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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-12-07 (in 7mo)

Last made up 2025-11-23

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£22M

+1.2% vs 2023

Employees

72

-5.3% vs 2023

Profit before tax

£2M

+207.2% vs 2023

Name history

Renamed 1 time since incorporation

  1. HSF HEALTH PLAN LIMITED 2007-01-02 → present
  2. HOSPITAL SATURDAY FUND(THE) 1890-02-19 → 2007-01-02

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £30,639,482£33,663,570
Net earned premiums £30,565,249£33,582,224
Claims incurred £23,427,563£24,423,987
Investment return £1,812,425£1,840,835
Profit before tax £758,810£2,330,860
Net profit £638,446£2,323,893
Insurance contract liabilities £3,411,953£3,207,342
Total assets £27,747,284£27,839,444
Total liabilities £27,747,283£27,839,444
Equity £21,766,331£22,017,724
Average employees 7672

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 21.6%20.9%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
MHA
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. We have not identified any material uncertainties relating to events or conditions that may cast significant doubt on the Company’s ability to continue as a going concern.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

11 active · 44 resigned

Name Role Appointed Born Nationality
BENNETT, Emma Director 2024-11-21 Oct 1980 British
CLARE, Paul Director 2016-08-01 Nov 1965 British
DALTON, Jane Laidlaw Director 2007-11-27 Oct 1962 British
DAVIES, Mark Director 2007-01-16 May 1963 English
DIAMOND, Jonathan Hugh Brooke Director 2018-07-23 Mar 1963 British
FINLAYSON, Neil Michael Director 2013-10-30 Jun 1959 British
GREENWOOD, John Director 1995-04-04 Jan 1948 British
HEALY, Cal Director 2025-05-23 Feb 1961 Irish
JACKSON, Paul William Director 2000-04-05 Jun 1965 British
PHELAN, Sharon Jane Director 2016-12-05 Apr 1960 British
TOMLINSON, Lynn Director 2007-01-16 Jul 1958 British
Show 44 resigned officers
Name Role Appointed Resigned
BRADLEY, Keith Roderick Secretary 2011-05-31
ARNOT, Thomas Mckenzie, Group Captain Director 2004-04-19 2007-10-09
BARNES, Donald Clifford Director 1992-05-12 2002-04-15
BARNES, Frederick Director 1994-05-16
BATTAMS, Peter Director 1992-05-12 1999-05-19
BEDWELL, Janet Clare Director 1993-12-31
BORROWS, Irene Director 1991-05-20
BOTLY, Trevor Arthur Director 1992-05-12
BOYLE, Michael James Director 2002-04-15 2014-10-08
BRADLEY, Keith Roderick Director 1999-05-19 2011-05-31
CLARKE, Brian William Director 1994-05-16
COLLINS, Daniel Director 1991-05-20
DALTON, Jane Laidlaw Director 2003-04-07 2006-12-31
DENTON, Dorothy Olive Director 2000-04-05
DOOL, Robert Director 1999-05-19
DUFF, Stephen Ronald Director 1999-05-19 2016-08-01
FELLMAN, Leslie Isaac Director 1994-05-16
GROAT, Peter Peebles Director 1994-05-20 2000-04-05
HAMILTON, William Director 1993-05-10 1994-09-21
HARVEY, Dorothy Mary Charlotte Director 1994-07-25
HENNESY, John Anthony Director 1991-05-20
HIND, Robert Graham Mason Director 2000-04-05 2012-05-23
JOY, Kenneth Leighton Director 1999-05-19
KIRKBY, Michael John Director 1991-09-16
LEITCH, Catherine Director 1991-05-20
MULREADY, James Francis Director 1992-05-12 1996-11-27
ODONOGHUE, Kathleen Maud Director 1993-10-11
RACHER, Iris Director 1999-05-19
RANDEL, John Director 2010-10-12 2024-10-16
RANDEL, John Director 2003-04-07 2006-12-31
REES, Adrian Mervyn Director 2000-04-05 2003-04-07
ROBERTSON, Ian Director 1991-05-20
SAWERS, Derek Lorimer Director 2001-04-02 2004-04-19
SAWTELL, Ivor James, Dr Director 1994-05-16
SHAW, Peggy Agnes Director 1999-05-19
SMITH, Edwin Director 1999-05-19
SMITH, William Nicholls Director 2001-04-02
THOMAS, David Director 1997-04-16 2025-05-22
TIERNEY, Arthur Francis Director 1999-05-19
TIERNEY, John Thomas Director 1993-05-10
WARNER, Ludmila Marie Charlotte Director 1994-05-20 2003-04-07
WINTER, Edna Constance Director 1991-05-20 1999-05-19
YOUNG, Donald Thomas Director 1995-04-04 1997-06-30
YOUNG, Donald Thomas Director 1999-05-19

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
The Hospital Saturday Fund Corporate entity Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 189 total filings

Date Type Category Description
2025-12-05 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-12-04 CH01 officers Change person director company with change date PDF
2025-06-12 AA accounts Accounts with accounts type full
2025-06-05 AP01 officers Appoint person director company with name date PDF
2025-05-30 TM01 officers Termination director company with name termination date PDF
2024-12-03 AP01 officers Appoint person director company with name date PDF
2024-12-02 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-21 TM01 officers Termination director company with name termination date PDF
2024-09-12 AA accounts Accounts with accounts type full
2023-12-22 CH01 officers Change person director company with change date PDF
2023-12-22 CH01 officers Change person director company with change date PDF
2023-12-22 CH01 officers Change person director company with change date PDF
2023-12-22 CH01 officers Change person director company with change date PDF
2023-12-22 CH01 officers Change person director company with change date PDF
2023-11-28 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-07 AA accounts Accounts with accounts type full
2022-11-29 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-05-16 AA accounts Accounts with accounts type full
2021-12-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-04-21 AA accounts Accounts with accounts type full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
5

last 12 months

Capital events
0

last 24 months

Officers appointed
1

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page