ZERO FINTECH GROUP PLC

• ⚠

  Material uncertainty over going concern

  We draw attention to note 2 in the financial statements, which indicates that the company is reliant on successfully attracting new investment in order to continue operating. At the date the directors approved these financial statements, investment had not been secured. As stated in note 2, these events or conditions, along with the other matters as set forth in note 2, indicate that a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Millet Accountants Ltd

Audit opinion

Unqualified (clean)

Going concern

Material uncertainty disclosed

“We draw attention to note 2 in the financial statements, which indicates that the company is reliant on successfully attracting new investment in order to continue operating. At the date the directors approved these financial statements, investment had not been secured. As stated in note 2, these events or conditions, along with the other matters as set forth in note 2, indicate that a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern.”

Group structure

1. ZERO FINTECH GROUP PLC · parent
   1. Zero Fintech Ltd 100% · England and Wales

Significant events

• “Company successfully launched the Zero mobile app and debit card”
• “launched community share options”
• “awarded B Corp certification in June 2024”
• “successfully completed a further funding round "Seed +" of an additional £1.5m in March 2025”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

6

last 12 months

Capital events

2

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.