TRAVEL GUARD EMEA LIMITED

• ◆

  2 PSCs ceased in last 24 months

  Significant control changed hands — see the Ownership section.

1. TRAVEL GUARD EMEA LIMITED 2024-12-17 → present
2. AIG TRAVEL EMEA LIMITED 2014-09-11 → 2024-12-17
3. TRAVEL GUARD EMEA LIMITED 2009-11-30 → 2014-09-11
4. AIG TRAVEL ASSIST INTERNATIONAL LIMITED 2008-08-13 → 2009-11-30
5. MERCURY INTERNATIONAL ASSISTANCE AND CLAIMS LIMITED 1994-03-29 → 2008-08-13
6. MERCURY INSURANCE SERVICES LTD 1986-10-06 → 1994-03-29
7. A.S.O. LIMITED 1983-06-01 → 1986-10-06

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Forvis Mazars LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Directors have considered all available information, including an assessment of available financial resources and the support of a financially strong parent company and believe that the Company is well placed to manage its business and operational risks successfully. The financial performance and capital strength of the Company is continually reviewed and has the supported by its parent company, Travel Guard Assist Inc., through a support agreement.”

Significant events

• “It was announced externally and internally on 26th June 2024 that AIG had entered into a definitive agreement to sell its global personal travel insurance and assistance business (including the Travel Guard EMEA Limited legal entity) to Zurich Insurance Group (the "Transaction"). The sale closed on December 2, 2024, and the Company is now part of Zurich Insurance Group.”
• “After the balance sheet date, the entire holding of 13,797,714 fully paid Ordinary shares in Travel Guard EMEA Limited was sold by Travel Guard Assist Inc. to Zurich Insurance Company Limited. Zurich Insurance Company remains the ultimate parent entity following this transaction. This event does not affect the amounts reported in these financial statements but is disclosed to provide relevant information regarding significant changes in share ownership after the reporting period.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

13

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +2.3%

  £14,652,430 → £14,996,482

• Cash

  +29.7%

  £12,338,149 → £16,005,957

• Net assets

  +7.3%

  £5,087,091 → £5,456,834

• Employees

  +2.3%

  130 → 133

• Operating profit

  -83.3%

  £1,285,421 → £214,903

• Profit before tax

  -75.4%

  £1,652,288 → £405,740

• Wages

  +4.1%

  £5,557,836 → £5,785,498

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers