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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-06-12 (in 1mo)

Last made up 2025-05-29

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£12M

-10.5% vs 2023

Employees

0

Average over period

Profit before tax

-£1M

-833.3% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums
Net earned premiums
Claims incurred £865,085£2,286,138
Investment return £1,047,443£1,363,232
Profit before tax £177,910-£1,304,670
Net profit £157,895-£1,460,341
Insurance contract liabilities £15,123,054£16,893,254
Total assets £29,836,916£30,182,357
Total liabilities £15,962,936£17,768,718
Equity £13,873,981£12,413,640
Average employees 00

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 53.5%58.9%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Forvis Mazars LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Having taken into account the risks and uncertainties, the performance of the business and after making enquiries, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months after the date the financial statements are signed. Accordingly, they continue to adopt the going concern basis in preparing the annual report and accounts.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 40 resigned

Name Role Appointed Born Nationality
MARTIN, Colleen Secretary 2021-08-01
BURGESS, Paul John Director 2023-08-02 Apr 1980 British
FINNEY, Guy Edward Director 2007-07-06 May 1966 British
WILSON, Andrew Director 2019-01-15 May 1967 British
Show 40 resigned officers
Name Role Appointed Resigned
DE PALMA, Sara Jayne Secretary 2010-05-09 2019-02-04
FERNANDES, Ninette Secretary 2019-03-29 2021-07-31
LITTLEFAIR, David Secretary 2010-05-09
ATKINS, Stephen Arthur Director 1998-01-01 2000-01-14
AUCOCK, Harry Reginald Director 1992-09-29
BARKER BENNETT, Charles Robert Director 1992-09-16 1997-04-16
BOYLE, Duncan Macgregor Director 2000-10-06 2003-04-17
BRAVANT, Faye Louisa Director 2012-11-15 2015-03-24
BREND, Anthony Louis Sidney Stacey Director 1993-12-02
BROWN, Thomas John Director 1996-06-13 1997-01-31
BURGESS, Paul Director 2010-11-22 2020-09-30
CARTER, John Gordon Thomas, Sir Director 1993-07-01
COWARD, Eric George Director 1992-09-16
CRACKNELL, Kevin Philip Director 2004-03-04 2005-07-29
CRAWFORD, Peter Director 1996-07-11
ELMS, Roy Alfred Director 1996-04-01
EVANS, Russell Director 1997-04-16 1998-04-19
HAYNES, Jeremy William Director 2006-09-29 2008-03-14
HOWSON, Lloyd Anthony Joseph Director 2006-09-29 2009-11-23
HUNT, Simon Mark Director 2019-04-01 2019-07-31
JERMY, Simon Garrod Director 2006-10-09 2007-07-06
KEENAN, Kevin Anthony Director 2015-05-27 2017-03-30
LATHAM, Anthony Piers Director 1992-09-16 2000-10-05
MAGEEAN, Bernard Director 2000-02-21 2000-10-05
MASTERS, Terence Rodney Director 2021-04-01 2026-05-02
MCMANUS, Brendan James Director 2004-05-19 2006-09-30
MEDNIUK, Anthony John Director 1996-06-24 2006-09-30
MICHAEL, Stephen Andrew Director 2007-07-06 2018-12-20
REEVES, David Edward Director 2000-10-06 2005-05-12
ROBERTSON, William Patrick Director 2020-10-12 2025-02-12
ROBERTSON, William Nelson Director 1992-09-16
SCHRAUWERS, Cornelis Antonius Carolus Maria, Dr Director 1998-01-01 2004-03-04
SCOLLEN, Joseph Director 2005-07-29 2007-07-06
SWEENEY, Elaine Director 2019-08-01 2020-09-30
SWEENEY, Elaine Director 2017-03-30 2019-04-01
TAYLOR, Roger John Director 1995-05-19
THOMAS KAY, Stewart Director 2008-03-14 2010-11-22
THOMPSON, Andrew James Director 2009-11-23 2012-11-15
WARD, Peter Geoffrey Director 1993-07-01 1997-12-31
WEBSTER, Peter David Director 2003-04-17 2004-05-19

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Royal & Sun Alliance Insurance Plc Corporate entity Shares 50–75%, Voting 50–75%, Appoints directors 2016-04-06 Ceased 2020-09-30
National Indemnity Company Corporate entity Shares 25–50%, Voting 25–50% 2016-04-06 Active

Filing timeline

Last 20 of 235 total filings

Date Type Category Description
2026-05-06 TM01 officers Termination director company with name termination date PDF
2025-12-01 AD01 address Change registered office address company with date old address new address PDF
2025-09-02 AA accounts Accounts with accounts type full
2025-06-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-03-10 TM01 officers Termination director company with name termination date PDF
2024-10-23 AUD auditors Auditors resignation company
2024-08-20 AA accounts Accounts with accounts type full
2024-06-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-11 AA accounts Accounts with accounts type full
2023-08-04 AP01 officers Appoint person director company with name date PDF
2023-06-09 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-06-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-05-10 AA accounts Accounts with accounts type full
2022-03-08 AP01 officers Appoint person director company with name date PDF
2021-09-21 AD01 address Change registered office address company with date old address new address PDF
2021-08-02 AP03 officers Appoint person secretary company with name date PDF
2021-08-02 TM02 officers Termination secretary company with name termination date PDF
2021-07-15 CS01 confirmation-statement Confirmation statement with updates PDF
2021-07-14 SH14 capital Capital redomination of shares
2021-04-21 AA accounts Accounts with accounts type full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page