PMGI LIMITED
Get an alert when PMGI LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2025-03-30
Confirmation statement due
2026-08-30 (in 3mo)
Last made up 2025-08-16
Watchouts
Cash
£39K
Latest balance sheet
Net assets
£6M
Equity attributable
Employees
120
Average over period
Profit before tax
£1M
Period ending 2025-03-30
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 3 times since incorporation
- PMGI LIMITED 2014-04-17 → present
- ROLAND SMITH LIMITED 1999-03-15 → 2014-04-17
- W. ROLAND SMITH (HOLDINGS) LIMITED 1981-12-31 → 1999-03-15
- ROLAND SMITH INSURANCE BROKERS (HOLDINGS) LIMITED 1972-09-25 → 1981-12-31
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-30
| Metric | Trend | 2023-12-31 | 2025-03-30 |
|---|---|---|---|
| Turnover | £11,263,603 | £15,272,604 | |
| Operating profit | £1,068,891 | £1,185,364 | |
| Profit before tax | £1,068,891 | £1,189,397 | |
| Net profit | £1,695,242 | £1,189,397 | |
| Cash | £6,260,553 | £39,247 | |
| Total assets less current liabilities | £4,553,462 | £6,196,559 | |
| Net assets | £4,553,462 | £5,742,859 | |
| Equity | £4,553,463 | £5,742,859 | |
| Average employees | — | 120 | |
| Wages | — | £5,616,591 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2025-03-30 |
|---|---|---|---|
| Operating margin | 9.5% | 7.8% | |
| Net margin | 15.1% | 7.8% | |
| Return on capital employed | 23.5% | 19.1% | |
| Current ratio | 1.21x | 2.69x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Crowe U.K. LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have assessed the appropriateness of the going concern basis of preparation, including review and appraisal of future prospects of the Company, working capital facilities available to the Company, consideration of assets at its disposal and its ability to settle future liabilities as they arise.”
Significant events
- “On the 29th of February 2024 the Company was acquired by Bspoke Uniformed Services Ltd a subsidiary of Bspoke Insurance Group Limited. The financial statements are for the 15 month period from 1st January 2024 to 30 March 2025 aligning to the new shareholders financial reporting date.”
- “One off charges in the period relate to costs incurred in relation to the change of ownership in the period and the subsequent separation from the Royal London Mutual Society and the integration into the infrastructure of Bspoke Insurance Group.”
- “On 06th of August 2025, the Company's parent undertaking, Bspoke Insurance Group and its subsidiaries, were acquired by NFP UK Holdings Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GILL, Ryan Mark | Director | 2024-03-01 | Feb 1983 | British |
| HUNTER, Craig Richard | Director | 2024-03-01 | Jan 1975 | British |
| MCMAHON-WHITE, Kerry Louise | Director | 2024-03-01 | Apr 1979 | British |
| PURVIS, James Robert | Director | 2025-09-12 | Dec 1965 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DEVENEY, Joanne Elizabeth | Secretary | 2024-03-01 | 2025-08-06 |
| KIRWAN, Rachael | Secretary | 2007-06-29 | 2020-10-01 |
| MCGAFFNEY, Pamela Joyce | Secretary | — | 2007-06-29 |
| ROYAL LONDON MANAGEMENT SERVICES LIMITED | Corporate Secretary | 2020-10-01 | 2024-02-29 |
| BERVILLE, Graham Michael | Director | 2007-06-29 | 2008-09-26 |
| CORDWELL, Ian Derek | Director | 2010-11-09 | 2017-12-31 |
| ELKINGTON, Andrew Keith | Director | 2017-10-16 | 2020-10-01 |
| ENGERS, Paul Alan | Director | 2007-06-29 | 2009-04-20 |
| HALL, Philip John | Director | 2021-03-02 | 2025-12-31 |
| HALL, Philip John | Director | 2013-03-13 | 2017-12-13 |
| HENDERSON, James Conroy | Director | 2007-06-29 | 2014-09-30 |
| LEACH, David Robert | Director | — | 2007-06-28 |
| LEWIS, Martin Pierce | Director | 2020-10-01 | 2022-12-31 |
| LONG, Claire Eve Linzie | Director | 2008-11-27 | 2010-01-22 |
| LOUGHENBURY, David Anthony | Director | 2018-07-31 | 2020-04-05 |
| MANN, Stephen Andrew Joseph | Director | 2009-04-14 | 2018-12-31 |
| MARR, Peter | Director | 2011-04-20 | 2018-06-04 |
| MCGAFFNEY, Pamela Joyce | Director | — | 2010-06-30 |
| MIDDLETON, David Raymond | Director | 2009-05-28 | 2010-03-04 |
| MOSS, Hazel Dianne | Director | 2010-01-13 | 2011-12-01 |
| PERKS, John Trevor | Director | 2019-06-18 | 2021-03-31 |
| SCOTT, Julie Frances | Director | 2022-05-12 | 2024-02-29 |
| SMITH, Barbara | Director | — | 2007-06-28 |
| SMITH, Nigel David | Director | — | 2010-06-30 |
| SMYTH, Timothy John | Director | 2024-03-01 | 2025-08-06 |
| TOHER, Jeremiah Charles | Director | 2020-10-01 | 2022-02-28 |
| URMSTON, Michael Norris | Director | 2008-10-28 | 2009-04-17 |
| VALENTINE, Andrew George | Director | 2023-01-01 | 2024-02-29 |
| VALLERY, David Stephen | Director | 2020-02-25 | 2020-12-31 |
| WARD, Sheila Margaret | Director | — | 2010-06-30 |
| WINUP, Kathryn Anne | Director | 2017-12-21 | 2019-09-30 |
| WRIGHT, David John | Director | 2013-09-17 | 2017-10-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bspoke Uniformed Services Limited | Corporate entity | Shares 75–100% | 2024-02-29 | Active |
| Pm Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2024-02-29 |
Filing timeline
Last 20 of 241 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-08-04 RESOLUTIONS Resolution
- 2025-03-13 CC04 Statement of companys objects
- 2024-05-17 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-08 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-04 | AA | accounts | Accounts with accounts type full | |
| 2025-09-24 | CH01 | officers | Change person director company with change date | |
| 2025-09-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-09 | AA01 | accounts | Change account reference date company current shortened | |
| 2025-08-28 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-08-28 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-28 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-08-04 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-08-04 | SH20 | capital | Legacy | |
| 2025-08-04 | CAP-SS | insolvency | Legacy | |
| 2025-08-04 | RESOLUTIONS | resolution | Resolution | |
| 2025-03-13 | CC04 | change-of-constitution | Statement of companys objects | |
| 2024-11-14 | AA01 | accounts | Change account reference date company current extended | |
| 2024-09-18 | AA | accounts | Accounts with accounts type full | |
| 2024-08-16 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-08-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-17 | RESOLUTIONS | resolution | Resolution | |
| 2024-03-01 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-03-01 | PSC07 | persons-with-significant-control | Cessation of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 12
- Capital events
- 2
- Officers appointed
- 1
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2025 · period ending 2025-03-30 vs 2023-12-31