ATRIUM UNDERWRITERS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-04 (in 2mo)
Last made up 2025-06-20
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
£20M
-10.9% vs 2023
Name history
Renamed 3 times since incorporation
- ATRIUM UNDERWRITERS LIMITED 1999-10-07 → present
- ATRIUM COCKELL UNDERWRITING LIMITED 1997-01-09 → 1999-10-07
- ATRIUM UNDERWRITING LIMITED 1986-03-12 → 1997-01-09
- RIGHOLD LIMITED 1985-11-14 → 1986-03-12
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £28,595,308 | £26,183,547 | |
| Operating profit | £22,529,437 | £19,949,551 | |
| Profit before tax | £22,947,667 | £20,440,040 | |
| Net profit | £17,539,339 | £15,325,678 | |
| Cash | — | — | |
| Total assets less current liabilities | — | — | |
| Net assets | — | — | |
| Equity | — | — | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 78.8% | 76.2% | |
| Net margin | 61.3% | 58.5% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the going concern assessment performed as at 31 December 2024, the Directors consider there to be no material uncertainties that may cast significant doubt over the Company or the Syndicate's ability to continue to operate as a going concern. The Directors have formed a judgment that there is a reasonable expectation that both the Company and the Syndicate have adequate resources to continue in operational existence in the foreseeable future, a period of at least twelve months from the date of signing these financial statements.”
Significant events
- “During 2024 there were a number of changes at senior management and Board level within the Company. These changes included the implementation of our succession plan in preparation of the retirement of the former Group Chief Operating Officer, and the appointment of a new Non-Executive Director. The Board ensured that support was provided to all individuals as they stepped in to their new roles.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 46 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SGH COMPANY SECRETARIES LIMITED | Corporate Secretary | 2024-03-31 | — | — |
| COLL, Nicole | Director | 2023-03-31 | Jan 1976 | British |
| COX, James Malcolm | Director | 2013-01-04 | Jul 1979 | British |
| FOWLE, John | Director | 2023-11-15 | Sep 1969 | British |
| GERHARDT, Hans-Peter Thomas | Director | 2025-12-01 | May 1955 | Swiss |
| GRUNERT, Rachel Fleur Elizabeth | Director | 2026-01-01 | Jul 1971 | British |
| LAIDLAW, Peter John | Director | 2023-01-01 | May 1973 | British |
| SHAH, Samit | Director | 2012-01-01 | Oct 1977 | British |
| STEWARD, Kirsty Helen | Director | 2013-01-23 | Aug 1977 | British |
| STOOKE, Christopher Macdonald | Director | 2021-01-01 | Apr 1957 | British |
Show 46 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BALICAO, Marla | Secretary | 2012-06-29 | 2014-04-07 |
| BRUCE, Martha Blanche Waymark | Secretary | 2014-04-07 | 2024-03-31 |
| BRUCE, Martha Blanche Waymark | Secretary | 2003-07-01 | 2012-06-29 |
| BURNETT, Daniel George | Secretary | — | 1996-12-31 |
| LEE, James Robert Francis | Secretary | 2002-04-08 | 2003-07-01 |
| MAGUIRE, Patrick Robert, Mr. | Secretary | 1996-12-31 | 2002-04-08 |
| ANDREWS, John Michael Geoffrey | Director | 1997-03-10 | 2007-10-01 |
| BADDELEY, Andrew Martin | Director | 2007-12-03 | 2013-02-06 |
| BAILEY, Charles Howard | Director | 1993-02-25 | 2008-05-31 |
| BRAMALL, George Robert | Director | — | 1992-12-31 |
| BURNETT, Daniel George | Director | — | 2000-08-01 |
| COCKELL, Michael Henry | Director | 1996-12-31 | 1998-08-26 |
| COLTON, Nicholas John | Director | 1993-08-02 | 1996-12-31 |
| COOK, Steven James | Director | 1997-08-01 | 2020-12-31 |
| COOPER, Simon David | Director | 2004-05-20 | 2012-05-23 |
| CURTIS, Simon Peter | Director | 2001-08-01 | 2007-09-30 |
| DANDRIDGE, Christine Elaine | Director | — | 2007-12-31 |
| DENBY, Mark Edmund | Director | — | 2004-04-29 |
| DRYSDALE, Toby Douglas | Director | 2008-01-01 | 2023-01-01 |
| DUMAS, Henry Raymond | Director | 2006-06-30 | 2007-11-30 |
| ELLIOTT, Andrew Duncan | Director | 2013-11-25 | 2020-03-31 |
| GODBEHERE, Ann Frances | Director | 2007-11-30 | 2014-03-28 |
| HAMILTON, Alexander Gordon Kelso | Director | 2014-04-16 | 2023-03-31 |
| HARRIES, Richard De Winton Wilkin | Director | 2008-01-01 | 2023-06-30 |
| HEARN, Stephen Patrick | Director | 2024-07-31 | 2025-12-01 |
| HERMAN, Mark Irving | Director | 2007-10-11 | 2008-02-18 |
| HERMAN, Mark Irving | Director | 2007-10-08 | 2007-10-08 |
| HIPKIN, David William | Director | 2000-08-07 | 2005-02-28 |
| KRAMER, Donald | Director | 2007-10-10 | 2010-03-18 |
| KRAMER, Donald | Director | 2007-10-08 | 2007-10-08 |
| LEE, James Robert Francis | Director | 2002-10-01 | 2024-12-31 |
| LEWY, Richard John | Director | 2002-06-28 | 2006-06-30 |
| LIMOND, Charles Allan | Director | — | 1996-12-31 |
| LUTENSKI, Richard Paul | Director | 2010-04-27 | 2013-11-25 |
| MARSH, Nicholas Carl | Director | 1996-12-31 | 2013-12-31 |
| MERRIMAN, Brendan Richard Anthony, Mr | Director | 2014-07-01 | 2021-03-12 |
| MOSER, Scott Peter | Director | 2008-05-16 | 2015-05-08 |
| O'SHEA, Paul James | Director | 2013-11-25 | 2018-01-01 |
| PACKER, Nicholas Andrew | Director | 2013-11-25 | 2017-02-01 |
| RILEY, Stephen John | Director | 2015-05-08 | 2024-07-31 |
| RIVAZ, George Farnworth | Director | 2007-10-08 | 2012-04-05 |
| RIVAZ, George Farnworth | Director | 2003-07-29 | 2006-06-30 |
| TOWNSEND, Wendy Patricia | Director | — | 1994-01-27 |
| VINCENT, Ian Derrick | Director | — | 1996-12-31 |
| WILKINS, Kevin William | Director | 1997-01-01 | 2012-03-13 |
| WINYARD, Andrew Dennis | Director | 2008-01-01 | 2018-04-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Atrium Underwriting Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 309 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-27 | CH04 | officers | Change corporate secretary company with change date | |
| 2026-01-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-02 | AA | accounts | Accounts with accounts type full | |
| 2025-01-07 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-04 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2024-08-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-31 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2024-03-31 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-03-21 | AA | accounts | Accounts with accounts type full | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date | |
| 2023-12-01 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-8.4%
£28,595,308 £26,183,547
-
Cash
—
Not reported
-
Net assets
—
Not reported
-
Employees
—
Not reported
-
Operating profit
-11.5%
£22,529,437 £19,949,551
-
Profit before tax
-10.9%
£22,947,667 £20,440,040
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers