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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-07-03 (in 2mo)

Last made up 2025-06-19

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£63M

-11.7% vs 2023

Employees

0

Average over period

Profit before tax

£2M

-65.2% vs 2023

Name history

Renamed 2 times since incorporation

  1. ASSURANT GENERAL INSURANCE LIMITED 2007-11-14 → present
  2. BANKERS INSURANCE COMPANY LIMITED 1989-06-19 → 2007-11-14
  3. ALNERY NO. 819 LIMITED 1989-01-30 → 1989-06-19

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £152,093,000£165,521,000
Net earned premiums £100,964,000£112,590,000
Claims incurred £64,650,000£82,182,000
Investment return £5,262,000£2,680,000
Profit before tax £6,328,000£2,199,000
Net profit £4,800,000£1,648,000
Insurance contract liabilities £15,205,000£23,711,000
Total assets £107,086,000£107,378,000
Total liabilities £35,649,000£44,293,000
Equity £71,437,000£63,085,000
Average employees 00

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 33.3%41.2%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors consider it appropriate to adopt the going concern basis of accounting when preparing these financial statements. In making this assessment, the directors have taken into consideration the financial position and performance of the company, its principal risks and its external solvency and capital requirements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

7 active · 66 resigned

Name Role Appointed Born Nationality
PADDOCK, Natalie Ann Secretary 2014-10-23
MACHIN, Timothy Director 2025-09-23 Mar 1986 British
SACHDEV, Helen Elizabeth Director 2026-04-01 Sep 1965 British
SCHOFIELD, Michael James Director 2023-02-02 Jan 1977 British
SHEPHERD, Suzanne Marie Director 2023-02-02 Sep 1982 American
STURGEON, Lee Harry Director 2025-07-09 Jun 1977 British
THOMAS, Perry Ian Director 2023-04-26 Jun 1967 British
Show 66 resigned officers
Name Role Appointed Resigned
CAITHIE, Tara Alexandra Secretary 2006-05-04 2008-05-30
FOREMAN, Frederick Christopher Secretary 2008-06-18 2010-08-13
GRAVILLE, Christian Secretary 2013-06-30 2014-06-30
HEWITT, Keith Leonard Secretary 1992-08-11 1996-10-07
HOPKINS, Trevor Charles Secretary 2010-08-13 2013-06-30
HOPKINS, Trevor Charles William Secretary 2001-11-17 2006-05-04
LE FLEMING, Daniel James Secretary 1996-10-07 2001-10-17
PARKER, John Rutherford Secretary 1992-06-11
PINSENT MASONS SECRETARIAL LIMITED Corporate Secretary 2009-04-22 2021-02-22
ANDERSON, Michael David Director 2010-03-18 2013-07-31
ANDERSON, Thomas Director 1996-08-19 2000-10-19
BALSLEY, William Michael Director 2011-06-09 2014-03-03
BARBERIS, Rex Albert Director 1994-06-13 1997-04-09
BARTLETT, George Derek Wilson Director 2023-01-01 2023-06-30
BARTLETT, George Derek Wilson Director 2012-10-01 2019-12-31
BARTLETT, George Derek Wilson Director 2007-12-18 2010-06-30
BHIAMONTE, Frank Director 1992-06-11
BILLETT, John Anthony, Cllr Director 1992-06-11 1996-05-13
BILLINGS, Darren John Director 2014-06-02 2017-12-07
BOETTGER, Marko Director 2010-03-18 2012-10-01
BRAMBLE, Roger John Lawrence Director 1997-04-09
BYRON, Martin Charles Director 2002-02-21 2006-12-31
CAMACHO, Bruce Director 1996-09-18 1997-04-09
CARTER, Michael John Director 2018-07-30 2021-12-31
CLANCY, Timothy Patrick Director 2014-03-03 2018-07-31
DEMMINGS, Keith Warner Director 2014-03-03 2017-05-04
DENISON, Floyd Director 1995-06-12 1996-09-18
FORMBY HERNANDEZ, Christian Wesley Director 2019-11-04 2025-07-10
FRUITHANDLER, Eric Director 1997-10-29 1999-06-30
FURLOW, Kenneth Wade Director 2002-04-08 2004-07-01
GILLAN, Cheryl Elise Kendall Director 1993-06-21 1995-07-06
GILMOUR, Ian Hedworth John Little, The Rt Hon The Lord Gilmour Of Craigmillar Director 1993-06-21 1994-05-26
GVERO, Slavko Director 2003-01-01 2008-07-31
HARRISON, Christopher Michael Director 2014-03-03 2015-11-30
JAMAL, Patricia Barbara Director 2006-10-24 2010-05-31
JENNS, Martin John Charles Director 2010-05-17 2011-03-07
JONES, Nicholas Anthony Director 2006-10-24 2010-05-31
KERSLEY, Colin Martin Director 2017-06-30 2022-12-31
KIVETT, Melissa Director 2014-03-03 2015-10-30
LANDON, Robert Kirkwood Director 1997-04-09
LAWLOR, Kyle Patrick Director 2012-10-01 2013-05-24
LE FLEMING, Daniel James Director 1997-04-09 2006-09-11
LEMASTERS, Steven Craig Director 2000-10-19 2006-03-20
LESLIE, John David Director 2000-03-30 2002-02-15
MEIER, Keith Roland Director 2017-05-04 2018-12-31
MILLS, Andrew Simon Director 2007-08-15 2009-01-22
MINTON, Frank Director 1992-06-11 1996-02-22
MOFFATT, Ian Director 2004-06-14 2010-06-30
MORALES-GOMEZ, Ricardo Jesus Director 2019-01-21 2023-02-02
MORRIS, Andrew James Director 2014-06-02 2019-11-04
MORRISON, Charles Andrew, The Honourable Sir Director 1993-06-21
MORSHEAD, Tracy Lindsay Director 2014-03-03 2017-06-30
NEUBARTH, Sanford Lewis Director 1997-04-09 1999-09-17
PARKER, John Rutherford Director 1992-06-11
PATFIELD, Stephen Martin Director 2000-06-27 2002-11-15
PHILLIPS, Steven Kendall Director 2005-10-20 2009-01-22
PRINGLE, Martin John Director 2007-08-15 2014-06-02
PURDY, Stuart Edward Director 2019-11-01 2026-03-31
RAY, Michael Director 1998-07-15 2000-03-30
RODGERS, Diane Michelle Director 2006-03-20 2008-01-23
SARFO-AGYARE, Claude Kwasi Director 2018-12-06 2022-12-20
SEGER, John Brandon Director 1992-06-11 1996-02-22
STREJECK, Donald Frank Director 1995-06-12 1998-07-15
TILLMAN, Henry Director 1997-01-29 1997-04-09
UNTERREINER, Jeffrey Director 2011-03-29 2012-12-31
VIGO, Doris Rosario Director 2016-05-23 2018-12-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Assurant Group Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 302 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-04-07 RESOLUTIONS Resolution
Date Type Category Description
2026-04-01 AP01 officers Appoint person director company with name date PDF
2026-04-01 TM01 officers Termination director company with name termination date PDF
2025-09-23 AP01 officers Appoint person director company with name date PDF
2025-07-10 AP01 officers Appoint person director company with name date PDF
2025-07-10 TM01 officers Termination director company with name termination date PDF
2025-06-30 AA accounts Accounts with accounts type full
2025-06-19 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-04-07 RESOLUTIONS resolution Resolution
2025-04-04 SH01 capital Capital allotment shares PDF
2024-07-08 AA accounts Accounts with accounts type full
2024-06-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-07-06 AA accounts Accounts with accounts type full
2023-06-30 TM01 officers Termination director company with name termination date PDF
2023-06-19 CS01 confirmation-statement Confirmation statement with updates PDF
2023-05-02 AP01 officers Appoint person director company with name date PDF
2023-04-27 RP04SH01 capital Second filing capital allotment shares PDF
2023-02-13 AP01 officers Appoint person director company with name date PDF
2023-02-10 AP01 officers Appoint person director company with name date PDF
2023-02-10 TM01 officers Termination director company with name termination date PDF
2023-01-18 SH01 capital Capital allotment shares

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
1

last 24 months

Officers appointed
3

last 12 months

Officers resigned
2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page