melissa | Director | 2014-03-03 | 2015-10-30 |
| LANDON, Robert Kirkwood | Director | — | 1997-04-09 |
| LAWLOR, Kyle Patrick | Director | 2012-10-01 | 2013-05-24 |
| LE FLEMING, Daniel James | Director | 1997-04-09 | 2006-09-11 |
| LEMASTERS, Steven Craig | Director | 2000-10-19 | 2006-03-20 |
| LESLIE, John David | Director | 2000-03-30 | 2002-02-15 |
| MEIER, Keith Roland | Director | 2017-05-04 | 2018-12-31 |
| MILLS, Andrew Simon | Director | 2007-08-15 | 2009-01-22 |
| MINTON, Frank | Director | 1992-06-11 | 1996-02-22 |
| MOFFATT, Ian | Director | 2004-06-14 | 2010-06-30 |
| MORALES-GOMEZ, Ricardo Jesus | Director | 2019-01-21 | 2023-02-02 |
| MORRIS, Andrew James | Director | 2014-06-02 | 2019-11-04 |
| MORRISON, Charles Andrew, The Honourable Sir | Director | — | 1993-06-21 |
| MORSHEAD, Tracy Lindsay | Director | 2014-03-03 | 2017-06-30 |
| NEUBARTH, Sanford Lewis | Director | 1997-04-09 | 1999-09-17 |
| PARKER, John Rutherford | Director | — | 1992-06-11 |
| PATFIELD, Stephen Martin | Director | 2000-06-27 | 2002-11-15 |
| PHILLIPS, Steven Kendall | Director | 2005-10-20 | 2009-01-22 |
| PRINGLE, Martin John | Director | 2007-08-15 | 2014-06-02 |
| PURDY, Stuart Edward | Director | 2019-11-01 | 2026-03-31 |
| RAY, Michael | Director | 1998-07-15 | 2000-03-30 |
| RODGERS, Diane Michelle | Director | 2006-03-20 | 2008-01-23 |
| SARFO-AGYARE, Claude Kwasi | Director | 2018-12-06 | 2022-12-20 |
| SEGER, John Brandon | Director | 1992-06-11 | 1996-02-22 |
| STREJECK, Donald Frank | Director | 1995-06-12 | 1998-07-15 |
| TILLMAN, Henry | Director | 1997-01-29 | 1997-04-09 |
| UNTERREINER, Jeffrey | Director | 2011-03-29 | 2012-12-31 |
| VIGO, Doris Rosario | Director | 2016-05-23 | 2018-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assurant Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 302 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-04-07 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-10 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-30 | AA | accounts | Accounts with accounts type full | |
| 2025-06-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-07 | RESOLUTIONS | resolution | Resolution | |
| 2025-04-04 | SH01 | capital | Capital allotment shares | |
| 2024-07-08 | AA | accounts | Accounts with accounts type full | |
| 2024-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-06 | AA | accounts | Accounts with accounts type full | |
| 2023-06-30 | TM01 | officers | Termination director company with name termination date | |
| 2023-06-19 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-05-02 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-27 | RP04SH01 | capital | Second filing capital allotment shares | |
| 2023-02-13 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-10 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-10 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-18 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 1
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
+8.8%
£152,093,000 £165,521,000
-
Net earned premiums
+11.5%
£100,964,000 £112,590,000
-
Profit before tax
-65.2%
£6,328,000 £2,199,000
-
Equity
-11.7%
£71,437,000 £63,085,000
-
Claims incurred
+27.1%
£64,650,000 £82,182,000
-
Insurance contract liabilities
+55.9%
£15,205,000 £23,711,000
-
Investment return
-49.1%
£5,262,000 £2,680,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers