MUNICIPAL MUTUAL INSURANCE LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-30
Confirmation statement due
2026-06-14 (in 1mo)
Last made up 2025-05-31
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£0
Equity attributable
Employees
8
-11.1% vs 2024
Profit before tax
£0
Period ending 2025-06-30
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-06-30
| Metric | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Gross written premiums | — | — | |
| Net earned premiums | — | — | |
| Claims incurred | £18,274,000 | £3,919,000 | |
| Investment return | £9,594,000 | £4,409,000 | |
| Profit before tax | £0 | £0 | |
| Net profit | £0 | £0 | |
| Insurance contract liabilities | £147,424,000 | £138,994,000 | |
| Total assets | £172,582,000 | £164,695,000 | |
| Total liabilities | £172,582,000 | £164,695,000 | |
| Equity | £0 | £0 | |
| Average employees | 9 | 8 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 100.0% | 100.0% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having assessed the principal risks, the directors have concluded it is appropriate to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “At the date of signing of the Report and Accounts for the year ended 2025 operations continue as normal. The Company continues to monitor investment market fluctuations during this period; the latest month-end valuation of the Company's investment assets was at the 31 August 2025 at a market value of £143.6 million (30 June 2025: £147.3 million).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 25 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ELLIS, Sarah Jane | Secretary | 2018-09-06 | — | — |
| ELLIS, Sarah Jane | Director | 2017-10-31 | Jun 1964 | British |
| GILL, Kevin Duncan | Director | 2017-10-31 | Dec 1967 | British |
| HUGHES, Gareth Howard | Director | 2016-03-01 | Nov 1956 | British |
| LAIRD, Shaun | Director | 2022-01-01 | Jan 1971 | British |
| WALKER, Martin Barry Ashton | Director | 2017-10-31 | Feb 1955 | British |
Show 25 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GRIFFIN, David Stewart | Secretary | — | 1993-07-31 |
| GROOCOCK, Trevor Charles | Secretary | 1993-08-01 | 2014-10-31 |
| BARBER, John Philip | Director | 1993-11-01 | 1997-08-31 |
| BAX, Richard Graham | Director | 2013-06-01 | 2014-10-07 |
| CAIRNS, Benjamin Thom | Director | 2016-03-01 | 2017-10-12 |
| CASTLE, Allan Campbell Diarmid | Director | 2003-11-01 | 2013-05-31 |
| CASTLE, Allan Campbell Diarmid | Director | 1993-11-01 | 1996-02-29 |
| ERRINGTON, Stuart Grant | Director | — | 2012-02-22 |
| GREGORY, Philip Peter Clinton | Director | — | 1994-04-30 |
| GROOCOCK, Trevor Charles | Director | 1995-10-01 | 2014-10-07 |
| HARRINGTON, Illtyd | Director | — | 1994-09-21 |
| HARROP, Peter, Sir | Director | — | 2001-03-31 |
| LAYDEN, John, Sir | Director | — | 1993-10-28 |
| LOVILL, John Roger, Sir | Director | — | 2013-08-31 |
| MERLYN-REES OF MORLEY, Right Hon Lord | Director | — | 1996-05-29 |
| MONTGOMERY, Basil Henry David, Sir | Director | — | 1996-05-29 |
| MORGAN, John Lewis | Director | — | 1994-09-21 |
| MURDOCH, Frederick Donald | Director | — | 1993-07-31 |
| PAYNE, John Richard | Director | 1996-01-01 | 2004-04-30 |
| RIDLEY, Matthew White, Viscount | Director | — | 1993-07-31 |
| ROBINSON, Philip Henry | Director | — | 1992-10-22 |
| SMALL, Joseph | Director | — | 2004-10-14 |
| STONEFROST, Maurice Frank | Director | — | 1993-12-01 |
| WILLETT, Ian Albert | Director | 2004-10-01 | 2016-09-30 |
| WINSLET, Christopher James, Mr. | Director | 2004-01-01 | 2012-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Richard Peter Barker | Individual | Voting 75–100%, Appoints directors | 2018-12-31 | Active |
| Mr Gareth Howard Hughes | Individual | Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2018-12-31 |
Filing timeline
Last 20 of 186 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-08 | AA | accounts | Accounts with accounts type full | |
| 2025-06-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-15 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-12-11 | AA | accounts | Accounts with accounts type full | |
| 2024-12-09 | CH01 | officers | Change person director company with change date | |
| 2024-06-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-04 | AA | accounts | Accounts with accounts type full | |
| 2023-06-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-05 | CH01 | officers | Change person director company with change date | |
| 2022-12-14 | AA | accounts | Accounts with accounts type full | |
| 2022-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-04-26 | AA | accounts | Accounts with accounts type full | |
| 2022-01-11 | CH01 | officers | Change person director company with change date | |
| 2022-01-10 | AP01 | officers | Appoint person director company with name date | |
| 2021-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-04-30 | AA | accounts | Accounts with accounts type full | |
| 2020-06-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-12-03 | AA | accounts | Accounts with accounts type full | |
| 2019-06-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-06-03 | PSC07 | persons-with-significant-control | Cessation of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Gross written premiums
—
Not reported
-
Net earned premiums
—
Not reported
-
Profit before tax
—
Not reported
-
Equity
—
Not reported
-
Claims incurred
-78.6%
£18,274,000 £3,919,000
-
Insurance contract liabilities
-5.7%
£147,424,000 £138,994,000
-
Investment return
-54%
£9,594,000 £4,409,000
-
Employees
-11.1%
9 8
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers