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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-07-04 (in 2mo)

Last made up 2025-06-20

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

Equity attributable

Employees

Average over period

Profit before tax

£20M

-10.9% vs 2023

Name history

Renamed 3 times since incorporation

  1. ATRIUM UNDERWRITERS LIMITED 1999-10-07 → present
  2. ATRIUM COCKELL UNDERWRITING LIMITED 1997-01-09 → 1999-10-07
  3. ATRIUM UNDERWRITING LIMITED 1986-03-12 → 1997-01-09
  4. RIGHOLD LIMITED 1985-11-14 → 1986-03-12

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £28,595,308£26,183,547
Operating profit £22,529,437£19,949,551
Profit before tax £22,947,667£20,440,040
Net profit £17,539,339£15,325,678
Cash
Total assets less current liabilities
Net assets
Equity
Average employees
Wages

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 78.8%76.2%
Net margin 61.3%58.5%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
KPMG LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Based on the going concern assessment performed as at 31 December 2024, the Directors consider there to be no material uncertainties that may cast significant doubt over the Company or the Syndicate's ability to continue to operate as a going concern. The Directors have formed a judgment that there is a reasonable expectation that both the Company and the Syndicate have adequate resources to continue in operational existence in the foreseeable future, a period of at least twelve months from the date of signing these financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

10 active · 46 resigned

Name Role Appointed Born Nationality
SGH COMPANY SECRETARIES LIMITED Corporate Secretary 2024-03-31
COLL, Nicole Director 2023-03-31 Jan 1976 British
COX, James Malcolm Director 2013-01-04 Jul 1979 British
FOWLE, John Director 2023-11-15 Sep 1969 British
GERHARDT, Hans-Peter Thomas Director 2025-12-01 May 1955 Swiss
GRUNERT, Rachel Fleur Elizabeth Director 2026-01-01 Jul 1971 British
LAIDLAW, Peter John Director 2023-01-01 May 1973 British
SHAH, Samit Director 2012-01-01 Oct 1977 British
STEWARD, Kirsty Helen Director 2013-01-23 Aug 1977 British
STOOKE, Christopher Macdonald Director 2021-01-01 Apr 1957 British
Show 46 resigned officers
Name Role Appointed Resigned
BALICAO, Marla Secretary 2012-06-29 2014-04-07
BRUCE, Martha Blanche Waymark Secretary 2014-04-07 2024-03-31
BRUCE, Martha Blanche Waymark Secretary 2003-07-01 2012-06-29
BURNETT, Daniel George Secretary 1996-12-31
LEE, James Robert Francis Secretary 2002-04-08 2003-07-01
MAGUIRE, Patrick Robert, Mr. Secretary 1996-12-31 2002-04-08
ANDREWS, John Michael Geoffrey Director 1997-03-10 2007-10-01
BADDELEY, Andrew Martin Director 2007-12-03 2013-02-06
BAILEY, Charles Howard Director 1993-02-25 2008-05-31
BRAMALL, George Robert Director 1992-12-31
BURNETT, Daniel George Director 2000-08-01
COCKELL, Michael Henry Director 1996-12-31 1998-08-26
COLTON, Nicholas John Director 1993-08-02 1996-12-31
COOK, Steven James Director 1997-08-01 2020-12-31
COOPER, Simon David Director 2004-05-20 2012-05-23
CURTIS, Simon Peter Director 2001-08-01 2007-09-30
DANDRIDGE, Christine Elaine Director 2007-12-31
DENBY, Mark Edmund Director 2004-04-29
DRYSDALE, Toby Douglas Director 2008-01-01 2023-01-01
DUMAS, Henry Raymond Director 2006-06-30 2007-11-30
ELLIOTT, Andrew Duncan Director 2013-11-25 2020-03-31
GODBEHERE, Ann Frances Director 2007-11-30 2014-03-28
HAMILTON, Alexander Gordon Kelso Director 2014-04-16 2023-03-31
HARRIES, Richard De Winton Wilkin Director 2008-01-01 2023-06-30
HEARN, Stephen Patrick Director 2024-07-31 2025-12-01
HERMAN, Mark Irving Director 2007-10-11 2008-02-18
HERMAN, Mark Irving Director 2007-10-08 2007-10-08
HIPKIN, David William Director 2000-08-07 2005-02-28
KRAMER, Donald Director 2007-10-10 2010-03-18
KRAMER, Donald Director 2007-10-08 2007-10-08
LEE, James Robert Francis Director 2002-10-01 2024-12-31
LEWY, Richard John Director 2002-06-28 2006-06-30
LIMOND, Charles Allan Director 1996-12-31
LUTENSKI, Richard Paul Director 2010-04-27 2013-11-25
MARSH, Nicholas Carl Director 1996-12-31 2013-12-31
MERRIMAN, Brendan Richard Anthony, Mr Director 2014-07-01 2021-03-12
MOSER, Scott Peter Director 2008-05-16 2015-05-08
O'SHEA, Paul James Director 2013-11-25 2018-01-01
PACKER, Nicholas Andrew Director 2013-11-25 2017-02-01
RILEY, Stephen John Director 2015-05-08 2024-07-31
RIVAZ, George Farnworth Director 2007-10-08 2012-04-05
RIVAZ, George Farnworth Director 2003-07-29 2006-06-30
TOWNSEND, Wendy Patricia Director 1994-01-27
VINCENT, Ian Derrick Director 1996-12-31
WILKINS, Kevin William Director 1997-01-01 2012-03-13
WINYARD, Andrew Dennis Director 2008-01-01 2018-04-19

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Atrium Underwriting Group Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 309 total filings

Date Type Category Description
2026-01-27 CH04 officers Change corporate secretary company with change date PDF
2026-01-09 AP01 officers Appoint person director company with name date PDF
2025-12-01 TM01 officers Termination director company with name termination date PDF
2025-12-01 AP01 officers Appoint person director company with name date PDF
2025-06-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-05-02 AA accounts Accounts with accounts type full
2025-01-07 TM01 officers Termination director company with name termination date PDF
2024-10-04 RP04AP01 officers Second filing of director appointment with name PDF
2024-08-13 AP01 officers Appoint person director company with name date
2024-08-13 TM01 officers Termination director company with name termination date PDF
2024-06-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-03-31 AP04 officers Appoint corporate secretary company with name date PDF
2024-03-31 TM02 officers Termination secretary company with name termination date PDF
2024-03-21 AA accounts Accounts with accounts type full
2023-12-01 CH01 officers Change person director company with change date PDF
2023-12-01 CH01 officers Change person director company with change date PDF
2023-12-01 CH01 officers Change person director company with change date PDF
2023-12-01 CH01 officers Change person director company with change date PDF
2023-12-01 CH01 officers Change person director company with change date PDF
2023-12-01 CH01 officers Change person director company with change date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
6

last 12 months

Capital events
0

last 24 months

Officers appointed
2

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page