SBS FINANCIAL SOFTWARE UK LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-09-27 (in 4mo)
Last made up 2025-09-13
Watchouts
Cash
£620K
-15.4% vs 2023
Net assets
£65M
+7.3% vs 2023
Employees
506
-0.6% vs 2023
Profit before tax
£6M
+176.1% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Name history
Renamed 11 times since incorporation — the current trading name was adopted 2025-10-03
- SBS FINANCIAL SOFTWARE UK LIMITED 2025-10-03 → present
- SOPRA BANKING SOFTWARE LIMITED 2013-10-14 → 2025-10-03
- SOPRA GROUP SOLUTIONS UK LIMITED 2012-03-19 → 2013-10-14
- TIETO UK LIMITED 2009-07-03 → 2012-03-19
- TIETOENATOR (UK NO.1) LIMITED 2006-01-23 → 2009-07-03
- ATTENTIV SYSTEMS LIMITED 2004-07-23 → 2006-01-23
- LYNX FINANCIAL SYSTEMS LIMITED 2003-06-02 → 2004-07-23
- LYNX FINANCIAL SYSTEMS (UK) LIMITED 1999-04-08 → 2003-06-02
- LYNX FINANCIAL SYSTEMS (SPECIALIST BANKING) LIMITED 1998-07-13 → 1999-04-08
- LYNX FINANCIAL SYSTEMS LIMITED 1996-07-29 → 1998-07-13
- CHESS VALLEY COMPUTERS LIMITED 1982-10-11 → 1996-07-29
- PETERS COMPUTER SYSTEMS LIMITED 1979-10-17 → 1982-10-11
Net assets
2-year trend · vs Technology median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £78,302,993 | £86,794,949 | |
| Operating profit | £3,617,073 | £7,643,075 | |
| Profit before tax | £2,061,133 | £5,690,746 | |
| Net profit | £624,539 | £4,274,106 | |
| Cash | £732,495 | £619,870 | |
| Total assets less current liabilities | £67,293,377 | £71,473,363 | |
| Net assets | £60,965,962 | £65,424,565 | |
| Equity | £60,965,962 | £65,424,565 | |
| Average employees | 509 | 506 | |
| Wages | £29,226,336 | £32,078,505 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 4.6% | 8.8% | |
| Net margin | 0.8% | 4.9% | |
| Return on capital employed | 5.4% | 10.7% | |
| Gearing (liabilities / total assets) | 50.4% | 46.4% | |
| Current ratio | 0.40x | 0.46x | |
| Interest cover | 2.31x | 3.72x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- S&W Partners Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have considered forecasts, and believe the Company to be a going concern, with the availability of financial support from 74Software SA if required, which has been confirmed in writing. As a result, the directors have concluded that they have a reasonable expectation that the Company will have adequate resources to meet their financial obligations as they fall due for at least one year from signing the accounts and for this reason they continue to adopt the going concern basis in preparing the financial statements of the Company.”
Group structure
- SBS FINANCIAL SOFTWARE UK LIMITED · parent
- Apak Group Limited 100%
- Sopra Banking Software Ireland Limited 100%
Significant events
- “Sopra Banking Software Limited was part of the Sopra Steria Group until 2nd September 2024 when it subsequently became part of Axway Software. On the 6th of December 2024, Axway Software held a shareholder meeting to change its company name to 74Software.”
- “The business continues to shift contracts from licence purchase to long term annuity contracts, supporting long-term sustainable growth and profit generation. Several customers committed to our AWS managed service / SaaS offerings in 2024, and this trend will accelerate further in 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 35 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BIERRY, Eric | Director | 2021-07-20 | Jan 1974 | French |
| BUISSON, Philippe | Director | 2025-01-09 | Nov 1961 | French |
| DONOVAN, Patrick | Director | 2025-01-09 | Feb 1970 | American |
| SOPRA GMT | Corporate Director | 2025-01-09 | — | — |
Show 35 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FAIRCLOUGH, Ian Peter | Secretary | 1999-10-01 | 2000-02-25 |
| JAMESON, Paul | Secretary | 2005-10-31 | 2012-03-14 |
| SINNETT, Paul Martin | Secretary | 2000-02-25 | 2004-03-25 |
| SINNETT, Paul Martin | Secretary | 1993-12-15 | 1999-10-01 |
| VINEY, Stephen Richard John | Secretary | — | 1993-12-15 |
| WOOD, Philip Basil | Secretary | 2004-03-25 | 2005-10-31 |
| BOURBON, Jean-Paul | Director | 2014-07-31 | 2021-07-20 |
| BUCKLEY, Philippa Mary | Director | — | 1992-11-30 |
| COMMANAY, Pierre-Yves | Director | 2012-03-14 | 2025-01-09 |
| ELLINGTON, Peter | Director | 1996-05-15 | 2002-06-20 |
| FISHER, Linda Jean | Director | 1999-09-30 | 2006-12-31 |
| HEISKANEN, Henri Mikael | Director | 2009-04-14 | 2011-07-31 |
| HOLMEN, Knut | Director | 2008-02-22 | 2009-02-16 |
| HOWARD, Elliot Spencer Blades | Director | 2012-03-14 | 2015-04-24 |
| JAMESON, Paul Richard | Director | 2009-02-16 | 2012-03-14 |
| JOHANSSON, Per Erik Mikael | Director | 2011-10-10 | 2012-03-14 |
| KERNAHAN, Adrian Clive | Director | 1999-09-30 | 2002-06-21 |
| LAST, Richard | Director | 1993-12-15 | 2004-03-25 |
| LEROY, Pascal | Director | 2012-03-14 | 2014-04-30 |
| LISCOMBE, David Kenneth | Director | 1997-01-16 | 2000-12-14 |
| LUUPPALA, Harri Pentti Kalervo | Director | 2005-10-31 | 2008-02-22 |
| PASQUIER, Eric | Director | 2014-07-31 | 2025-01-09 |
| PELTOLA, Veli Erik | Director | 2005-10-31 | 2009-02-16 |
| PELTONEN, Ari Petteri | Director | 2009-02-16 | 2011-10-10 |
| PLANER, George, Dr | Director | — | 1993-12-15 |
| SHELTRUM, Peter John | Director | — | 1996-11-14 |
| SINNETT, Paul Martin | Director | 1993-12-15 | 2004-03-25 |
| SJOGERAS, Bjorn Ingvar | Director | 2011-10-10 | 2012-03-14 |
| VINEY, Stephen Richard John | Director | — | 1997-01-24 |
| WEBBER, David Paul, Mr. | Director | 1996-05-15 | 2005-12-31 |
| WHITTAKER, Colin | Director | 1998-06-01 | 2002-06-20 |
| WILLIAMS, David | Director | 1998-02-26 | 2000-01-31 |
| WOOD, Philip Basil | Director | 2000-09-01 | 2005-10-31 |
| YAGER, Barry John | Director | — | 1996-07-21 |
| YOUNG, David James | Director | 2000-07-01 | 2001-09-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| 74software S.A. | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-09-02 | Active |
| Sopra Steria Group Sa | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2024-09-02 |
Filing timeline
Last 20 of 260 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-10-03 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-03 | CERTNM | change-of-name | Certificate change of name company | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-09-15 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-09-15 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-01-13 | AP02 | officers | Appoint corporate director company with name date | |
| 2025-01-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-14 | AA | accounts | Accounts with accounts type full | |
| 2024-09-26 | AD02 | address | Change sail address company with old address new address | |
| 2024-09-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-25 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-09-25 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-09-13 | AD04 | address | Move registers to registered office company with new address | |
| 2023-09-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-14 | AA | accounts | Accounts with accounts type full | |
| 2022-10-05 | AA | accounts | Accounts with accounts type full | |
| 2022-09-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-17 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+10.8%
£78,302,993 £86,794,949
-
Cash
-15.4%
£732,495 £619,870
-
Net assets
+7.3%
£60,965,962 £65,424,565
-
Employees
-0.6%
509 506
-
Operating profit
+111.3%
£3,617,073 £7,643,075
-
Profit before tax
+176.1%
£2,061,133 £5,690,746
-
Wages
+9.8%
£29,226,336 £32,078,505
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers