TALBOT UNDERWRITING LTD
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-07 (in 2mo)
Last made up 2025-06-23
Watchouts
Cash
£791K
-88.7% vs 2023
Net assets
£38M
+15.4% vs 2023
Employees
—
Average over period
Profit before tax
£6M
-70.7% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 4 times since incorporation
- TALBOT UNDERWRITING LTD 2001-12-13 → present
- ALLEGHANY UNDERWRITING LTD 2000-03-31 → 2001-12-13
- UNDERWRITERS RE AGENCIES LTD 1999-10-01 → 2000-03-31
- VENTON UNDERWRITING AGENCIES LIMITED 1988-04-19 → 1999-10-01
- MINMAR (34) LIMITED 1987-12-03 → 1988-04-19
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £38,440,000 | £25,439,000 | |
| Operating profit | £20,594,000 | £6,204,000 | |
| Profit before tax | £22,000,000 | £6,443,000 | |
| Net profit | £16,826,000 | £5,059,000 | |
| Cash | £6,985,000 | £791,000 | |
| Total assets less current liabilities | £32,804,000 | £37,863,000 | |
| Net assets | £32,804,000 | £37,863,000 | |
| Equity | £32,804,000 | £37,863,000 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 53.6% | 24.4% | |
| Net margin | 43.8% | 19.9% | |
| Return on capital employed | 62.8% | 16.4% | |
| Current ratio | 5.37x | 5.75x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company will continue as a going concern.”
Group structure
- TALBOT UNDERWRITING LTD · parent
- Talbot Risk Services Pte Ltd 100%
- Talbot Underwriting Risk Services Ltd 100%
Significant events
- “A series of wildfires affected the Los Angeles metropolitan area during January 2025. Syndicate 1183, Syndicate 2019 and Syndicate 2478 has exposure to this. This is not expected to impact significantly on TUL income flows.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 59 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BATCHELOR, David John | Director | 2019-10-01 | Oct 1951 | British |
| BEAN, Russell Eric | Director | 2021-05-14 | Aug 1970 | British |
| BERGAMASCHI, Paola | Director | 2025-10-20 | Jun 1961 | Italian |
| COATES, Katherine Ann | Director | 2021-11-12 | Sep 1959 | British |
| COWLING, Richard David | Director | 2022-04-26 | Dec 1982 | British |
| FLATT, Christopher Jordan | Director | 2025-09-11 | Aug 1968 | American |
| HANCOCK, Jon Lawton, Mr. | Director | 2020-12-07 | Dec 1965 | British |
| HIND, Melanie Elizabeth | Director | 2022-06-07 | Apr 1963 | British |
| ROSS, Julian Graeme | Director | 2001-02-16 | Dec 1965 | British |
| WOOLLEY, Emma Louise | Director | 2025-05-26 | Jan 1979 | British |
Show 59 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AKISANYA, Abayomi | Secretary | 2025-09-11 | 2025-12-31 |
| CLOUTING, Jane Sarah, Ms. | Secretary | 1994-03-23 | 2018-09-30 |
| GALLAGHER, Marie-Claire | Secretary | 2018-09-30 | 2024-04-03 |
| MIDDLETON, James Peter | Secretary | 2024-06-05 | 2025-09-11 |
| WILCOX, Graham Bernard | Secretary | — | 1994-03-23 |
| ALWEN, Roger Norman | Director | — | 1996-09-04 |
| ATKIN, Charles Neville Rupert | Director | — | 2019-05-07 |
| BARTON, Catherine Elizabeth | Director | 2020-10-21 | 2021-08-31 |
| BILSBY, Peter Antony | Director | 2010-04-14 | 2019-02-01 |
| BOLT, Thomas Allen | Director | 2018-10-08 | 2024-12-31 |
| BONVARLET, Gilles Alex Maxime | Director | 2004-11-22 | 2009-04-09 |
| BROOKS, Andrew Lewis | Director | 1995-09-06 | 2001-05-29 |
| BURCH, Nicola Monica Alexia | Director | 2017-04-07 | 2021-11-12 |
| CARPENTER, Michael Edward Arscott | Director | 2001-05-09 | 2024-03-31 |
| CHURCHILL, Paul Christopher | Director | 1995-09-06 | 2002-10-18 |
| CLOUTING, Jane Sarah, Ms. | Director | 1996-09-04 | 2018-09-30 |
| CONSOLINO, Joseph Evans | Director | 2007-07-02 | 2012-12-14 |
| COWELL, Peter Harry | Director | 1995-09-06 | 2000-06-30 |
| FENN, John David | Director | 1994-01-01 | 1995-07-31 |
| GILLIAM, Dorothea Cooke | Director | 1999-06-04 | 2001-10-31 |
| GREENBERG, Jeffrey Wayne | Director | 1997-06-11 | 1998-10-23 |
| HART, Robert Michael | Director | 1998-12-04 | 2001-10-31 |
| HENDRICKSON, John Joseph | Director | 2013-12-13 | 2016-07-11 |
| HESS, Todd Joseph | Director | 1998-12-04 | 2001-10-01 |
| HOTCHKISS JR, Winchester Fitch | Director | 1995-05-03 | 1998-10-23 |
| HURST-BANNISTER, Barnabas John | Director | 2011-09-15 | 2022-12-31 |
| HUTTER, Heidi Elisabeth | Director | 2002-09-12 | 2007-07-02 |
| JOHN, Russell Thomas | Director | 1998-12-04 | 2000-05-10 |
| JOHNSON, Mark Sutherland | Director | 2001-10-24 | 2011-11-17 |
| KEYS, Anthony James | Director | 2003-03-21 | 2017-03-16 |
| LANGFORD, Gillian Susan | Director | 2003-10-31 | 2011-12-31 |
| LOVELESS, Jill Anita | Director | 2003-03-24 | 2003-11-01 |
| MONTGOMERIE, Richard Douglas | Director | — | 2001-10-16 |
| MORRIS, David Ernest | Director | 2019-02-01 | 2021-02-08 |
| NEWBIGGING, David Kennedy | Director | 2004-01-21 | 2007-07-02 |
| NEWMAN, Steven Harvey | Director | 1998-12-04 | 2000-05-10 |
| NICHOLS, Leonard William | Director | — | 1996-03-03 |
| NOONAN, Edward Joseph | Director | 2007-07-02 | 2018-08-18 |
| O'BRIEN, Peter Michael | Director | — | 1996-09-04 |
| O'HARA, Brian Michael | Director | 1997-12-10 | 1998-10-23 |
| QUINN, James Joseph | Director | 2004-08-25 | 2007-07-02 |
| RASH, Christopher John Roland | Director | 2021-02-08 | 2025-05-26 |
| REDHEAD, Darren Paul | Director | 2001-10-24 | 2007-05-15 |
| REETH, George Peter | Director | 2007-07-02 | 2010-11-15 |
| RITZ, Jonathan Peter | Director | 2012-12-14 | 2016-07-11 |
| SANGSTER, Jeffrey Dean | Director | 2013-01-21 | 2018-08-18 |
| SCALES, Matthew | Director | 2011-09-15 | 2022-06-30 |
| SHARP, Alec | Director | 1996-03-29 | 1999-09-30 |
| SKINNER, James Edward | Director | 2010-01-01 | 2020-07-17 |
| SLADE, David Martin | Director | 1993-08-04 | 2002-02-08 |
| SOUTHEY, Verner George | Director | 1996-12-31 | 2013-04-10 |
| STANSBURY, Robert Irvin | Director | 1999-07-16 | 2004-08-25 |
| TAYLOR, Tim Mark | Director | 2001-06-07 | 2003-12-01 |
| TOWNSEND, Christopher George | Director | 2018-09-25 | 2020-01-06 |
| VAUGHAN, Charles Anthony | Director | 1999-09-03 | 2001-10-16 |
| VENTON, Jeremy Hugh | Director | — | 2000-03-31 |
| WACHMAN, Nigel David | Director | 2000-07-03 | 2020-09-16 |
| WILLMER, Russell Jeffrey Derek | Director | 1998-12-04 | 2000-05-10 |
| WROUGHTON, Philip Lavallin | Director | 1996-09-04 | 1999-04-12 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Talbot Underwriting Holdings Ltd. | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 285 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-09 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-10-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-16 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-12 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-09-12 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-19 | AA | accounts | Accounts with accounts type full | |
| 2025-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-09 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-12 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-05-28 | AA | accounts | Accounts with accounts type full | |
| 2024-05-23 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-04-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-04 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-10-04 | AA | accounts | Accounts with accounts type full | |
| 2023-08-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-04 | TM01 | officers | Termination director company with name termination date | |
| 2022-09-28 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-33.8%
£38,440,000 £25,439,000
-
Cash
-88.7%
£6,985,000 £791,000
-
Net assets
+15.4%
£32,804,000 £37,863,000
-
Employees
—
Not reported
-
Operating profit
-69.9%
£20,594,000 £6,204,000
-
Profit before tax
-70.7%
£22,000,000 £6,443,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers