AMERICAN EXPRESS SERVICES EUROPE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-24 (in 1mo)
Last made up 2025-06-10
Watchouts
None on the register
Cash
£65M
-10.1% vs 2023
Net assets
£1B
+6% vs 2023
Employees
771
+8.3% vs 2023
Profit before tax
£73M
+59.8% vs 2023
Name history
Renamed 2 times since incorporation
- AMERICAN EXPRESS SERVICES EUROPE LIMITED 1995-03-27 → present
- AMERICAN EXPRESS SERVICES LIMITED 1985-06-04 → 1995-03-27
- CABLEHERON LIMITED 1984-07-16 → 1985-06-04
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £3,121,800,000 | £3,556,100,000 | |
| Operating profit | £64,900,000 | £107,100,000 | |
| Profit before tax | £45,800,000 | £73,200,000 | |
| Net profit | £34,800,000 | £61,100,000 | |
| Cash | £72,500,000 | £65,200,000 | |
| Total assets less current liabilities | £759,600,000 | £761,600,000 | |
| Net assets | £1,194,100,000 | £1,265,300,000 | |
| Equity | £1,194,100,000 | £1,265,300,000 | |
| Average employees | 712 | 771 | |
| Wages | £88,500,000 | £104,100,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 2.1% | 3.0% | |
| Net margin | 1.1% | 1.7% | |
| Return on capital employed | 8.5% | 14.1% | |
| Gearing (liabilities / total assets) | 49.6% | 49.1% | |
| Current ratio | 1.15x | 1.13x | |
| Interest cover | 1.01x | 1.21x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“the Directors have prepared the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.”
Group structure
- AMERICAN EXPRESS SERVICES EUROPE LIMITED · parent
- American Express de Espana S.A. 100%
- American Express Europe S.A. 100%
- American Express Italia s.r.l 100%
Significant events
- “In May 2023 a decision was taken to exit the Foreign Exchange International Payments business... The wind down of this business was completed in 2024 and the impact on these financial statements was immaterial.”
- “The AESEL Austria branch was deregistered in 2024.”
- “A key focus for the Board in 2024 was to ensure that the Company was able to stay within the impact tolerances set for its important business services in line with the FCA's operational resilience rules which came fully in to force in March 2025.”
- “In terms of premises, the Board made a decision to enter into a lease for additional floors at its Belgrave House premises and decided to relocate colleagues from the current WeWork space, to premises on Buckingham Palace Road.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 63 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GILL, Gurinderjit Kaur | Secretary | 2021-08-21 | — | — |
| AGGARWAL, Arti | Director | 2022-10-13 | Jun 1979 | Indian |
| BOUVET, Caroline Jane | Director | 2025-12-01 | Sep 1979 | British |
| FENWICK, Lucy | Director | 2019-07-23 | Oct 1969 | British |
| HUSON, Julia Anne | Director | 2026-01-15 | Dec 1977 | British |
| LEWIS, Hannah Louise | Director | 2020-02-26 | Dec 1978 | British |
| SHARMA, Ruchi | Director | 2024-08-05 | Feb 1985 | Australian,British |
| TAYLOR, Christopher John | Director | 2022-11-30 | Dec 1978 | British |
Show 63 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BATES, James | Secretary | 2015-09-30 | 2017-10-02 |
| BROWN, Nola Jean | Secretary | 2014-09-25 | 2015-05-01 |
| LORIGAN, Michael Colm | Secretary | — | 1992-05-27 |
| MUDDIMAN, David James | Secretary | 2017-10-02 | 2021-08-20 |
| PRICE, Owen Gwyn | Secretary | 1992-05-27 | 2004-02-18 |
| EVERSECRETARY LIMITED | Corporate Secretary | 2008-10-01 | 2017-03-31 |
| MAWLAW SECRETARIES LIMITED | Corporate Secretary | 2004-02-18 | 2008-09-30 |
| ALEGRE, Arsenio Cunanan | Director | 2001-06-01 | 2002-05-01 |
| ALLDER, Thomas Howard | Director | 2012-01-26 | 2012-01-26 |
| ANDRETTA, Ralph John | Director | 1999-09-01 | 2001-06-01 |
| AUMULLER, Jurgen | Director | 1995-06-27 | 1997-11-13 |
| AXEL, Elisabeth Helen | Director | 2014-04-15 | 2014-11-30 |
| BAILEY, David John | Director | 2012-09-11 | 2025-11-28 |
| BARTON, William | Director | 1998-01-01 | 1999-11-08 |
| BERRIEN, Jim | Director | 1996-05-29 | 1998-11-11 |
| BRANNAN, Edward Eric | Director | — | 1995-06-29 |
| CARRIEDO, Carlos, Mr. | Director | 2018-07-18 | 2019-09-09 |
| CARVALHO, Jose | Director | 2016-05-06 | 2018-07-18 |
| CREWE, John | Director | 1992-05-27 | 1997-11-30 |
| CROTTY, James Francis | Director | 2005-09-22 | 2009-12-03 |
| DE TRAFFORD, John Humphrey, Sir | Director | 2002-01-01 | 2005-03-31 |
| DECKER, Werner Heinrich | Director | 2009-03-25 | 2011-12-01 |
| DUERDEN, Charlotte Anne | Director | 2015-10-30 | 2022-02-08 |
| EDELMAN, Daniel James, Dr | Director | 2019-01-17 | 2019-10-10 |
| EDWARDS, Michael Ronald, Dr | Director | 2009-03-25 | 2012-12-10 |
| EMINIAN, Vahan | Director | 1998-01-01 | 2002-05-01 |
| FILSHIE, Alexander | Director | 2006-12-06 | 2012-09-10 |
| GARCIA, Rafael Francisco Marquez | Director | 2014-05-09 | 2019-09-30 |
| GODFREY, Peter Winston Patrick | Director | 1998-01-01 | 2001-12-31 |
| GRAFFLIN, Jill Elizabeth | Director | 2014-09-11 | 2019-04-26 |
| HARGREAVES, Paul Thomas | Director | 2009-09-21 | 2016-05-06 |
| JOABAR, Raymond | Director | 2009-03-25 | 2012-02-02 |
| KELLY, Terence John | Director | — | 1995-06-29 |
| KEREERE, Suzan Bulyaba | Director | 2009-12-16 | 2010-04-27 |
| KISNADWALA, Nayan Vithaldas | Director | 2002-05-01 | 2003-12-31 |
| KUNG, Mimi | Director | 2014-06-06 | 2015-03-06 |
| KUNG, Mimi | Director | 2009-03-25 | 2012-02-08 |
| KUNG, Mimi | Director | 2004-04-01 | 2007-02-28 |
| LARKIN, James Thomas | Director | — | 1995-06-29 |
| LINDH, Hans | Director | 1997-06-01 | 2002-01-25 |
| LOMBARDELLI, Caroline Vivien | Director | 1999-11-08 | 2005-09-22 |
| LUNDBERG, Ian | Director | 2010-07-27 | 2012-09-28 |
| MACHIN, Katrina | Director | 2011-02-09 | 2012-05-15 |
| MARTIN MELCHOR, Ramon | Director | 2008-04-21 | 2009-02-12 |
| MCDONELL, John Joseph Peter | Director | 1996-05-29 | 1998-06-29 |
| MONGA, Sulabh | Director | 2020-05-22 | 2022-10-11 |
| MURDEN, Vanessa Ann | Director | 2014-09-15 | 2015-11-03 |
| MURRAY, David Paul | Director | 2016-06-06 | 2019-11-22 |
| NICKSON, Russell Paul | Director | 2013-01-30 | 2014-06-05 |
| O'FLAHERTY, Colin Gerard John Paul | Director | 2019-09-10 | 2021-03-26 |
| PALACIOS, Ross | Director | 1996-05-29 | 1999-09-01 |
| PETRUCCELLI, Charles | Director | 1995-06-27 | 1997-11-30 |
| POWERS-FREELING, Laurel Claire | Director | 2005-09-22 | 2006-11-07 |
| QUARRA, Massimo Adriano | Director | 2002-01-01 | 2012-09-06 |
| RABIELA PINEDA, Emma Alicia | Director | 2007-07-30 | 2009-03-18 |
| RICHARDSON, Steven Gary | Director | 1995-06-27 | 1997-11-30 |
| SAWYERS, Beverly Marsha | Director | 2020-03-05 | 2025-01-29 |
| STERBENZ, Stacey Lynn | Director | 2021-12-02 | 2024-05-13 |
| TASWELL, Peter | Director | 2020-03-05 | 2022-06-24 |
| TURNER, Emily Elizabeth | Director | 2012-08-01 | 2018-07-11 |
| VARADHAN, Arvind, Mr. | Director | 2019-07-30 | 2020-05-13 |
| WALSH, Brendan Gerard | Director | 2005-09-22 | 2015-03-24 |
| WALSH, Colin | Director | 2012-03-16 | 2013-12-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| American Express Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-06-30 | Active |
Filing timeline
Last 20 of 321 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-19 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-08 | AAMD | accounts | Accounts amended with accounts type full | |
| 2025-06-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-06-06 | AA | accounts | Accounts with accounts type full | |
| 2025-02-11 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2025-02-11 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2025-01-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-23 | RP04CS01 | confirmation-statement | Second filing of confirmation statement with made up date | |
| 2024-12-23 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2024-12-23 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2024-12-23 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2024-12-23 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2024-12-23 | RP04AR01 | annual-return | Second filing of annual return with made up date | |
| 2024-08-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-05 | AA | accounts | Accounts with accounts type full | |
| 2024-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-12 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+13.9%
£3,121,800,000 £3,556,100,000
-
Cash
-10.1%
£72,500,000 £65,200,000
-
Net assets
+6%
£1,194,100,000 £1,265,300,000
-
Employees
+8.3%
712 771
-
Operating profit
+65%
£64,900,000 £107,100,000
-
Profit before tax
+59.8%
£45,800,000 £73,200,000
-
Wages
+17.6%
£88,500,000 £104,100,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers