WESTERN PROVIDENT ASSOCIATION LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-22 (in 2mo)
Last made up 2025-07-08
Watchouts
None on the register
Cash
£9M
+48.5% vs 2023
Net assets
£167M
+4.3% vs 2023
Employees
480
+16.2% vs 2023
Profit before tax
£12M
+210.7% vs 2023
Name history
Renamed 1 time since incorporation
- WESTERN PROVIDENT ASSOCIATION LIMITED 1979-12-31 → present
- WESTERN PROVIDENT ASSOCIATION FOR HOSPITAL & NURSING HOME SERVICES LIMITED (THE) 1949-12-01 → 1979-12-31
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £147,868,000 | £170,162,000 | |
| Operating profit | — | — | |
| Profit before tax | -£11,175,000 | £12,372,000 | |
| Net profit | -£8,175,000 | £9,674,000 | |
| Cash | £5,806,000 | £8,624,000 | |
| Total assets less current liabilities | £159,752,000 | £166,602,000 | |
| Net assets | — | — | |
| Equity | £159,596,000 | £165,401,000 | |
| Average employees | 413 | 480 | |
| Wages | £15,875,000 | £18,014,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Net margin | -5.5% | 5.7% | |
| Current ratio | 0.20x | 0.26x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Consolidated group
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have carried out an evaluation of going concern including assessing whether the Company is expected to be able to meet its obligations as they fall due and comply with its regulatory capital requirements over a period of at least 12 months from the date of signing these financial statements. Following the performance of this evaluation the Directors have concluded that the Company and Group remain a going concern.”
Group structure
- WESTERN PROVIDENT ASSOCIATION LIMITED · parent
- WPA Healthcare Practice Plc 100%
- WPA Investments Limited 100%
- WPA Protocol Plc 100%
- WPA World Class Service (India) Private Ltd 100%
- WPA Health Trustee Limited 100%
- WPA Pension Trustees Limited 100%
- Delos IT Solutions Limited 100%
- Self-Pay Limited 100%
- Stoploss Insurance Services Limited 100%
- WPA Insurance Services Limited 100%
- WPA Investments (Development) Limited 100%
- WPA Property Services Limited 100%
- XS Health Limited 100%
- XS Insurance Services Limited 100%
Significant events
- “2024 has been the year for returning the business to equilibrium following 2023 which was dominated by high volumes of claims and consequent losses on the insurance business. The Group has worked hard to effect change, with the Consolidated Income Statement showing an increase in insurance revenue, from new sales.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
15 active · 44 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BELL, Kimberley Jayne | Secretary | 2023-03-29 | — | — |
| CHAPMAN, Andrew Donald Sutcliffe | Director | 2022-04-20 | Jun 1958 | British |
| EAVIS, Donna Mary | Director | 2025-01-01 | Nov 1969 | British |
| GENTLE, Craig Gordon | Director | 2024-05-09 | May 1968 | British |
| GILL, Jasper Anthony | Director | 2019-02-22 | Dec 1973 | British |
| IRWIN, Nathan Luke | Director | 2013-04-11 | Apr 1979 | British |
| JOHNSON, Rosalind Andrea | Director | 2020-06-18 | Mar 1951 | British |
| LEE, Robert Edmund | Director | 2009-10-05 | Jun 1957 | British |
| OBEY, Anne | Director | 2020-10-14 | Mar 1963 | British |
| PIERREPONT, Camilla Jane Buttery | Director | 2023-06-27 | Nov 1981 | British |
| SEARLE, James Charles | Director | 2023-05-11 | Oct 1976 | British |
| SHIER, Sharon | Director | 2025-01-01 | Jul 1972 | British |
| SOUTHERN, Mark John | Director | 2020-03-25 | Feb 1977 | British |
| VENABLES, Peter Robert Charles | Director | 2020-03-25 | Aug 1982 | British |
| WATKIN, Robert Edward | Director | 2024-05-09 | Sep 1979 | British |
Show 44 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HAWORTH, Andrew Nathan | Secretary | 2014-06-23 | 2016-07-01 |
| JOHNSON, Rosalind Andrea | Secretary | — | 2014-06-20 |
| ROYLE, Nicola Anne | Secretary | 2016-07-01 | 2023-03-22 |
| ASHDOWN, David George | Director | — | 1997-11-28 |
| BAILEY, Ian Severn, Dr | Director | — | 1995-05-11 |
| BARING, Evelyn Rowland Esmond, The Rt Hon The Earl Of Cromer | Director | 2004-01-14 | 2025-01-23 |
| BLACKWELL, Nigel Stirling | Director | — | 2004-01-12 |
| BRAMSTON, Rodney Adrian | Director | 2001-11-14 | 2024-12-31 |
| BUTLER, Kevin Yardley | Director | 2012-02-15 | 2017-05-03 |
| CHAMBERS, Mark | Director | 2009-10-05 | 2017-02-22 |
| CHESTER, John Frederick | Director | 2010-06-28 | 2023-03-29 |
| CLAISSE, Douglas Martin | Director | 1992-02-04 | 1997-12-31 |
| CLARK, Peter Nigel Stuckey | Director | 2004-05-17 | 2006-06-11 |
| COATES, Clive Frederick | Director | 1998-07-01 | 2003-09-01 |
| COLLETT, Michael Royston | Director | — | 1994-09-30 |
| COLLINS, Charles Douglas | Director | 1995-04-20 | 2016-02-01 |
| FODEN, Michael James | Director | 1994-08-03 | 2017-05-03 |
| GOODMAN, Brian Ewens Michael | Director | 2020-03-25 | 2024-12-31 |
| GRINDLEY, Robert David | Director | — | 1992-04-03 |
| HAWORTH, Andrew Nathan | Director | 2014-10-21 | 2022-12-16 |
| HEATHCOAT AMORY, David Philip | Director | 2007-11-07 | 2012-05-05 |
| HUMPHREYS, Adrian Macmahon | Director | 2001-11-14 | 2014-10-31 |
| JOHNSON, Rosalind Andrea | Director | 1997-12-01 | 2014-06-20 |
| KENYON, Henry James | Director | 2006-10-18 | 2024-01-01 |
| KRAMER, Martin Cedric | Director | 2009-08-07 | 2020-12-03 |
| LANGFORD, Graham | Director | 1994-08-03 | 1997-04-07 |
| LEWIS, Robert William Gerald | Director | 1995-11-01 | 2007-11-07 |
| MAYHEW, Patrick Barnabas Burke, The Rt Hon Lord | Director | 1997-09-02 | 2007-11-07 |
| MERRISON, Maureen Michele, Lady | Director | — | 1998-05-18 |
| MUTTEEN, David | Director | — | 1993-11-01 |
| PACE, Simone John | Director | — | 1992-08-20 |
| PITCHFORD, Alison Julie | Director | 1994-08-03 | 1998-09-23 |
| POLLITT, Robert Arthur | Director | — | 1995-10-31 |
| PUGH, Arthur John | Director | 2015-06-26 | 2024-05-09 |
| PUGH, Arthur John | Director | 2004-03-17 | 2013-04-19 |
| QUICK, Elizabeth Jane | Director | 1993-02-10 | 1994-10-26 |
| RILEY, Rachel Jane | Director | 2014-03-01 | 2018-03-23 |
| ROUTLEFF-JONES, Christopher James | Director | — | 1992-12-04 |
| SCHULER, Adrian John | Director | 1996-11-27 | 2008-08-31 |
| STAINTON, Julian Clifford | Director | — | 2019-08-30 |
| WILSEY, John Finlay Willasey, General Sir | Director | 1996-06-02 | 2009-03-30 |
| WILSON, Arthur John | Director | 1994-08-03 | 1994-10-13 |
| WORSLEY, Richard, Sir | Director | — | 1996-07-01 |
| WRIGHT, John Alexander | Director | 1995-02-15 | 2004-03-17 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 260 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-07-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-22 | AA | accounts | Accounts with accounts type group | |
| 2025-02-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-07 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-07 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-07 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-07 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-22 | AA | accounts | Accounts with accounts type group | |
| 2024-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-15 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-15 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-28 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-13 | AA | accounts | Accounts with accounts type group | |
| 2023-05-16 | AP01 | officers | Appoint person director company with name date | |
| 2023-03-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-03-30 | TM01 | officers | Termination director company with name termination date | |
| 2023-03-23 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+15.1%
£147,868,000 £170,162,000
-
Cash
+48.5%
£5,806,000 £8,624,000
-
Net assets
—
Not reported
-
Employees
+16.2%
413 480
-
Profit before tax
+210.7%
-£11,175,000 £12,372,000
-
Wages
+13.5%
£15,875,000 £18,014,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers