UK Companies House feature
@SIPP LIMITED
Cash
£4M
-34.8% vs 2024
Net assets
£4M
+23.2% vs 2024
Employees
62
+6.9% vs 2024
Profit before tax
£6M
+169.4% vs 2024
Profile
- Company number
- SC217126
- Status
- Active
- Incorporation
- 2001-03-21
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 66290
- Hubs
- UK Fintech
Net assets
7-year trend · vs UK Fintech median
Accounts
7-year trend · latest 2025-03-31
| Metric | Trend | 2021-04-01 | 2022-03-31 | 2022-04-01 | 2023-03-31 | 2023-04-01 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | £10,042,514 | £10,212,837 | |
| Operating profit | — | — | — | — | — | £2,561,043 | £6,743,332 | |
| Profit before tax | — | — | — | — | — | £2,276,710 | £6,134,172 | |
| Net profit | — | £338,956 | — | £972,585 | — | £1,722,711 | £4,680,040 | |
| Cash | — | £2,627,800 | — | £2,588,732 | — | £5,785,389 | £3,773,722 | |
| Total assets less current liabilities | — | £2,806,531 | — | £3,301,692 | — | £4,166,265 | £4,880,353 | |
| Net assets | — | £1,861,692 | — | £2,271,316 | — | £3,530,777 | £4,350,419 | |
| Equity | £1,672,736 | £1,861,692 | £1,861,692 | £2,271,316 | £2,271,316 | £3,530,777 | £4,350,419 | |
| Average employees | — | 56 | — | 54 | — | 58 | 62 | |
| Wages | — | — | — | — | — | £3,550,475 | £2,916,193 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Armstrong Watson Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”
Subsidiaries
- Alfa Trustees Limited · 100% held · England
- @SIPP (Pension Trustees) Limited · 100% held · Scotland
- @SSAS (Pension Trustees) Limited · 100% held · Scotland
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LANCASTER, Stephen | Director | 2023-04-12 | Apr 1983 | British |
| MCGUIRE, Eddie | Director | 2015-10-12 | May 1964 | British |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CRAIG, Thomas Kirk | Secretary | 2001-09-26 | 2014-07-01 |
| BRIAN REID LTD. | Corporate Nominee Secretary | 2001-03-21 | 2001-03-21 |
| MACDONALDS | Corporate Secretary | 2001-03-21 | 2001-09-26 |
| BARRAL, Colin George | Director | 2001-09-26 | 2023-03-02 |
| BOYD, David John | Director | 2001-09-26 | 2006-03-15 |
| CRAIG, Thomas Kirk | Director | 2001-09-26 | 2014-01-23 |
| DALY, Gerald | Director | 2006-06-13 | 2014-05-30 |
| DOUGLAS, Michael Norman | Director | 2013-02-01 | 2015-08-14 |
| FINNIE, Graeme Alexander Lumsden | Director | 2002-11-25 | 2004-08-31 |
| MARTIN, John Scott | Director | 2012-04-01 | 2016-03-17 |
| TALMAN, Iain James Scott | Director | 2008-03-18 | 2016-03-17 |
| WELSH, Paul | Director | 2005-07-13 | 2006-11-30 |
| WHITE, Joyce Helen | Director | 2001-03-21 | 2001-09-26 |
| WISHART, Thomas Malcolm Thain | Director | 2001-09-26 | 2007-09-14 |
| STEPHEN MABBOTT LTD. | Corporate Nominee Director | 2001-03-21 | 2001-03-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| @Sipp Group Holdings Limited (Formerly Tee Three Limited) | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-01-03 | Active |
| Mr Coin Barral | Individual | Shares 50–75% | 2016-04-06 | Ceased 2024-01-03 |
| Mr Eddie Mcguire | Individual | Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 148 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-10 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-12-10 | AA | accounts | accounts with accounts type full |
| 2025-05-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-12-16 | AA | accounts | accounts with accounts type small |
| 2024-09-23 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2024-04-08 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-01-08 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-01-04 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2024-01-04 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-01-04 | AA | accounts | accounts with accounts type small |
| 2023-04-28 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-04-24 | AP01 | officers | appoint person director company with name date |
| 2023-03-15 | TM01 | officers | termination director company with name termination date |
| 2022-11-21 | AA | accounts | accounts with accounts type small |
| 2022-04-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-12-02 | AA | accounts | accounts with accounts type small |
| 2021-05-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2020-12-18 | AA | accounts | accounts with accounts type small |
| 2020-04-24 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2019-10-17 | AA | accounts | accounts with accounts type small |
Credit score
Altman Z″ (private-firm) · reference 2025-03-31
15.51
SAFE
Altman Z″
- Working capital / Total assets 0.790 × 6.56 = +5.19
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 1.124 × 6.72 = +7.56
- Book equity / Total liabilities 2.641 × 1.05 = +2.77
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-09
20.5
COLD
/ 100
- Filings velocity 17
- Capital events 0
- Officer churn 0
- Headcount trajectory 57
- Accounts trajectory 52
- 2 filing(s) in last 12 months
- Employees +7% YoY
- Turnover +2% YoY