UK Companies House feature
LIGHTYEAR U.K. LTD
Cash
—
Latest balance sheet
Net assets
£146K
-2.2% vs 2023
Employees
0
Average over period
Profit before tax
—
Period ending 2024-03-31
Profile
- Company number
- 14367910
- Status
- Active
- Incorporation
- 2022-09-21
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
2-year trend · vs UK Fintech median
Accounts
2-year trend · latest 2024-03-31
| Metric | Trend | 2023-03-31 | 2024-03-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | — | — | |
| Cash | — | — | |
| Total assets less current liabilities | £149,752 | £146,758 | |
| Net assets | £149,752 | £146,402 | |
| Equity | £149,752 | £146,402 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Hillier Hopkins LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “This year was a foundational year for Lightyear U.K. Ltd: the firm got authorised, launched ISAs, and dramatically bent the curve on user and AUM growth.”
- “The Company received authorisation from the FCA on 30th September 2024 and the year in review has been about attaining this authorisation and then making use of the permissions by starting to offer services. In line with the board's expectations the firm was able to commence operations in Q4 2024, accepting customers previously served by its U.K. parent, Lightyear Financial Ltd the 30th of December 2024.”
- “On January 23rd 2025 the firm launched ISA products. These products had been the most requested feature for years.”
- “The firm will build on the momentum with continued investments into a broader instrument universe, including more direct integrations with market participants; continued improvement of the services, including acceleration of payment speed, expansion of information available in the app, and tax wrappers available to customers; and operational resilience and strength to keep up with the growing business.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| OHS SECRETARIES LIMITED | Corporate Secretary | 2022-09-21 | — | — |
| AAMER, Mihkel | Director | 2022-09-21 | Jul 1988 | Estonian |
| MCGUIGAN, Thomasina Katherine | Director | 2022-09-21 | Jul 1973 | British |
| RUTGERS, Wander Frank | Director | 2022-09-21 | Mar 1989 | Dutch |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Lightyear Financial Ltd | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-09-21 | Active |
Filing timeline
Last 16 of 16 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-30 | AA | accounts | accounts with accounts type full |
| 2025-09-22 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-09-22 | CH01 | officers | change person director company with change date |
| 2025-09-17 | SH01 | capital | capital allotment shares |
| 2024-12-20 | SH01 | capital | capital allotment shares |
| 2024-11-27 | AA | accounts | accounts with accounts type micro entity |
| 2024-09-20 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-09-12 | SH01 | capital | capital allotment shares |
| 2024-04-11 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2024-01-10 | AD01 | address | change registered office address company with date old address new address |
| 2023-12-21 | AA | accounts | accounts with accounts type micro entity |
| 2023-09-26 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-09-28 | AD03 | address | move registers to sail company with new address |
| 2022-09-28 | AD02 | address | change sail address company with new address |
| 2022-09-27 | AA01 | accounts | change account reference date company current shortened |
| 2022-09-21 | NEWINC | incorporation | incorporation company |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory