ALLIED DUNBAR ASSURANCE PLC

1. ALLIED DUNBAR ASSURANCE PLC 1985-07-01 → present
2. HAMBRO LIFE ASSURANCE PLC 1965-11-30 → 1985-07-01

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 101

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The directors are satisfied that the company has adequate resources to continue in operational existence for a period of 12 months from the approval of the financial statements and accordingly it is appropriate to continue to use the going concern basis in preparing the financial statements.”

Group structure

1. ALLIED DUNBAR ASSURANCE PLC · parent
   1. Allied Dunbar Provident plc 1% · United Kingdom · Dormant
   2. Zurich Advice Network Limited 1% · United Kingdom · Former advised sales
   3. Zurich Pensions Management Limited 1% · United Kingdom · Trustee duties - dormant
   4. Allied Dunbar Financial Services Limited 1% · United Kingdom · Dormant
   5. Employee Services Limited 1% · United Kingdom · Employing Entity

Significant events

• “A provision was established in 2006 in respect of historical will writing services prior to 2001, following a legal case which highlighted potential risks to the company. The basis of the provision value has been reviewed and amended over time. Under the 'IAS 37 Provisions' requirement the provision did not meet the accounting requirements to recognise a provision. It was approved at the Board on 28 November 2022 that the provision be derecognised in the 2022 accounts and a contingent liability be disclosed. A review of the accounting considerations was undertaken during 2024. The contingent liability as at 31 December 2024 is estimated to be £300,000 (2023: £300,000).”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  —

  Not reported

• Cash

  +0.5%

  £4,088,000 → £4,107,000

• Net assets

  +4.6%

  £8,951,000 → £9,362,000

• Employees

  —

  Not reported

• Operating profit

  +137.3%

  £83,000 → £197,000

• Profit before tax

  +65.6%

  £215,000 → £356,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers