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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-09-01 (in 4mo)

Last made up 2025-08-18

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£5M

+2.3% vs 2023

Employees

Average over period

Profit before tax

£132K

-50.4% vs 2023

Name history

Renamed 3 times since incorporation

  1. LV PROTECTION LIMITED 2012-03-16 → present
  2. MEMBERSHIP SERVICES DIRECT LIMITED 1992-10-20 → 2012-03-16
  3. BISHOPSCOURT FINANCIAL SERVICES LIMITED 1984-07-17 → 1992-10-20
  4. BEAGLESHIELD LIMITED 1984-03-12 → 1984-07-17

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums
Net earned premiums £110,725£103,953
Claims incurred £62,726£120,428
Investment return £210,738£240,039
Profit before tax £267,204£132,444
Net profit £200,403£103,286
Insurance contract liabilities £627,484£610,754
Total assets £5,426,196£5,440,497
Total liabilities £5,426,196£5,440,497
Equity £4,521,220£4,624,506
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 16.7%15.0%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102 FRS 103
Reporting scope
Standalone (parent only)
Auditor
Forvis Mazars LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors have assessed the level of capital resources and the liquidity of the Company and have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of at least twelve months from the date of approval of the financial statements. The Company therefore continues to adopt the going concern basis in preparing its financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 42 resigned

Name Role Appointed Born Nationality
WILSON, Oliver Thomas Secretary 2024-11-04
HYNAM, David Emmanuel Director 2023-02-01 Aug 1971 British
PERCIVAL, Stephen Keith Director 2023-07-26 Oct 1975 British
ROBERT, Jean-Marc Director 2026-01-01 Sep 1981 British
Show 42 resigned officers
Name Role Appointed Resigned
CASSIDY, Paul Bernard Secretary 2007-08-24 2013-01-01
HASLER, Brian Edward Secretary 1991-11-14
JERRARD, Vincent John Secretary 2004-02-02 2007-08-24
JONES, Michael Peter Secretary 2018-09-19 2024-11-04
LAKIN, Helen Mary Secretary 2000-06-01 2001-06-22
NICHOLLS, David William Secretary 2002-10-01 2004-02-02
NIXON, Raymond Secretary 1994-12-08 2000-05-31
PETERS, Colin Anthony Secretary 2002-01-25 2002-10-01
SMALL, Rachel Susan Secretary 2013-01-01 2018-09-03
WACEY, Christopher John Secretary 1991-11-14 1993-06-15
WRIGHT, Graham Marvel Secretary 2001-06-22 2002-01-25
BISHOPSCOURT FINANCIAL SERVICES LTD Corporate Secretary 1993-06-15 1994-12-08
ABERCROMBY, Keith William Director 2007-08-17 2010-11-09
BERRYMAN, Malcolm Leonard Director 2002-01-25 2002-07-25
BILLING, Michael Julian Director 1997-07-11 2002-01-25
CASSIDY, Paul Bernard Director 2007-08-24 2012-03-23
CLIFFORD, Robert Martin Director 2000-03-31 2000-05-05
CLIFFORD, Robert Martin Director 1997-05-01 2000-03-31
CUDMORE, Barry Director 2022-04-01 2023-05-25
CULLEN, Robin Neville Director 1992-02-03 1995-12-31
CULLEN, Robin Neville Director 1991-11-14
EAGLES, Michael David Director 1991-11-14
GRANGER, Bruce Dominique Director 1996-08-27 2002-01-25
HANSCOMB, Mark Russell Director 2022-04-01 2025-12-31
HARTIGAN, Mark Patrick Director 2020-06-15 2022-09-30
HAYNES, Stephen Robert Director 2012-03-23 2017-12-31
JERRARD, Vincent John Director 2006-04-03 2007-08-24
MOORE, Philip Wynford Director 2010-11-09 2017-06-29
NICHOLLS, David William Director 2002-07-25 2006-03-31
PARSONS, Andrew Mark Director 2017-06-30 2019-11-30
PERKS, John Trevor Director 2017-07-01 2019-02-25
RIX, Myles Ian Director 2016-03-24 2017-06-30
ROGERS, Michael John Director 2012-03-23 2016-07-28
ROWNEY, Richard Alexander Director 2019-05-10 2019-12-31
ROWNEY, Richard Alexander Director 2012-03-23 2018-07-01
RUTHERFORD, Michael William Director 2006-12-14
SNOW, Anthony Wayne Director 2018-07-01 2021-09-16
SPRAGG, Roy John Director 2002-01-25 2007-08-17
WACEY, Christopher John Director 2002-07-25
WALKER, Christopher Director 2020-11-23 2022-01-14
WILLIAMS, Stephen Martin Director 2002-01-25
WRIGHT, Graham Marvel Director 1996-08-19 2002-01-25

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Liverpool Victoria Financial Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2020-01-02 Active

Filing timeline

Last 20 of 258 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-05-27 RESOLUTIONS Resolution
  • 2025-05-16 RESOLUTIONS Resolution
  • 2025-04-30 RESOLUTIONS Resolution
  • 2025-04-02 RESOLUTIONS Resolution
Date Type Category Description
2026-01-14 AP01 officers Appoint person director company with name date PDF
2026-01-08 TM01 officers Termination director company with name termination date PDF
2025-08-19 CS01 confirmation-statement Confirmation statement with updates PDF
2025-07-17 AA accounts Accounts with accounts type full
2025-05-27 SH19 capital Capital statement capital company with date currency figure
2025-05-27 SH20 capital Legacy
2025-05-27 CAP-SS insolvency Legacy
2025-05-27 RESOLUTIONS resolution Resolution
2025-05-16 RESOLUTIONS resolution Resolution
2025-05-14 SH01 capital Capital allotment shares PDF
2025-04-30 SH19 capital Capital statement capital company with date currency figure
2025-04-30 SH20 capital Legacy
2025-04-30 CAP-SS insolvency Legacy
2025-04-30 RESOLUTIONS resolution Resolution
2025-04-02 RESOLUTIONS resolution Resolution
2025-04-02 SH01 capital Capital allotment shares
2024-11-13 AP03 officers Appoint person secretary company with name date PDF
2024-11-13 TM02 officers Termination secretary company with name termination date PDF
2024-08-28 CS01 confirmation-statement Confirmation statement with updates PDF
2024-07-08 AA accounts Accounts with accounts type full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
10

last 12 months

Capital events
6

last 24 months

Officers appointed
1

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page