Cash

£314K

+2.8% vs 2020

Net assets

£1M

+126.4% vs 2020

Employees

14

+7.7% vs 2020

Profit before tax

-£1M

+16.3% vs 2020

Profile

Company number
SC399401
Status
Active
Incorporation
2011-05-12
Last accounts made up
2024-03-31
Account category
FULL
Primary SIC
64999
Hubs
UK Fintech

Profit before tax

4-year trend · vs UK Fintech median

£0£1£12018201920202021
VOLOPA FINANCIAL SERVICES (SCOTLAND) LIMITED

Accounts

4-year trend · latest 2021-03-31

Metric Trend 2018-03-312019-03-312020-03-312021-03-31
Turnover £178,657£71,610
Operating profit -£1,726,212-£1,444,472
Profit before tax -£1,727,549-£1,445,122
Net profit -£1,681,308-£1,266,129
Cash £305,076£313,702
Total assets less current liabilities -£5,366,937£1,415,768
Net assets
Equity -£2,152,475-£3,685,629-£5,366,937£1,415,768
Average employees 1314
Wages £705,088£661,659

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Gerald Edelman LLP
Audit opinion
Unqualified (clean)
Going concern
Material uncertainty disclosed

“The financial statements have been prepared on a going concern basis. The company has incurred a net loss of £3,550,790 during the year and at the balance sheet date, the company had net current asset of £1,149,809 (2023: £1,043,252) and overall net asset of £1,611,061 (2023: £1,400,851). The company relies on the continued financial support from its ultimate parent entity, Quantum Financial Holdings Limited (together the "Group"). The Group finances its operations through cash generated from trading and ongoing shareholder support. The directors have secured £10.1m of funding, comprising £2.1m contracted and awaiting completion and £8m pledged by an existing shareholder. A further £4.0m of additional funding has also been secured, of which £1.0m has been received, with the balance scheduled for payment in September and October 2025. While the Group does not currently hold sufficient cleared cash balances to support the company to remove a material uncertainty in respect of going concern, the directors have sufficient visibility over the committed funding pipeline to support the Group's operations and strategic plans. Accordingly, the directors have a reasonable expectation that the company will have adequate resources to continue trading, and the financial statements are prepared on a going concern basis. We draw attention to note 1.2 in the financial statements which indicates that a material uncertainty exists that may cast doubt on the company's ability to continue as a going concern.”

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

5 active · 18 resigned

Name Role Appointed Born Nationality
STANFORD SECRETARIES LIMITED Corporate Secretary 2025-09-01
NEWMAN, Steven Paul Director 2024-09-16 Nov 1962 British
SMITH, Graham Roger Director 2015-11-12 May 1959 British
STRAUSS, Steven Michael Director 2017-02-24 Jan 1960 British
WOODROW, Floyd Matthew Director 2015-12-15 Apr 1963 British
Show 18 resigned officers
Name Role Appointed Resigned
COOKE, Jamie Robert Secretary 2011-05-12 2011-12-16
COSEC SERVICES LIMITED Corporate Secretary 2015-09-15 2025-08-31
MACLAY MURRAY & SPENS LLP Corporate Secretary 2015-06-08 2015-09-15
BAGSHAW, Murray Alexander Director 2017-04-20 2024-03-31
COOKE, Jamie Robert Director 2011-05-12 2011-12-16
DICKSON, Andrew Rodney Noel Director 2015-09-21 2020-10-16
FITZGERALD, Sean Patrick Director 2024-03-31 2024-07-30
FRANSSEN, Sven Director 2014-09-17 2015-09-14
HORAN, John Director 2011-05-12 2011-10-04
KHAN, Sakina Director 2015-11-12 2016-12-12
MARTIN, Eddie John Director 2012-01-20 2014-09-17
MILLS, Deborah Louise Director 2015-11-09 2018-09-22
NEWALL, Graham Roger Director 2014-09-17 2017-01-23
PATON, James Director 2012-01-20 2015-04-30
RATTRAY, Craig Alexander Director 2013-09-24 2014-07-07
STEPHEN, David John Alexander Director 2011-05-12 2014-05-27
STEWART, Peter Gavin Director 2012-01-20 2017-02-02
WISSEMA, Javor Director 2018-05-30 2021-09-03

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Volopa Holdings Limited Corporate entity Shares 50–75%, Voting 50–75%, Appoints directors 2017-12-13 Active
Volopa Group Limited Corporate entity Shares 25–50%, Voting 25–50% 2017-02-24 Active

Filing timeline

Last 20 of 172 total filings

Date Type Category Description
2026-04-22 SH01 capital capital allotment shares
2026-03-24 AA01 accounts change account reference date company previous shortened
2026-03-23 SH01 capital capital allotment shares
2026-02-18 SH01 capital capital allotment shares
2026-01-27 SH01 capital capital allotment shares
2025-12-12 SH01 capital capital allotment shares
2025-10-31 SH01 capital capital allotment shares
2025-10-21 SH01 capital capital allotment shares
2025-09-15 AP04 officers appoint corporate secretary company with name date
2025-09-10 AA accounts accounts with accounts type full
2025-09-08 TM02 officers termination secretary company with name termination date
2025-08-29 SH01 capital capital allotment shares
2025-08-07 SH01 capital capital allotment shares
2025-06-02 SH01 capital capital allotment shares
2025-05-20 CS01 confirmation-statement confirmation statement with updates
2025-05-05 SH01 capital capital allotment shares
2025-04-25 SH01 capital capital allotment shares
2025-04-04 SH01 capital capital allotment shares
2025-03-27 AA01 accounts change account reference date company previous shortened
2025-03-03 SH01 capital capital allotment shares

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires retained earnings proxy, book equity — not present in the latest extracted accounts.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page