HOUSING ASSOCIATION PROPERTY MUTUAL LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-30
Confirmation statement due
2026-09-26 (in 4mo)
Last made up 2025-09-12
Watchouts
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
0
Average over period
Profit before tax
£2M
+65.5% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
As the Directors expect to make a distribution of reserves and de register the Company within the next 12 months, they have adopted an other than going concern basis for the preparation on the financial statements. HAPM has sufficient resources to discharge its liabilities for the foreseeable future.
Name history
Renamed 1 time since incorporation
- HOUSING ASSOCIATION PROPERTY MUTUAL LIMITED 1989-12-14 → present
- ACCOUNTANTS INDEMNITY MUTUAL UNDERWRITING ASSOCIATION LIMITED 1986-02-04 → 1989-12-14
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-06-30
| Metric | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Gross written premiums | — | — | |
| Net earned premiums | — | — | |
| Claims incurred | £125,000 | £1,006,000 | |
| Investment return | £1,047,000 | £834,000 | |
| Profit before tax | £1,117,000 | £1,849,000 | |
| Net profit | £853,000 | £1,640,000 | |
| Insurance contract liabilities | £1,493,000 | — | |
| Total assets | £18,053,000 | £18,121,000 | |
| Total liabilities | £1,859,000 | £286,000 | |
| Equity | £16,195,000 | £17,835,000 | |
| Average employees | 0 | 0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“As the Directors expect to make a distribution of reserves and de register the Company within the next 12 months, they have adopted an other than going concern basis for the preparation on the financial statements. HAPM has sufficient resources to discharge its liabilities for the foreseeable future.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 46 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HALPENNY, Kieran Patrick | Secretary | 2009-12-31 | — | British |
| HARNAL, Rajiv Anil Akash | Director | 2016-12-01 | Aug 1961 | British |
| KING, Anthony Neil | Director | 2017-02-24 | Mar 1961 | British |
| LEWIS, Alwyn Everton | Director | 2012-11-30 | Jan 1956 | British |
| MOAT, Paul Simon | Director | 2022-03-16 | May 1967 | British |
| PAINTER, Nigel Anthony | Director | 2009-03-06 | Oct 1956 | British |
| ROSSI, Simon Anthony | Director | 1996-11-28 | Oct 1949 | British |
| TYRRELL, Patrick Rufane | Director | 1998-11-27 | Jul 1947 | British |
| VERNAU, Kim Elizabeth | Director | 2020-06-05 | Dec 1962 | British |
Show 46 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FLATTERY, Donal Sean Seamus | Secretary | 2009-03-06 | 2009-03-06 |
| JARRETT, Ian Richard | Secretary | — | 2009-12-31 |
| ABBOTT, Nicholas | Director | — | 1998-11-27 |
| ARCHER, Colin | Director | 1998-11-27 | 2018-07-06 |
| BEAVAN, John Askew | Director | — | 2021-05-07 |
| BENYON, David Stuart | Director | 1995-11-30 | 2001-01-08 |
| BERGIN, Deanne Cecile | Director | 1996-11-28 | 1997-11-27 |
| BRAY, Teresa Alison | Director | — | 1993-01-18 |
| BURN, David | Director | — | 1992-09-18 |
| BUTROYD, Michael High | Director | 1995-02-21 | 1995-10-17 |
| CARESS, Jill | Director | 1998-05-28 | 1999-05-27 |
| CHEETHAM, Adrian | Director | 2018-12-07 | 2021-01-29 |
| CUMMINS, Edgar Alan | Director | — | 1998-11-27 |
| DACEY, Thomas Robert | Director | 1992-11-12 | 1995-11-30 |
| DHIR, Rani | Director | 1988-05-28 | 2022-01-28 |
| EASEY, Phyllis | Director | 2000-12-01 | 2010-12-10 |
| FLATTERY, Donal Sean Seamus | Director | 2009-03-06 | 2023-07-22 |
| FUDGE, Elizabeth Margaret | Director | — | 1991-09-18 |
| GEDDES, Graeme | Director | 1991-09-18 | 2005-12-23 |
| HAHN, Germaine Mary | Director | 2006-06-13 | 2011-11-25 |
| HAYES, William John | Director | 1991-09-18 | 1997-11-27 |
| HINGSTON, Robert William | Director | — | 2023-02-01 |
| HODGSON, Peter John | Director | 1992-11-12 | 2002-11-29 |
| HOLLINGWORTH, Douglas James | Director | — | 1998-11-27 |
| HORTER, Heinz | Director | — | 1991-09-18 |
| HUMPHREYS, Michael Evan | Director | 1993-11-25 | 1997-04-09 |
| HUNT, David Antony | Director | 1995-11-30 | 2015-03-16 |
| KELLY, Martin Paul | Director | 2002-04-04 | 2003-11-20 |
| KENNY, Christopher John | Director | 1996-11-28 | 2001-11-29 |
| KING, Dennis Martin | Director | — | 1993-01-26 |
| KITCHEN, John | Director | — | 2001-11-29 |
| KNOWLTON, David Phillip | Director | 1992-11-12 | 1994-11-18 |
| LAMBERT, David Alexander | Director | 1996-11-28 | 2002-11-28 |
| LYNCH, Gary James | Director | 1993-11-25 | 1996-02-27 |
| MAITLAND, David Graham | Director | 2000-12-01 | 2002-04-25 |
| MALONE, Andrew John | Director | — | 1996-11-28 |
| NORMAN, Julie Amanda | Director | 1992-11-12 | 1995-10-13 |
| PILLINGTON, Gordon | Director | 1992-11-12 | 1993-11-25 |
| SOMERVELL, Michael James Somers | Director | — | 1992-11-12 |
| TAHA, Diane Patricia | Director | 1996-11-28 | 1999-05-27 |
| TAYLOR, Andrea Julie | Director | 1992-11-12 | 1996-11-19 |
| TURTON, Michael Robert | Director | 1993-11-25 | 1998-02-26 |
| VERNAU, Kim Elizabeth | Director | 2016-12-01 | 2019-09-30 |
| VUYK, Elizabeth | Director | 1992-11-12 | 1995-07-07 |
| WALKER, John Richard | Director | — | 1991-07-23 |
| WESTCOTT, Andrew John Howson | Director | — | 2006-05-15 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 230 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-09 | AA | accounts | Accounts with accounts type full | |
| 2025-10-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-26 | AA | accounts | Accounts with accounts type full | |
| 2024-09-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-19 | AA | accounts | Accounts with accounts type full | |
| 2023-09-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-14 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-12 | AA | accounts | Accounts with accounts type full | |
| 2022-09-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-03-16 | AP01 | officers | Appoint person director company with name date | |
| 2022-02-02 | TM01 | officers | Termination director company with name termination date | |
| 2022-01-17 | TM01 | officers | Termination director company with name termination date | |
| 2021-10-08 | AA | accounts | Accounts with accounts type full | |
| 2021-09-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-06-01 | TM01 | officers | Termination director company with name termination date | |
| 2021-01-27 | AA | accounts | Accounts with accounts type full | |
| 2020-08-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-06-05 | AP01 | officers | Appoint person director company with name date | |
| 2019-10-01 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Gross written premiums
—
Not reported
-
Net earned premiums
—
Not reported
-
Profit before tax
+65.5%
£1,117,000 £1,849,000
-
Equity
+10.1%
£16,195,000 £17,835,000
-
Claims incurred
+704.8%
£125,000 £1,006,000
-
Investment return
-20.3%
£1,047,000 £834,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers