HALIFAX LOANS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-23 (in 8mo)
Last made up 2026-01-09
Watchouts
None on the register
Cash
£0
Latest balance sheet
Net assets
£2M
+2.7% vs 2023
Employees
0
Average over period
Profit before tax
£66K
-36.5% vs 2023
Name history
Renamed 2 times since incorporation
- HALIFAX LOANS LIMITED 1989-10-12 → present
- WIGMORE MORTGAGES (NO. 1) LIMITED 1989-03-08 → 1989-10-12
- STAYSERVE LIMITED 1988-11-02 → 1989-03-08
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £112,000 | £83,000 | |
| Operating profit | — | — | |
| Profit before tax | £104,000 | £66,000 | |
| Net profit | £79,000 | £50,000 | |
| Cash | £0 | £0 | |
| Total assets less current liabilities | — | — | |
| Net assets | £1,884,000 | £1,934,000 | |
| Equity | £1,884,000 | £1,934,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Net margin | 70.5% | 60.2% | |
| Gearing (liabilities / total assets) | 1.7% | 1.2% | |
| Current ratio | 37.77x | 67.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of approval of the accounts. Thus they continue to adopt the going concern basis of accounting in preparing the Annual report and financial statements.”
Significant events
- “The Group has an open matter in relation to a claim for group relief of losses incurred in its former Irish banking subsidiary, which ceased trading on 31 December 2010. In January 2025, the First Tier Tribunal concluded in favour of HMRC. The Group intends to appeal the decision.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 38 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MULHOLLAND, Alison Elizabeth | Secretary | 2024-01-18 | — | — |
| ASAAM, Andrew | Director | 2023-01-11 | Jun 1971 | British |
| PORT, Alison Jane | Director | 2023-06-28 | Aug 1971 | British |
Show 38 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COCKROFT, Charles Stephen | Secretary | — | 1994-09-30 |
| GITTINS, Paul | Secretary | 2011-11-25 | 2016-06-28 |
| HENNESSEY, David Dermot | Secretary | 2016-06-28 | 2024-01-08 |
| LOCKWOOD, Angela | Secretary | 2006-06-13 | 2011-11-25 |
| LODGE, Matthew Sebastian | Secretary | 1994-10-01 | 1999-09-30 |
| MAYER, Sally | Secretary | 2002-02-22 | 2006-06-13 |
| MCPHERSON, Donald James | Secretary | 1999-09-30 | 2002-02-22 |
| SOBO, Femi | Secretary | 2003-05-16 | 2003-12-24 |
| AGARWAL, Ajey Rajan | Director | 2015-07-28 | 2023-04-28 |
| ATCHISON, Judith Clare | Director | 1995-08-01 | 1997-03-01 |
| CARTWRIGHT, Michael David | Director | 1992-10-28 | 1995-08-01 |
| CHAPMAN, John Lionel | Director | — | 1995-08-01 |
| CROSS, Angela Anna | Director | 2010-02-05 | 2010-09-30 |
| DUFFIN, Paul | Director | 1999-01-01 | 2002-09-21 |
| DUGGLEBY, Colin | Director | 1993-02-01 | 1999-09-30 |
| FOLWELL, Grenville John | Director | 1999-01-01 | 2000-01-01 |
| GOWLAND, Christopher | Director | 2010-02-05 | 2010-09-30 |
| GRACIE, Samuel | Director | — | 1993-01-31 |
| HANSON, Philip David | Director | 2002-10-01 | 2004-12-31 |
| JACKSON, Geoffrey Keith | Director | — | 1996-04-17 |
| JACKSON, Jeremy Peter | Director | 2008-12-08 | 2010-02-05 |
| JENKS, Philip Anthony | Director | 2002-04-01 | 2008-12-08 |
| JONES, Michael John Probert | Director | 2010-09-30 | 2015-07-28 |
| LENMAN, Alasdair Bruce | Director | 2010-09-30 | 2012-08-22 |
| MCKINLAY, Craig James | Director | 2015-07-28 | 2017-09-27 |
| MILLER, John Richard | Director | 1997-03-01 | 1998-12-31 |
| MITTEN, Patrick Anthony | Director | 2002-04-01 | 2010-02-05 |
| MORRIS, John | Director | 1995-08-01 | 1997-03-01 |
| PURDY, Robert Andrew | Director | 2012-08-22 | 2014-08-08 |
| ROBERTS, William David | Director | 1999-09-30 | 2001-11-09 |
| SINGH, Jasjyot | Director | 2018-07-31 | 2023-02-02 |
| SPELMAN, Richard | Director | 2000-01-01 | 2002-04-01 |
| SPELMAN, Richard | Director | — | 1995-08-01 |
| SPENCE, Michael John | Director | 1999-01-01 | 1999-09-30 |
| WALKDEN, David James, Mr. | Director | 1997-08-20 | 1998-12-31 |
| WHITENHOUSE, Michael George | Director | — | 1992-10-20 |
| WYCKS, Charles John | Director | 1995-08-01 | 1996-04-17 |
| ZACZKIEWICZ, Stacey | Director | 1997-03-01 | 2002-04-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 199 total filings
Material constitutional events — rename, articles re-file, resolution
- 2021-09-28 CC04 Statement of companys objects
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-09 | AA | accounts | Accounts with accounts type full | |
| 2025-05-12 | CH03 | officers | Change person secretary company with change date | |
| 2025-01-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-08 | AA | accounts | Accounts with accounts type full | |
| 2024-01-23 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-09 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-07-07 | AA | accounts | Accounts with accounts type full | |
| 2023-06-29 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-26 | TM01 | officers | Termination director company with name termination date | |
| 2023-03-01 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-20 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-20 | AA | accounts | Accounts with accounts type full | |
| 2022-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-28 | CC04 | change-of-constitution | Statement of companys objects | |
| 2021-07-15 | AA | accounts | Accounts with accounts type full | |
| 2021-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-07-16 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-25.9%
£112,000 £83,000
-
Cash
—
Not reported
-
Net assets
+2.7%
£1,884,000 £1,934,000
-
Employees
—
Not reported
-
Profit before tax
-36.5%
£104,000 £66,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers