UK Companies House feature
STANDARD LIFE LIFETIME MORTGAGES LIMITED
Profile
- Company number
- SC193441
- Status
- Active
- Incorporation
- 1999-02-12
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“As a result of this review, the Directors believe the Company has adequate resources to meet its capital requirements and to continue in operational existence over the going concern period assessed. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “During the year, the Board noted the transfer of the entire issued share capital of the Company from Phoenix Life Limited ('PLL') to Pearl Life Holdings Limited ('PLHL'), the Company's immediate parent.”
- “the Company has been granted permission by the Financial Conduct Authority ("FCA") to undertake direct to consumer marketing activity enhancing its operations and building on those already in place.”
- “A series of transfers took place during the year for legal titles of Equity Release Mortgages held within other areas of the Group.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 23 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PEARL GROUP SECRETARIAT SERVICES LIMITED | Corporate Secretary | 2018-08-31 | — | — |
| ELLIS, Steven Martyn | Director | 2024-03-21 | Apr 1972 | British |
| SCREETON, Mark Philip | Director | 2024-03-21 | Nov 1964 | British |
Show 23 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HOUSTON, Thomas Black | Secretary | 1999-02-12 | 2003-09-26 |
| KELLY, Miranda Anne | Secretary | 2014-12-22 | 2015-05-01 |
| MCGOVERN, Gillian | Secretary | 2007-05-01 | 2011-07-25 |
| MCKENNA, Paul | Secretary | 2015-05-01 | 2018-08-31 |
| RUST, Gillian Catherine | Secretary | 2011-07-25 | 2014-12-22 |
| SOMERVILLE, Peter Walter | Secretary | 2003-09-26 | 2007-05-01 |
| BENTLEY, David Cameron | Director | 2003-09-26 | 2011-04-28 |
| CAMERON, Craig | Director | 2007-08-28 | 2011-04-15 |
| CUMMINS, John James | Director | 2003-10-28 | 2007-08-09 |
| GILL, John Easton | Director | 2011-04-15 | 2017-09-29 |
| GROUND, Thomas Stephen James | Director | 2024-04-17 | 2025-12-31 |
| HESKETH, Mark Alexander | Director | 2011-04-18 | 2017-05-31 |
| HOUSTON, Thomas Black | Director | 1999-02-12 | 2003-09-26 |
| HYLANDS, John Francis | Director | 2003-09-26 | 2007-03-31 |
| JONES, Katherine Louise | Director | 2023-07-10 | 2023-08-11 |
| JOSHI, Peter Kamalakant | Director | 2003-09-26 | 2007-04-27 |
| LEVER, Samuel John | Director | 2021-02-01 | 2024-03-20 |
| LUMSDEN, Iain Cobden | Director | 2003-09-26 | 2004-01-13 |
| LYNN, Jane Elizabeth | Director | 1999-02-12 | 2003-09-26 |
| MCGUIGAN, Ciaran Francis | Director | 2018-08-31 | 2021-02-01 |
| MURRAY, Steven Grant | Director | 2017-09-29 | 2018-08-31 |
| PERCIVAL, Stephen Keith | Director | 2017-05-31 | 2021-04-30 |
| SHERIFF, Rizwan | Director | 2021-04-30 | 2024-04-08 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pearl Life Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-03-01 | Active |
| Phoenix Life Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-10-27 | Ceased 2024-03-01 |
| Standard Life Assurance Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2023-10-27 |
Filing timeline
Last 20 of 137 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-01-13 | TM01 | officers | termination director company with name termination date |
| 2025-11-11 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-11-10 | CH04 | officers | change corporate secretary company with change date |
| 2025-06-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-05-06 | AA | accounts | accounts with accounts type full |
| 2024-05-21 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-05-16 | AA | accounts | accounts with accounts type full |
| 2024-04-23 | AP01 | officers | appoint person director company with name date |
| 2024-04-09 | TM01 | officers | termination director company with name termination date |
| 2024-03-21 | AP01 | officers | appoint person director company with name date |
| 2024-03-21 | AP01 | officers | appoint person director company with name date |
| 2024-03-20 | TM01 | officers | termination director company with name termination date |
| 2024-03-04 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2024-03-01 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2023-12-15 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-11-01 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2023-10-31 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2023-08-24 | TM01 | officers | termination director company with name termination date |
| 2023-07-12 | AP01 | officers | appoint person director company with name date |
| 2023-07-03 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
28.3
COLD
/ 100
- Filings velocity 33
- Capital events 0
- Officer churn 25
- Headcount trajectory 50
- Accounts trajectory 50
- 4 filing(s) in last 12 months
- 0 appointed, 1 resigned (12mo)