AXA INSURANCE UK PLC
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Next accounts due
2026-06-30 (in 1mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-23 (in 8mo)
Last made up 2026-01-09
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£2B
-4.7% vs 2023
Employees
—
Average over period
Profit before tax
£141M
+123.8% vs 2023
Name history
Renamed 5 times since incorporation
- AXA INSURANCE UK PLC 1999-10-04 → present
- AXA INSURANCE PLC 1998-10-01 → 1999-10-04
- AXA PROVINCIAL INSURANCE PLC 1998-01-01 → 1998-10-01
- UAP PROVINCIAL INSURANCE PLC 1996-01-01 → 1998-01-01
- PROVINCIAL INSURANCE PLC 1989-05-23 → 1996-01-01
- PROVINCIAL INSURANCE PUBLIC LIMITED COMPANY 1903-10-07 → 1989-05-23
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £2,747,000,000 | £2,734,000,000 | |
| Net earned premiums | £2,628,000,000 | £2,731,000,000 | |
| Claims incurred | £1,952,000,000 | £1,768,000,000 | |
| Investment return | £213,000,000 | £166,000,000 | |
| Profit before tax | £63,000,000 | £141,000,000 | |
| Net profit | £60,000,000 | £111,000,000 | |
| Insurance contract liabilities | £3,217,000,000 | £3,158,000,000 | |
| Total assets | £5,649,000,000 | £5,508,000,000 | |
| Total liabilities | £3,613,000,000 | £3,568,000,000 | |
| Equity | £2,036,000,000 | £1,940,000,000 | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 64.0% | 64.8% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors therefore believe that the Company is well placed to manage its business risks, despite the continuing uncertainty in the economic outlook, and has adequate and sufficiently liquid resources to continue in operational existence for at least 12 months from the date of approval of the financial statements. Accordingly, the directors continue to adopt the going concern basis in preparing the Annual Financial Report.”
Group structure
- AXA INSURANCE UK PLC · parent
- AXA General Insurance Limited 1%
- AXA PPP healthcare limited 1%
- Swiftcover Insurance Services Limited 1%
Significant events
- “The Company won Commercial Lines Insurer of the Year at the 2024 British Insurance Awards.”
- “Cyber insurance launched in 2024.”
- “The Company commenced recruitment of a construction and engineering team in 2024.”
- “AXA UK Group announced a target for at least 80% accessibility compliance on main digital assets by 2026.”
- “In October 2024, the Company decided to sell and lease back the freehold property Brooke Lawrance House in Ipswich, with the sale expected to complete in the first quarter of 2025.”
- “An interim dividend of £180m was paid during 2024 (2023: £280m).”
- “The Company made two capital contributions to AXA PPP healthcare limited, totalling £100m in 2024.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 76 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BYE, Karina Jane | Secretary | 2024-12-13 | — | — |
| BECKER, Robert | Director | 2019-07-22 | Aug 1965 | Dutch |
| DAVIES, Debra Jane | Director | 2018-12-12 | Feb 1963 | British |
| DE LA SERVE, Henri | Director | 2025-09-01 | Apr 1983 | French |
| FOLEY, Tara Maria Theresa | Director | 2020-12-08 | Oct 1970 | Irish |
| HALE, Kari Anthony | Director | 2021-04-01 | Oct 1964 | British |
| MILLINGTON, Cheryl Joanne | Director | 2021-04-01 | Jul 1966 | British |
| PAIN, Mark Andrew | Director | 2018-12-12 | Jun 1961 | British |
| SINGH, Ranjit | Director | 2023-05-04 | Sep 1962 | American |
| SLOMAN, David Morgan, Sir | Director | 2024-09-01 | Apr 1961 | British |
| WALKER, Jonathan Paul | Director | 2018-04-25 | Apr 1971 | British |
Show 76 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HAYHURST, Moya Jane | Secretary | 2024-06-19 | 2024-12-13 |
| RICHARDSON, Ian David Lea | Secretary | 1998-10-31 | 2004-09-13 |
| RIDDY, Caroline Anne | Secretary | 2020-06-16 | 2024-06-19 |
| SMALL, Jeremy Peter | Secretary | 2004-09-13 | 2020-06-16 |
| WHITWHAM, Graham Claude | Secretary | — | 1998-10-31 |
| AUSTIN, Christopher Paul | Director | 1999-01-28 | 1999-05-31 |
| AVENEL, Gilles Marie Pierre Louis, Monsieur | Director | 1995-11-01 | 1999-01-11 |
| BLANC, Amanda Jayne | Director | 2011-02-28 | 2018-04-10 |
| BOISSEAU, Francois Xavier | Director | 2002-03-26 | 2003-04-22 |
| BREITBURD, Amelie Marie | Director | 2019-01-01 | 2020-03-31 |
| BURROWS, Peter Lawrence | Director | 2011-09-15 | 2014-05-29 |
| CABRIDAIN, Gilles Jean-Yves | Director | 1994-11-14 | 1997-11-19 |
| CASEY, John Finbarr | Director | 1994-11-14 | 1997-12-31 |
| CLIFF, Mark | Director | 2005-05-03 | 2008-04-14 |
| DAVIDSON, Anthony Beverley | Director | — | 1998-01-05 |
| DE MENEVAL, Francois | Director | 2004-12-14 | 2012-05-30 |
| DE WARENGHIEN, Amaury Ghislain Pierre | Director | 2000-01-27 | 2004-11-12 |
| DENCH, Robert Graham | Director | 2011-03-08 | 2016-12-31 |
| DROUFFE, Jean Paul Dominique Louis | Director | 1982-07-24 | 2013-08-31 |
| DU COUEDIC DE KERGOALER, Alain Marie Joseph, Monseiur | Director | 1994-11-14 | 1995-12-31 |
| DUVERNE, Denis | Director | 1997-11-19 | 2000-01-27 |
| EVANS, Paul James | Director | 2010-10-01 | 2016-06-24 |
| EVANS, Paul James | Director | 2001-11-19 | 2003-06-30 |
| FAIRCHILD, Andrew Peter | Director | 2005-05-03 | 2007-04-30 |
| GIBBS, Keith George | Director | 2003-06-30 | 2018-12-31 |
| GIENAL, Claudio | Director | 2018-09-11 | 2023-08-31 |
| HARDY, Stephen Nicholas | Director | 2011-02-28 | 2012-06-19 |
| HARFORD, John Timothy, Sir | Director | — | 1994-11-14 |
| HART, Michael | Director | — | 1997-09-22 |
| HAZELL, Peter Frank | Director | 2013-06-07 | 2021-12-31 |
| HEALY, Gerard Patrick Noel | Director | 2000-01-27 | 2000-05-04 |
| HOLT, Dennis | Director | 2001-09-17 | 2006-06-30 |
| HOMER, Andrew Charles | Director | 1998-08-03 | 2001-11-16 |
| HOWELL, Gareth Ross | Director | 2018-04-25 | 2019-02-13 |
| HUBBARD, Peter John | Director | 2002-03-26 | 2008-04-11 |
| JACKSON, Michael Richard | Director | 2016-07-13 | 2021-06-25 |
| JOHNSON, Ian Howard | Director | 2007-06-19 | 2008-07-29 |
| JUDKINS, Phillip Edward, Dr | Director | — | 2001-11-19 |
| MALIK, Waseem Ullah | Director | 2010-09-29 | 2018-03-31 |
| MASO Y GUELL RIVET, Philippe Louis Herbert | Director | 2003-06-30 | 2011-03-02 |
| MASSON, Yves | Director | 2013-02-27 | 2015-12-05 |
| MATRAS, Laurent | Director | 2019-10-01 | 2020-11-26 |
| MATRAS, Laurent Michel Robert | Director | 2004-06-11 | 2007-12-29 |
| MCDOUGALL, Douglas Christopher Patrick | Director | — | 1994-11-14 |
| MCGUINNESS, James | Director | 1995-11-01 | 1999-02-28 |
| MOQUET, Roland Jean Andre | Director | 2020-04-21 | 2025-09-01 |
| MOREAU, Nicolas Jean Marie Denis | Director | 2006-07-01 | 2010-09-30 |
| NAYLOR, Thomas Peter | Director | — | 1993-06-16 |
| O'NEILL, John Patrick | Director | 2003-06-30 | 2015-12-04 |
| ORGAN, Robert Charles William | Director | 2013-05-17 | 2015-04-20 |
| PARISI, Antoine | Director | 1998-07-23 | 2001-04-12 |
| PATON, William | Director | 1997-12-18 | 1999-07-31 |
| POSNER, Howard Michael | Director | 2015-07-09 | 2020-01-31 |
| POTTS, David | Director | — | 1995-04-28 |
| POUPART-LAFARGE, Bertrand | Director | 2013-10-25 | 2018-12-31 |
| PROCTER, Sidney | Director | — | 1994-11-14 |
| REGAN, Patrick Charles | Director | 2002-03-26 | 2004-02-09 |
| RESPLANDY-BERNARD, Sophie | Director | 2012-02-22 | 2012-03-01 |
| RICHARDSON, Ian David Lea | Director | 2004-09-13 | 2007-12-31 |
| ROBERTS, Julian Victor Frow | Director | 1999-01-28 | 2000-07-31 |
| ROBINSON, Ian | Director | 2008-01-01 | 2010-07-12 |
| SCIARD, Thierry Jean Philippe | Director | 2016-07-13 | 2018-08-31 |
| SCOTT, Francis Alexander | Director | — | 1994-11-14 |
| SHAKERLEY, Charles Frederick Eardley | Director | — | 1994-06-15 |
| SHAUGHNESSY, Gary Paul John | Director | 1998-07-23 | 1999-05-31 |
| SHIRLEY, Peter Michael | Director | — | 1994-11-14 |
| SINCLAIR, Kevin Morris | Director | 2004-03-26 | 2005-01-28 |
| SMITH, Barry Duncan | Director | 1999-11-08 | 2001-08-30 |
| STOULS, Guy | Director | 2006-01-01 | 2008-08-06 |
| TORRANCE, David Winton Watt | Director | 1999-07-12 | 2002-01-08 |
| WAKS, Evan Craig | Director | 2011-04-13 | 2013-03-31 |
| WELLS, Barrie John | Director | 1994-11-14 | 1999-06-30 |
| WHEWAY, Jonathan Scott | Director | 2020-02-01 | 2022-06-30 |
| WILTON, Rosalyn Susan | Director | 2012-06-08 | 2015-08-27 |
| WOOD, Gregory Mark | Director | 1997-09-22 | 2001-02-21 |
| ZWEIBRUCKER, Alain Charles Florent | Director | 2024-06-12 | 2025-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Axa Insurance Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 370 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-31 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-15 | CH01 | officers | Change person director company with change date | |
| 2025-09-05 | CH01 | officers | Change person director company with change date | |
| 2025-09-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-22 | AA | accounts | Accounts with accounts type full | |
| 2025-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-16 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-12-16 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-09-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-23 | AA | accounts | Accounts with accounts type full | |
| 2024-06-21 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-06-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-06-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-09 | CH01 | officers | Change person director company with change date | |
| 2024-01-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-31 | TM01 | officers | Termination director company with name termination date | |
| 2023-06-01 | AUD | auditors | Auditors resignation company | |
| 2023-05-04 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
-0.5%
£2,747,000,000 £2,734,000,000
-
Net earned premiums
+3.9%
£2,628,000,000 £2,731,000,000
-
Profit before tax
+123.8%
£63,000,000 £141,000,000
-
Equity
-4.7%
£2,036,000,000 £1,940,000,000
-
Claims incurred
-9.4%
£1,952,000,000 £1,768,000,000
-
Insurance contract liabilities
-1.8%
£3,217,000,000 £3,158,000,000
-
Investment return
-22.1%
£213,000,000 £166,000,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers