MEDICASH HEALTH BENEFITS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-05-28 (this month)
Last made up 2025-05-14
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£54M
+8.4% vs 2023
Employees
132
+7.3% vs 2023
Profit before tax
£6M
+210.5% vs 2023
Name history
Renamed 1 time since incorporation
- MEDICASH HEALTH BENEFITS LIMITED 2001-10-18 → present
- MERSEYSIDE HEALTH BENEFITS COUNCIL 1931-07-24 → 2001-10-18
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £51,347,000 | £62,101,000 | |
| Net earned premiums | £51,004,000 | £61,742,000 | |
| Claims incurred | £40,249,000 | £46,975,000 | |
| Investment return | £2,857,000 | £3,730,000 | |
| Profit before tax | £1,839,000 | £5,710,000 | |
| Net profit | £1,344,000 | £4,548,000 | |
| Insurance contract liabilities | £3,714,000 | £4,341,000 | |
| Total assets | £57,060,000 | £62,853,000 | |
| Total liabilities | £7,816,000 | £9,446,000 | |
| Equity | £49,380,000 | £53,504,000 | |
| Average employees | 123 | 132 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 13.5% | 14.9% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102, FRS 103 Insurance Contracts
- Reporting scope
- Consolidated group
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going basis of accounting in the preparation of the financial statements is appropriate.”
Group structure
- MEDICASH HEALTH BENEFITS LIMITED · parent
- Health @ Work Consultancy Services Limited 100%
- Medicash Health Benefits (Services) Limited 100%
- The Medicash Foundation
- 365 Technical Consultancy Ltd
- One Derby Square Ltd
Significant events
- “During the year, Medicash contributed £350,000 to The Medicash Foundation to support its charitable grant-making activities (2023: £250,000), reinforcing the Group's continued commitment to supporting local communities and health-related causes.”
- “The Annual General Meeting took place on 20 June 2024.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 70 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ROBERTS, Andrew | Secretary | 2015-09-18 | — | — |
| BROWN, Jonathan | Director | 2020-12-01 | Sep 1966 | British |
| CLINTON, Lorraine Elizabeth | Director | 2025-07-08 | Jul 1965 | British |
| ELLIS, Jean | Director | 2020-12-01 | May 1969 | British |
| GAMBON, Paul | Director | 2015-04-01 | Jan 1980 | British |
| HEALY, Andrew John | Director | 2025-03-01 | Nov 1966 | Irish |
| ODDY, Charles Alexander | Director | 2023-04-01 | Dec 1972 | British |
| ROBERTS, Andrew | Director | 2017-03-01 | Apr 1985 | British |
Show 70 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALLEN, Matthew Robert | Secretary | 2010-02-22 | 2015-09-18 |
| ARNOLD, Kenneth | Secretary | 2000-10-01 | 2004-10-01 |
| GAYWOOD, William Charles | Secretary | 1999-06-14 | 2000-10-01 |
| STAVELEY, Brian Edlestone | Secretary | — | 1999-06-13 |
| WEIR, Susan Jean | Secretary | 2004-10-01 | 2010-03-01 |
| ALLEN, Matthew Robert | Director | 2010-08-01 | 2015-09-18 |
| ARNOLD, Kenneth | Director | 2001-10-04 | 2005-02-28 |
| BENNETT, William Rooney | Director | — | 1995-01-11 |
| BLACK, Michael | Director | — | 1996-05-02 |
| BLACKBURN, Richard Samuel | Director | — | 1997-03-28 |
| BOWEN, Nigel | Director | — | 1993-04-28 |
| BROWN, James Ellis | Director | 1997-05-28 | 2001-10-04 |
| CARR, Denise Angela | Director | 2001-02-21 | 2001-10-04 |
| COLLINS, Daniel | Director | 2000-06-19 | 2001-10-04 |
| CONWAY, Linda | Director | — | 2000-05-09 |
| CRISP, Anthony Gerrard | Director | — | 1993-04-28 |
| CRUTE, Charles Reginald | Director | 1995-05-25 | 2001-10-04 |
| DAVIES, Margaret Elizabeth | Director | 1997-05-28 | 2001-04-12 |
| DONE, Cyril Charles | Director | — | 1993-02-26 |
| DOSWELL, Alexander | Director | — | 1995-04-21 |
| DUFFY, Stephen Paul | Director | 1994-04-29 | 1996-03-21 |
| ELTRINGHAM, Therese | Director | 2004-03-05 | 2005-08-31 |
| FAIRCLOUGH, William Edwin | Director | — | 2000-10-06 |
| FIELD, Frank, Rt Hon | Director | 2003-08-26 | 2021-06-03 |
| FOSTER, George Gerald | Director | 1997-05-28 | 2001-10-04 |
| FRY, Patrick Bernard | Director | — | 1998-02-25 |
| GALLAGHER, Sandra Mary | Director | 1993-05-04 | 1993-10-26 |
| GAYWOOD, William Charles | Director | 2001-10-04 | 2008-06-05 |
| GOGARTY, Tracey Elizabeth | Director | 1993-05-04 | 2008-07-25 |
| GUNNERY, Joyce | Director | 1998-04-29 | 2003-06-30 |
| HALES, Derek Robert | Director | 1996-04-29 | 1999-04-29 |
| HEGARTY, Joseph | Director | 2001-02-21 | 2001-10-04 |
| HODGES, William James | Director | — | 1995-07-04 |
| HODSON, Robert Charles | Director | 2003-07-08 | 2021-06-03 |
| HUGHES, Kathleen | Director | 1994-04-29 | 1997-04-28 |
| JELLICOE, Themas Keith | Director | 1994-07-06 | 1996-04-29 |
| LAURIS, Peter | Director | 2005-03-01 | 2010-03-08 |
| LAWRIE-SIMMONS, Michael | Director | 2009-01-05 | 2009-07-14 |
| MAWDSLEY, Eveline | Director | — | 2001-10-04 |
| MCALLISTER, Philip Matthew | Director | 2001-06-26 | 2001-10-04 |
| MCDONNELL, Mary Barker | Director | — | 2001-10-04 |
| MCENANEY, John | Director | 2001-02-24 | 2001-10-04 |
| MCKENDRY, Valerie Ann | Director | 1997-05-28 | 2001-10-04 |
| MONTI, Kenneth William | Director | — | 2006-09-29 |
| MURRAY, Paul Stephen James | Director | 2001-10-04 | 2003-11-13 |
| OSBORNE, Thomas | Director | 1998-04-29 | 2001-10-04 |
| PARKINSON, Michael George | Director | 1999-04-29 | 2000-04-27 |
| PARRY, Kathleen | Director | 1997-05-28 | 1999-10-07 |
| PARRY, Kathleen | Director | — | 1994-02-23 |
| PARRY, William | Director | — | 1994-05-04 |
| RAFFERTY, Catherine | Director | 2000-02-23 | 2003-06-30 |
| RIMMER, Patricia Anne | Director | 2001-02-21 | 2001-10-04 |
| ROBINSON, Wayne Geoffrey | Director | 1996-04-29 | 1999-04-29 |
| RUTTER, William Robert | Director | 1998-04-29 | 2003-06-30 |
| SETTLE, Henry Frederick | Director | — | 1998-07-05 |
| SPEIRS, John Houghton | Director | 1993-05-07 | 2001-04-19 |
| STAFFORD, James | Director | — | 1997-04-28 |
| STANDISH, Craig | Director | 2000-02-23 | 2001-10-04 |
| STUART, Ronald Royden | Director | — | 1996-03-03 |
| SWETNAM, Herbert George | Director | 1998-04-29 | 2000-04-27 |
| TEARE, Percival Barron | Director | — | 2003-05-29 |
| TUBEY, William | Director | 2003-08-26 | 2023-03-31 |
| TYRRELL, Ruth | Director | 1996-04-29 | 1998-03-18 |
| UNITT, Clive Martin | Director | 1999-04-29 | 2000-09-20 |
| WEBSTER, Graham Bernard | Director | 1994-06-17 | 1995-04-19 |
| WEIR, Susan Jean | Director | 2004-03-05 | 2025-04-16 |
| WHITE, Janet | Director | 1993-05-04 | 1993-08-25 |
| WILDMAN, Mary Patricia | Director | — | 1993-01-25 |
| WILLIAMS, Alice Mary | Director | — | 1997-01-17 |
| WRIGHT, William Rodney | Director | 1999-04-29 | 2001-10-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Andrew Roberts | Individual | Significant influence | 2017-03-01 | Ceased 2017-11-01 |
| Mrs Susan Jean Weir | Individual | Significant influence | 2016-04-06 | Ceased 2016-04-06 |
| Mr Paul Gambon | Individual | Significant influence | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 264 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-07-27 MA Memorandum articles
- 2024-07-27 RESOLUTIONS Resolution
- 2021-12-06 MA Memorandum articles
- 2021-12-06 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-08-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-08 | AA | accounts | Accounts with accounts type group | |
| 2025-05-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-27 | AA | accounts | Accounts with accounts type group | |
| 2024-07-27 | MA | incorporation | Memorandum articles | |
| 2024-07-27 | RESOLUTIONS | resolution | Resolution | |
| 2024-05-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-04 | AA | accounts | Accounts with accounts type group | |
| 2023-05-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-04-23 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-23 | TM01 | officers | Termination director company with name termination date | |
| 2022-08-31 | AA | accounts | Accounts with accounts type group | |
| 2022-05-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-06 | MA | incorporation | Memorandum articles | |
| 2021-12-06 | RESOLUTIONS | resolution | Resolution | |
| 2021-09-04 | AA | accounts | Accounts with accounts type group | |
| 2021-07-20 | TM01 | officers | Termination director company with name termination date | |
| 2021-07-20 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
+20.9%
£51,347,000 £62,101,000
-
Net earned premiums
+21.1%
£51,004,000 £61,742,000
-
Profit before tax
+210.5%
£1,839,000 £5,710,000
-
Equity
+8.4%
£49,380,000 £53,504,000
-
Claims incurred
+16.7%
£40,249,000 £46,975,000
-
Insurance contract liabilities
+16.9%
£3,714,000 £4,341,000
-
Investment return
+30.6%
£2,857,000 £3,730,000
-
Employees
+7.3%
123 132
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers