HOWDEN EMPLOYEE BENEFITS & WELLBEING LIMITED

1. HOWDEN EMPLOYEE BENEFITS & WELLBEING LIMITED 2019-08-15 → present
2. PUNTER SOUTHALL HEALTH AND PROTECTION LIMITED 2015-07-03 → 2019-08-15
3. PUNTER SOUTHALL HEALTH AND PROTECTION CONSULTING LIMITED 2014-01-08 → 2015-07-03
4. ENRICH REWARD LIMITED 2008-09-05 → 2014-01-08
5. GISSINGS ADVISORY SERVICES LIMITED 2002-10-09 → 2008-09-05
6. GISSINGS ACTUARIAL AND ADVISORY SERVICES LIMITED 1992-10-28 → 2002-10-09
7. GISSINGS ACTUARIAL SERVICES LIMITED 1992-08-24 → 1992-10-28
8. GISSINGS ASSET MANAGEMENT LIMITED 1988-06-13 → 1992-08-24
9. MINTCLAN LIMITED 1988-04-26 → 1988-06-13

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“As presented in the Statement of Financial Position, the Company has sufficient financial resources to meet its day-to-day working capital requirements. Having considered forecasts, the directors believe that there are no material uncertainties that lead to significant doubt on the Company's ability to continue in business up to 30 September 2026; accordingly, the accounts continue to be prepared on a going concern basis.”

Significant events

• “As part of a group restructure, the following businesses and trading assets of the companies below were transferred to the Company, for the total consideration equal to the value of assets and liabilities transferred to the Company, satisfied by intercompany loans: Aston Lark Employee Benefits Limited on 1 October 2024; Right To Health Limited on 1 October 2024; Howden Life & Health Limited on 1 October 2024; Dickson Financial Services Limited on 1 October 2024; Healthwise Limited on 1 October 2024; Reich Life Ltd on 4 November 2024; Reich Healthcare Limited on 4 November 2024”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

6

last 12 months

Capital events

0

last 24 months

Officers appointed

2

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +21.9%

  £22,986,608 → £28,031,134

• Cash

  +14.4%

  £5,657,529 → £6,474,349

• Net assets

  +25.5%

  £19,762,197 → £24,797,936

• Employees

  +16.4%

  146 → 170

• Operating profit

  +169.4%

  £2,435,824 → £6,562,356

• Profit before tax

  +169.4%

  £2,435,824 → £6,562,356

• Wages

  +5.6%

  £9,290,048 → £9,806,905

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers