DSG FINANCIAL SERVICES LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-06-04 (in 1mo)
Last made up 2025-05-21
Watchouts
None on the register
Cash
£3M
-5.9% vs 2024
Net assets
£15M
+17.6% vs 2024
Employees
193
-2% vs 2024
Profit before tax
£2M
-17% vs 2024
Name history
Renamed 1 time since incorporation
- DSG FINANCIAL SERVICES LIMITED 1988-11-23 → present
- GUARDSHELF 7 LIMITED 1988-11-07 → 1988-11-23
Net assets
2-year trend · vs Technology median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £36,808,817 | £40,498,770 | |
| Operating profit | £2,709,774 | £2,215,795 | |
| Profit before tax | £2,386,462 | £1,979,833 | |
| Net profit | £2,393,189 | £2,256,155 | |
| Cash | £3,155,155 | £2,969,460 | |
| Total assets less current liabilities | £17,625,366 | £18,428,300 | |
| Net assets | £12,818,884 | £15,075,039 | |
| Equity | £12,818,884 | £15,075,039 | |
| Average employees | 197 | 193 | |
| Wages | £10,030,214 | £9,666,364 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 7.4% | 5.5% | |
| Net margin | 6.5% | 5.6% | |
| Return on capital employed | 15.4% | 12.0% | |
| Current ratio | 1.77x | 2.08x | |
| Interest cover | 8.38x | 9.11x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Cooper Parry Group Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have at the time of approving the financial statements, a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- DSG FINANCIAL SERVICES LIMITED · parent
- Unity Auto Finance Ltd 100%
- DSG Auto Contracts Limited 100%
- DSG Joint Ventures Ltd 100%
- Flow Car Finance Ltd 100%
Significant events
- “During the period, the Financial Conduct Authority (FCA) launched its backwards looking consultation into arrangements. The matter is unlikely to clarified in the year. The result will be redress due from lenders to customers.”
- “Our group was awarded B-Corp status in 2023.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HOGGART, Richard Matthew | Secretary | 2008-05-31 | — | British |
| GOW, Mark David Archer | Director | 2004-04-01 | Sep 1968 | British |
| HOGGART, Richard Matthew | Director | 1998-12-07 | Dec 1971 | British |
| QUATE, David | Director | 2016-01-28 | Jan 1971 | Scottish |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HARRISON, Ronald Edwin | Secretary | — | 1997-06-19 |
| HOGGART, Rebecca Louise | Secretary | 1998-12-07 | 2007-08-31 |
| OTHICK, David Michael | Secretary | 2007-08-31 | 2008-05-31 |
| BRADBURY, Kurt Andrew | Director | 2012-10-01 | 2013-10-01 |
| HOGGART, Brian Stanley | Director | 1988-11-07 | 2000-09-01 |
| MARLOW, Timothy James | Director | 2012-11-16 | 2014-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Dsg 1988 Ltd | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 146 total filings
Material constitutional events — rename, articles re-file, resolution
- 2020-09-02 MA Memorandum articles
- 2020-09-02 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-04 | AA | accounts | Accounts with accounts type full | |
| 2025-07-30 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-10 | AA | accounts | Accounts with accounts type full | |
| 2024-05-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-02-17 | AA | accounts | Accounts with accounts type full | |
| 2024-01-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-11-15 | AA | accounts | Accounts with accounts type full | |
| 2022-01-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-01-04 | AA | accounts | Accounts with accounts type full | |
| 2021-06-11 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2021-05-28 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2021-05-28 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2021-02-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-12-07 | AA | accounts | Accounts with accounts type full | |
| 2020-09-02 | MA | incorporation | Memorandum articles | |
| 2020-09-02 | RESOLUTIONS | resolution | Resolution | |
| 2020-09-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2020-09-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+10%
£36,808,817 £40,498,770
-
Cash
-5.9%
£3,155,155 £2,969,460
-
Net assets
+17.6%
£12,818,884 £15,075,039
-
Employees
-2%
197 193
-
Operating profit
-18.2%
£2,709,774 £2,215,795
-
Profit before tax
-17%
£2,386,462 £1,979,833
-
Wages
-3.6%
£10,030,214 £9,666,364
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers