INTEGRALIFE UK LIMITED
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Next accounts due
2026-06-30 (in 1mo)
Last filed for 2024-09-30
Confirmation statement due
2027-01-14 (in 8mo)
Last made up 2025-12-31
Watchouts
Cash
£106M
+48.7% vs 2023
Net assets
£51M
-18.1% vs 2023
Employees
—
Average over period
Profit before tax
£40M
+18.5% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 2 times since incorporation
- INTEGRALIFE UK LIMITED 2005-02-09 → present
- CRITERION LIFE ASSURANCE LIMITED 1984-08-29 → 2005-02-09
- LIFEGUARD ASSURANCE PLC 1964-03-26 → 1984-08-29
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-09-30
| Metric | Trend | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Turnover | £57,377,000 | £62,190,000 | |
| Operating profit | £27,925,000 | £32,262,000 | |
| Profit before tax | £33,469,000 | £39,657,000 | |
| Net profit | £26,887,000 | £30,007,000 | |
| Cash | £71,246,000 | £105,935,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £61,833,000 | £50,640,000 | |
| Equity | £61,833,000 | £50,640,000 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Operating margin | 48.7% | 51.9% | |
| Net margin | 46.9% | 48.3% | |
| Gearing (liabilities / total assets) | 55.2% | 58.2% | |
| Current ratio | 2.25x | 4.62x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis, following an assessment by the Board, which concluded the Company has adequate resources to continue in operational existence for at least 12 months from when the Financial Statements are authorised for issue.”
Significant events
- “Some specific assets in policyholder linked funds are under review and may lead to compensation payments to policyholders. A provision of £0.5 million has been recognised in respect of one of the groups where the likelihood of an economic outflow is probable, and there is a contingent liability of £2.4m (2023: £1.2 million) in respect of another group where the likelihood of an economic outflow is considered to be less than probable but more than remote.”
- “An interim dividend of £12.5m was declared on 5 December 2024. This dividend has not been accrued in the Statement of Financial Position.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 36 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| JOHNSON, David Graham Charles | Secretary | 2026-01-01 | — | — |
| MARSHALL, Euan William | Director | 2024-10-18 | Oct 1977 | British |
| MCKENZIE, John Lyle | Director | 2017-10-01 | Sep 1951 | British |
| PEACH, David | Director | 2022-06-23 | Dec 1972 | British |
| SCOTT, Alexander | Director | 2011-06-29 | Mar 1970 | British |
| WILSON, Lyndsay Elizabeth | Director | 2024-04-01 | Oct 1978 | British |
Show 36 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BODKIN, Ann Elizabeth | Secretary | 2006-06-27 | 2008-11-30 |
| HARRISON, Darren Anthony | Secretary | 2005-01-14 | 2006-06-27 |
| JOHNSON, David | Secretary | 2012-10-01 | 2020-03-25 |
| KILPATRICK, William Gordon | Secretary | 2003-01-09 | 2003-10-10 |
| KILPATRICK, William Gordon | Secretary | — | 1996-07-09 |
| PRIOR, Andrew | Secretary | 2003-10-10 | 2005-01-14 |
| TEGGART, Amanda Jane | Secretary | 2008-11-30 | 2012-10-01 |
| WAINWRIGHT, Philip John | Secretary | 1996-07-09 | 2003-01-09 |
| WAKEFORD, Helen | Secretary | 2020-03-25 | 2026-01-01 |
| BEEVERS, Graham Martyn | Director | 2005-01-14 | 2014-06-30 |
| BRETTELL, Jeremy Macduff | Director | 2022-06-22 | 2025-05-19 |
| CAIN, William John | Director | 2003-10-10 | 2005-01-14 |
| COOKE, Nigel John | Director | 1998-03-12 | 2002-03-19 |
| DUNN, Harold James | Director | 1999-06-23 | 2000-10-31 |
| ETHERIDGE, Leslie Michael | Director | 2003-10-10 | 2005-01-14 |
| GAVIGAN, Mary Elizabeth Ann | Director | 2023-02-27 | 2026-01-03 |
| GUNBY, Jonathan | Director | 2020-05-14 | 2025-02-28 |
| HARRISON, Darren Anthony | Director | 2005-01-14 | 2008-04-30 |
| HOLDEN, Neil Jonathan | Director | 2014-05-12 | 2023-05-31 |
| HOWARD, Michael | Director | 2005-01-14 | 2017-10-01 |
| HUGHES, Colin Philip | Director | 1996-03-05 | 2000-06-30 |
| KANN, Achim, Doctor | Director | 1997-05-01 | 2002-12-10 |
| KILPATRICK, William Gordon | Director | — | 2003-10-10 |
| KLAESER, Karl Heinz Adolf | Director | 1996-03-05 | 2000-06-30 |
| KUHN, Manfred | Director | 1997-05-01 | 2003-10-10 |
| LE BEAU, Peter Edward James | Director | 2001-08-08 | 2002-08-01 |
| NETTLETON, John Dering | Director | — | 1996-03-05 |
| NIELD, Paul Leslie | Director | 2005-02-14 | 2013-12-31 |
| OLDHAM, Paul Evan | Director | 2003-10-10 | 2005-01-14 |
| RANDALL, Robert Peter James | Director | 2004-07-01 | 2005-01-14 |
| RUSSELL, Christopher Boorer | Director | 2003-10-10 | 2005-01-14 |
| SANJANA, Firoz Barry | Director | 2004-07-01 | 2005-01-14 |
| SCOTT, Alexander | Director | 2002-07-01 | 2003-10-10 |
| SULLIVAN, Michael William | Director | 1996-07-09 | 2003-10-10 |
| TAYLOR, Ian Anthony | Director | 2005-01-14 | 2020-03-02 |
| ZOKAY, Lloyd Isaac | Director | 1996-03-05 | 1998-07-10 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Integrafin Holdings Plc | Corporate entity | Shares 75–100% | 2022-07-01 | Active |
| Integrated Financial Arrangements Ltd | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2022-07-01 |
Filing timeline
Last 20 of 213 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-06 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-06 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-09-05 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-06-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-18 | AA | accounts | Accounts with accounts type full | |
| 2025-03-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-25 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-15 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-11 | AA | accounts | Accounts with accounts type full | |
| 2024-01-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-05 | TM01 | officers | Termination director company with name termination date | |
| 2023-03-03 | AA | accounts | Accounts with accounts type full | |
| 2023-03-03 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-03 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-07-05 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2022-07-05 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2022-07-01 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-09-30 vs 2023-09-30
-
Turnover
+8.4%
£57,377,000 £62,190,000
-
Cash
+48.7%
£71,246,000 £105,935,000
-
Net assets
-18.1%
£61,833,000 £50,640,000
-
Employees
—
Not reported
-
Operating profit
+15.5%
£27,925,000 £32,262,000
-
Profit before tax
+18.5%
£33,469,000 £39,657,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers