B.& C.FINANCE LIMITED
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Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-09-30
Confirmation statement due
2027-02-01 (in 9mo)
Last made up 2026-01-18
Watchouts
None on the register
Cash
£6K
+86.9% vs 2024
Net assets
£1M
+0.3% vs 2024
Employees
—
Average over period
Profit before tax
£93K
+1.7% vs 2024
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-09-30
| Metric | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | £109,050 | £92,960 | |
| Profit before tax | £91,369 | £92,943 | |
| Net profit | £88,044 | £89,776 | |
| Cash | £3,195 | £5,971 | |
| Total assets less current liabilities | £1,449,593 | £1,454,369 | |
| Net assets | £1,449,593 | £1,454,369 | |
| Equity | £1,449,593 | £1,454,369 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Return on capital employed | 7.5% | 6.4% | |
| Gearing (liabilities / total assets) | 3.6% | 3.4% | |
| Current ratio | 28.04x | 29.18x | |
| Interest cover | 109050.00x | 5468.24x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Johns Jones & Lo Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“prepare the financial statements on the going concern basis”
Group structure
- B.& C.FINANCE LIMITED · parent
- Park Estates (Cardiff) Ltd
Significant events
- “The company, along with other group companies, has granted cross guarantees to the group's bankers to secure the group's overdraft facilities. These total £70,000 (2024 £80,000).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BERRY, Susan Jane | Director | — | Apr 1951 | British |
| DOLAN, Diana Gillian | Director | — | Aug 1953 | British |
| MORGAN, John Kenneth Seymour | Director | — | Dec 1955 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BERRY, Susan Jane | Secretary | 2012-06-16 | 2012-09-22 |
| MORGAN, Rosemary Margaret | Secretary | — | 2012-06-16 |
| MORGAN, Rosemary Margaret | Director | — | 2012-06-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr John Kenneth Seymour Morgan | Individual | Shares 50–75% | 2017-04-30 | Active |
Filing timeline
Last 20 of 104 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-30 | AA | accounts | Accounts with accounts type full | |
| 2026-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-04 | AA | accounts | Accounts with accounts type full | |
| 2024-07-28 | CH01 | officers | Change person director company with change date | |
| 2024-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-20 | AA | accounts | Accounts with accounts type full | |
| 2023-01-25 | AA | accounts | Accounts with accounts type full | |
| 2023-01-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-05-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-29 | AA | accounts | Accounts with accounts type full | |
| 2021-05-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-02-16 | AA | accounts | Accounts with accounts type full | |
| 2020-06-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-01-10 | AA | accounts | Accounts with accounts type full | |
| 2019-05-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-01-21 | AA | accounts | Accounts with accounts type full | |
| 2018-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2018-01-09 | AA | accounts | Accounts with accounts type full | |
| 2017-06-18 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-09-30 vs 2024-09-30
-
Turnover
—
Not reported
-
Cash
+86.9%
£3,195 £5,971
-
Net assets
+0.3%
£1,449,593 £1,454,369
-
Employees
—
Not reported
-
Operating profit
-14.8%
£109,050 £92,960
-
Profit before tax
+1.7%
£91,369 £92,943
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers