KIRLY LIMITED

1. KIRLY LIMITED 1988-12-05 → present
2. KAYANDAY INSURANCE RESEARCH (LONDON) LIMITED 1977-12-31 → 1988-12-05
3. STEREO RENTALS LIMITED 1973-12-14 → 1977-12-31

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

Duncan & Toplis Audit Limited

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

1. KIRLY LIMITED · parent
   1. Helios LLV Four Limited 100% · UK · Corporate member of Lloyd's
   2. Chariot (II) Underwriting Limited 100% · UK · Corporate member of Lloyd's
   3. Maturin-Baird (Underwriting) LLP 100% · UK · Corporate member of Lloyd's
   4. Freedom Insurance Services Limited 80% · UK · Holiday insurance sales
   5. OK to Travel Limited 80% · UK · Holiday insurance sales
   6. It's So Easy Travel Insurance Limited 80% · UK · Holiday insurance sales
   7. Freetime Travel Limited 80% · UK · Dormant
   8. OK to Travel Cruise Insurance Solutions Limited 80% · UK · Dormant
   9. Travel Positive Limited 80% · UK · Dormant
   10. Nomina 599 LLP 100% · UK · Corporate member of Lloyd's
   11. Kirly Group Holdings Ltd 100% · UK · Investment company
   12. DAN Holdings Limited 100% · UK · Dormant
   13. Kirly FS Ltd 100% · UK · Dormant
   14. Cambridge Index Ltd 100% · UK · Dormant
   15. Kirly Trustees Ltd 100% · UK · Dormant
   16. LK Catering and Events Limited 89% · UK · Event catering

Significant events

• “The year 2024 was the first year of trading after the divestment of our property holdings, Kirly Group is now dominated by our insurance activities and we took the opportunity of a hard insurance market to increase our underwriting activities substantially.”
• “In early 2024 we agreed to the issuance of new shares to give the management of that company [LK Catering and Events] a 10% stake.”
• “In 2024 we expanded our underwriting within Chariot and also purchased a new underwriting vehicle (Helios IV) so that our total underwriting line was substantially larger.”
• “After the year end, the company declared dividends of £2,253,584.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

2

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Gross written premiums

  +51.1%

  £9,512,302 → £14,368,965

• Net earned premiums

  +41.3%

  £7,285,492 → £10,297,913

• Profit before tax

  +206.5%

  -£1,429,751 → £1,522,009

• Equity

  -3.3%

  £27,306,158 → £26,415,404

• Claims incurred

  +64.1%

  £3,499,263 → £5,743,582

• Insurance contract liabilities

  +35%

  £13,796,080 → £18,619,267

• Investment return

  +43.1%

  £367,907 → £526,542

• Employees

  +13.7%

  51 → 58

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers