Profile

Company number
14290389
Status
Active
Incorporation
2022-08-11
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
64922
Hubs
UK Fintech

Accounts

Pending extraction

No iXBRL extracted yet for this company.

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
BDO LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Company has reported a £1k profit before taxation for the period and is in a net asset position as at 31 December 2024. It is the intention of the directors of the Company to continue in its operations in accordance with the transaction documents. Ultimately due to the limited recourse nature of the loan notes, any shortfall in the proceeds of the mortgage loans will be a risk to the holders of the loan notes. If the proceeds from the mortgage loans are insufficient to pay amounts due to the holders of the loan notes, such amounts will cease to be due and payable by the Company. Furthermore, the Senior Loan Noteholder benefit from the British Business Bank pic's ENABLE Guarantee Scheme, under which the Guarantor will guarantee the punctual repayment of the mortgage loans by the SMEs to the Company. The Guarantee will terminate no later than 81 months from 19 December 2022 but may terminate earlier should certain events specified in the transaction documents occur. The directors consider the Company to have sufficient resources to continue its activities for 12 months from the report signing date. Therefore, the directors consider that the Company is able to meet its liabilities as they fall due and accordingly, the financial statements have been prepared on a going concern basis.”

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

4 active · 0 resigned

Name Role Appointed Born Nationality
LAW DEBENTURE CORPORATE SERVICES LIMITED Corporate Secretary 2022-08-11
FILER, Mark Howard Director 2022-08-11 Jun 1967 British
L.D.C. SECURITISATION DIRECTOR NO.1 LIMITED Corporate Director 2022-08-11
L.D.C. SECURITISATION DIRECTOR NO.2 LIMITED Corporate Director 2022-08-11

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
The Law Debenture Intermediary Corporation P.L.C. Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-08-11 Active

Filing timeline

Last 11 of 11 total filings

Date Type Category Description
2026-02-06 MR04 mortgage mortgage satisfy charge full
2025-08-13 CS01 confirmation-statement confirmation statement with no updates
2025-05-15 AA accounts accounts with accounts type full
2024-08-12 CS01 confirmation-statement confirmation statement with no updates
2024-06-24 AA accounts accounts with accounts type full
2023-08-17 CS01 confirmation-statement confirmation statement with updates
2023-08-17 PSC05 persons-with-significant-control change to a person with significant control
2023-04-12 AA01 accounts change account reference date company current extended
2023-01-04 MR01 mortgage mortgage create with deed with charge number charge creation date
2022-08-15 AA01 accounts change account reference date company current shortened
2022-08-11 NEWINC incorporation incorporation company

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires extracted accounts data.

Activity Score

Composite activity score · components 0–100 · reference 2026-05-10

21.2

COLD

/ 100

  • Filings velocity 25
  • Capital events 0
  • Officer churn 0
  • Headcount trajectory 50
  • Accounts trajectory 50
  • 3 filing(s) in last 12 months

Official Companies House page