PA (GI) LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-10-06 (in 5mo)
Last made up 2025-09-22
Watchouts
Cash
£50K
-2% vs 2023
Net assets
£8M
-71% vs 2023
Employees
0
Average over period
Profit before tax
-£20M
-181.3% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 2 times since incorporation
- PA (GI) LIMITED 2005-12-29 → present
- PHOENIX ASSURANCE LIMITED 2004-09-03 → 2005-12-29
- PHOENIX ASSURANCE PUBLIC LIMITED COMPANY 1901-11-06 → 2004-09-03
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | £24,634,000 | -£20,020,000 | |
| Net profit | £24,545,000 | -£20,107,000 | |
| Cash | £51,000 | £50,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £28,310,000 | £8,203,000 | |
| Equity | £28,310,000 | £8,203,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 35.5% | 50.4% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- UK adopted international accounting standards
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“As a result of this review the Directors believe the Company has adequate resources to continue in operational existence over the going concern period assessed for no less than 12 months up to 30 September 2026. Accordingly, the Directors consider it appropriate to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “An application was successfully submitted to the FCA and PRA for cancellation of the Company's Part4A permissions under the Financial Services and Markets Act 2000. The deauthorisation took effect from 15 April 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 69 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PEARL GROUP SECRETARIAT SERVICES LIMITED | Corporate Secretary | 2006-09-01 | — | — |
| HAYDEN-CAREY, Lindsey Jayne | Director | 2025-08-28 | May 1986 | British |
| ZENTNER, Quentin Jan | Director | 2016-03-23 | Jan 1966 | British |
Show 69 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BERG, John Hilton | Secretary | 1998-07-01 | 2000-09-15 |
| BRIERLEY, Heather Gwendolyn | Secretary | 2000-09-15 | 2000-12-11 |
| EVES, Richard Anthony | Secretary | 1997-04-24 | 1998-07-01 |
| FOX, Jacqueline Elizabeth | Secretary | 2002-07-17 | 2004-09-30 |
| JONES, Vanessa | Secretary | 2001-12-06 | 2002-04-26 |
| MILLER, Jan Victor | Secretary | 2002-05-01 | 2002-07-17 |
| SILVER, Henry | Secretary | — | 1991-06-30 |
| WILLS, Eric Roland | Secretary | 1991-07-01 | 1997-04-23 |
| WILMAN, Jennifer Jane | Secretary | 2004-09-30 | 2006-09-01 |
| YOUNG, Bernadette Clare | Secretary | 2000-12-11 | 2001-12-06 |
| BIGGS, Michael Nicholas | Director | 2005-06-02 | 2006-07-18 |
| BRADBURN, William John | Director | 2000-03-13 | 2002-09-30 |
| CALVER, Ronald | Director | 1997-12-19 | 2000-03-13 |
| CARNIE, Jill | Director | 2000-03-13 | 2001-06-30 |
| COWARD, Eric George | Director | — | 1992-06-30 |
| COWDERY, Clive Adam | Director | 2004-09-30 | 2005-09-06 |
| CRAINE, Roger | Director | 2003-06-26 | 2007-04-30 |
| CRITICOS, Nick | Director | 1998-04-09 | 2000-03-13 |
| CROUCHER, Peter Edwin | Director | 1992-07-01 | 1994-07-31 |
| CUMMINS, Diarmuid | Director | 2010-08-16 | 2010-12-20 |
| DAVIDSON, Anthony Beverley | Director | 2005-01-26 | 2006-03-09 |
| DEW, Michael Lewis | Director | 1992-07-01 | 1994-07-31 |
| EGAN, Philip Stephen | Director | 2000-03-13 | 2003-04-30 |
| ELLIS, Margaret | Director | 2010-05-27 | 2016-01-29 |
| FERGUSON, Duncan George Robin | Director | 2005-01-26 | 2006-03-09 |
| FOREMAN, Peter Francis | Director | 1992-07-01 | 1994-07-31 |
| GREENFIELD, Richard Edward Keith | Director | 1998-04-09 | 2007-12-31 |
| HALL, Brian John | Director | 1997-12-19 | 2000-03-13 |
| HANBY, Peter Nicholas | Director | 2003-01-14 | 2004-04-01 |
| HANCE, Julian Christopher | Director | 1997-12-19 | 1998-04-23 |
| HAYES, Thomas Arthur | Director | 1992-07-01 | 1997-12-19 |
| HUNTLEY, David Charles | Director | 2008-12-16 | 2009-12-23 |
| KEANE, John Joseph | Director | 2000-03-13 | 2002-08-31 |
| KERR, Andrew | Director | 2000-03-13 | 2003-04-30 |
| KIPLING, Michael Robert | Director | 2003-05-27 | 2010-07-30 |
| MACLEOD, Jane Elizabeth | Director | 2011-07-12 | 2014-12-01 |
| MACLEOD, Jane Elizabeth | Director | 2010-12-20 | 2010-12-20 |
| MAIDENS, Ian Graham | Director | 2005-03-31 | 2008-08-22 |
| MARX, Max Coleman | Director | 1992-05-26 | 1993-05-28 |
| MATTHEWS, Fiona | Director | 2004-02-26 | 2005-09-06 |
| MCDONNELL, Patrick Francis | Director | 2005-06-02 | 2005-07-15 |
| MCINNES, Susan Davidson | Director | 2015-11-24 | 2018-03-11 |
| MEANEY, Brid Mary | Director | 2022-10-01 | 2025-06-22 |
| MEEHAN, Brendan Joseph | Director | 2004-09-30 | 2005-09-06 |
| MERRICK, Michael John | Director | 2009-01-05 | 2010-09-10 |
| MILLER, Jan Victor | Director | 1998-03-05 | 2000-03-13 |
| MOSS, Andrew | Director | 2015-12-10 | 2022-10-01 |
| MOSS, Jonathan Stephen | Director | 2008-12-16 | 2011-02-07 |
| NELSON, Thomas Scott | Director | 1992-05-01 | 1998-03-05 |
| NEVILLE, Roger Albert Gartside, Sir | Director | — | 1994-06-30 |
| O'BRIEN, Christopher David | Director | 1998-04-09 | 1999-11-30 |
| PARRY, David Ronald | Director | 1997-12-19 | 1998-04-22 |
| PATER, George Stephan | Director | 1998-03-30 | 2002-10-31 |
| PETTY, Ralph | Director | — | 1995-06-30 |
| ROCHELLE, James | Director | 1992-07-01 | 1994-07-31 |
| SHORE, Donald | Director | 1997-12-19 | 1998-04-30 |
| SINGLETON, Graham Lloyd | Director | 2005-09-06 | 2006-07-18 |
| SMITH, John Simon Bertie | Director | 2008-05-01 | 2010-06-30 |
| STOCKTON, Robert Paul | Director | 2007-03-29 | 2008-07-18 |
| SUTTON, Kerry Elizabeth | Director | 2025-06-22 | 2026-04-30 |
| TAYLOR, Peter Graham | Director | — | 1997-12-19 |
| TAYLOR, Roger John | Director | — | 1997-12-19 |
| THAKRAR, Rakesh Kishore | Director | 2016-03-29 | 2024-09-06 |
| THOMPSON, Paul Andrew | Director | 2005-09-06 | 2006-07-18 |
| TROTTER, Ian Macdonald | Director | 1992-07-01 | 1994-07-31 |
| WARR, Mike | Director | 2000-03-13 | 2002-10-31 |
| WINCH, Ronald Horace William | Director | 1994-07-14 | 1997-12-19 |
| WOOLLETT, David Nicholas | Director | 2018-07-04 | 2025-06-22 |
| WRIGHT, Brian Arthur | Director | — | 1992-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pearl Life Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 310 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-13 | CH04 | officers | Change corporate secretary company with change date | |
| 2025-11-11 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-11-10 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-09-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-03 | CH01 | officers | Change person director company with change date | |
| 2025-07-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-24 | CH01 | officers | Change person director company with change date | |
| 2025-01-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-12 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-09-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-27 | AUD | auditors | Auditors resignation company | |
| 2024-07-31 | AA | accounts | Accounts with accounts type full | |
| 2023-12-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-10-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-22 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 11
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-2%
£51,000 £50,000
-
Net assets
-71%
£28,310,000 £8,203,000
-
Employees
—
Not reported
-
Profit before tax
-181.3%
£24,634,000 -£20,020,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers