UK Companies House feature
HORACE UNDERWRITING LIMITED
Profile
- Company number
- 14061643
- Status
- Active
- Incorporation
- 2022-04-22
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company continues to adopt the going concern basis in preparing the Annual Report. The Company's business activities, together with the factors likely to affect its future development, its financial position, financial risk management objectives, and its credit and liquidity risk are described in this Strategic Report. The Company has assurances of continued support from its parent company and the Company's forecasts and projections show it has adequate resources to continue trading for at least 12 months from the date of authorisation of these financial statements.”
Significant events
- “On June 4, 2024, Ambac Financial Group, Inc (AFG) entered into a share purchase agreement, by and among AFG, Cirrata V LLC, a Delaware limited liability company and an indirect wholly owned subsidiary of AFG, to acquire approximately 60% of the entire issued share capital of the Company's parent entity, Beat Capital Partners Limited. The remaining 40% shareholders of Beat Capital Partners Limited are held by Bain Capital Credit LP and individual management shareholders. The acquisition closed with an effective date of 31 July 2024.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
7 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CHABE, Tamara | Secretary | 2025-08-01 | — | — |
| MARSDEN, Heather Elizabeth, Mrs. | Secretary | 2022-04-22 | — | — |
| NAHER, Shamsun | Secretary | 2023-02-28 | — | — |
| CAVANAGH, John Paul | Director | 2023-02-28 | Oct 1958 | British |
| CHARLTON, Christopher Peter | Director | 2023-06-20 | Jul 1968 | British |
| MARSDEN, Heather Elizabeth | Director | 2022-04-22 | Oct 1974 | American |
| RAYNER, Paul Michael | Director | 2022-04-22 | Jul 1978 | British |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAKER, Katie Victoria, Ms. | Secretary | 2022-04-22 | 2025-08-04 |
| RUGHANI, Shradha, Mrs. | Secretary | 2022-04-22 | 2023-01-26 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Octave Specialty Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-04-22 | Active |
Filing timeline
Last 20 of 30 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-23 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-12-12 | RP01AP01 | officers | replacement filing of director appointment with name |
| 2025-11-25 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-08-14 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-08-12 | AD01 | address | change registered office address company with date old address new address |
| 2025-08-08 | TM02 | officers | termination secretary company with name termination date |
| 2025-08-05 | AP03 | officers | appoint person secretary company with name date |
| 2025-06-10 | AA | accounts | accounts with accounts type full |
| 2025-04-23 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-07-23 | AA | accounts | accounts with accounts type full |
| 2024-05-31 | CH01 | officers | change person director company with change date |
| 2024-04-25 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-10-13 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2023-09-18 | AA | accounts | accounts with accounts type full |
| 2023-07-11 | RESOLUTIONS | resolution | resolution |
| 2023-07-10 | SH01 | capital | capital allotment shares |
| 2023-06-21 | AP01 | officers | appoint person director company with name date |
| 2023-05-24 | CERTNM | change-of-name | certificate change of name company |
| 2023-05-24 | NM06 | change-of-name | change of name request comments |
| 2023-05-24 | CONNOT | change-of-name | change of name notice |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Composite activity score · components 0–100 · reference 2026-05-10
41.7
COOL
/ 100
- Filings velocity 67
- Capital events 0
- Officer churn 50
- Headcount trajectory 50
- Accounts trajectory 50
- 8 filing(s) in last 12 months
- 1 appointed, 1 resigned (12mo)