LIFESURE GROUP LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-04 (in 6mo)
Last made up 2025-10-21
Watchouts
Cash
£936K
Latest balance sheet
Net assets
£2M
Equity attributable
Employees
42
Average over period
Profit before tax
£1M
Period ending 2024-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
Note 1 of the financial statements describes the preparation of financial statements on a non-going concern basis. As described in note 1, the trade and assets of the company have been hived up into another group entity during the period. As a result, the directors have concluded that it is no longer appropriate to prepare the financial statements on a going concern basis.
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Name history
Renamed 1 time since incorporation
- LIFESURE GROUP LIMITED 2008-08-28 → present
- LIFESURE LIMITED 1970-04-17 → 2008-08-28
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-06-30 | 2024-12-31 |
|---|---|---|---|
| Turnover | £4,433,377 | £6,520,164 | |
| Operating profit | £707,821 | £1,025,717 | |
| Profit before tax | £714,745 | £1,098,112 | |
| Net profit | £571,047 | £809,267 | |
| Cash | £1,005,773 | £935,625 | |
| Total assets less current liabilities | £1,005,533 | £1,780,688 | |
| Net assets | £971,421 | £1,780,688 | |
| Equity | £971,421 | £1,780,688 | |
| Average employees | 48 | 42 | |
| Wages | £1,861,814 | £2,503,146 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-06-30 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 16.0% | 15.7% | |
| Net margin | 12.9% | 12.4% | |
| Return on capital employed | 70.4% | 57.6% | |
| Current ratio | 3.56x | 17.26x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Auditor
- RSM UK Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“Note 1 of the financial statements describes the preparation of financial statements on a non-going concern basis. As described in note 1, the trade and assets of the company have been hived up into another group entity during the period. As a result, the directors have concluded that it is no longer appropriate to prepare the financial statements on a going concern basis.”
Significant events
- “The principal activity of the company was that of an insurance broker. During the period, the trade of the group was hived up to another group company.”
- “On 1 September 2023, Lifesure Limited, the parent company of Lifesure Group Limited, was acquired by Gallagher Holdings (UK) Limited and the trade and assets of Lifesure Group Limited were hived up into another group entity during the period.”
- “On 31 October 2023, the employees were transferred to another group entity.”
- “The company changed its reporting date in the current period from 30 June to 31 December to align with other group companies. Consequently, the prior period financial statements covered the year ended 30 June 2023 compared to the current period which covers the 18 month period ended 31 December 2024. The amounts presented in the financial statements, including the related notes, are therefore not entirely comparable.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HARRIS, Nicholas George Robert | Director | 2024-09-02 | May 1974 | British |
| WHITTINGHAM, James Oliver | Director | 2023-12-01 | Aug 1977 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARNES, Elizabeth Mary | Secretary | — | 2013-06-01 |
| IACIOFANO, Pasqualina Giovanna | Secretary | 2013-06-01 | 2017-12-05 |
| BARNES, Colin Richard | Director | — | 2013-06-01 |
| BARNES, Elizabeth Mary | Director | — | 2013-06-01 |
| BARNES, Ricky Lawrence | Director | — | 2017-05-31 |
| BARNES, Simon David | Director | 2015-10-12 | 2023-09-01 |
| HUGHES, Louise Marie | Director | 2023-09-29 | 2025-02-24 |
| LONG, Nicholas John | Director | 2019-05-23 | 2020-10-26 |
| PARSONS, Sarah | Director | 2021-07-01 | 2023-12-01 |
| REA, Michael Peter | Director | 2023-12-22 | 2024-09-02 |
| REID, Paul | Director | 2016-12-13 | 2024-07-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Lifesure Ltd | Corporate entity | Shares 75–100%, Voting 75–100% | 2017-11-03 | Active |
| Mr Paul Reid | Individual | Significant influence | 2017-06-01 | Ceased 2024-07-31 |
| Mr Ricky Lawrence Barnes | Individual | Significant influence | 2016-04-06 | Ceased 2017-06-01 |
Filing timeline
Last 20 of 126 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-08-14 | CH01 | officers | Change person director company with change date | |
| 2025-02-25 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-07 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-08-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-05-08 | AA01 | accounts | Change account reference date company current extended | |
| 2024-04-07 | AA | accounts | Accounts with accounts type total exemption full | |
| 2023-12-29 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-06 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-05 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-09-08 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-07 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-08-10 | CH01 | officers | Change person director company with change date | |
| 2023-03-16 | AA | accounts | Accounts with accounts type total exemption full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-06-30