BELIEVE SPECIALIST FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-03-04 (in 10mo)
Last made up 2026-02-18
Watchouts
Cash
—
Latest balance sheet
Net assets
-£196K
-355.6% lowest in 3 filed years
Employees
16
+14.3% highest in 3 filed years
Profit before tax
—
Period ending 2024-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
In 2025 the directors made the decision that the Company would cease trading. As a result, the financial statements have been prepared on a basis other than the going concern basis of preparation.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2024-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Turnover | — | — | — | |
| Operating profit | — | — | — | |
| Profit before tax | — | — | — | |
| Net profit | — | -£14,084 | -£153,107 | |
| Cash | — | — | — | |
| Total assets less current liabilities | — | — | — | |
| Net assets | -£28,978 | -£43,062 | -£196,169 | |
| Equity | -£28,978 | -£43,062 | -£196,169 | |
| Average employees | 8 | 14 | 16 | |
| Wages | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Hurst Accountants Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“In 2025 the directors made the decision that the Company would cease trading. As a result, the financial statements have been prepared on a basis other than the going concern basis of preparation.”
Significant events
- “In 2025 the directors made the decision that the Company would cease trading.”
- “On 18 September 2025, Pivotal Growth Limited, a company incorporated in the United Kingdom, acquired 100% of the issued share capital of the Company.”
- “During the year, it was identified that the group within which the company resides had not correctly included VAT on a number of inter-company recharges. As a result, an additional VAT liability has been calculated and a provision recognised in the Group financial statements of £1.2m.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GIBSON, Jeremy Paul | Director | 2026-02-01 | May 1973 | British |
| JOHNSON, Ian William | Director | 2022-02-14 | May 1978 | British |
| WAGSTAFF, Ryan Oliver | Director | 2022-02-14 | Jan 1984 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DUKE, Michael | Director | 2022-02-14 | 2022-02-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Believe Money Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-14 | Active |
Filing timeline
Last 20 of 21 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-01-21 MA Memorandum articles
- 2026-01-08 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-26 | CH01 | officers | Change person director company with change date | |
| 2026-03-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-09 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-21 | MA | incorporation | Memorandum articles | |
| 2026-01-08 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-17 | AA | accounts | Accounts with accounts type full | |
| 2025-03-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-09 | AA | accounts | Accounts with accounts type total exemption full | |
| 2024-03-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-03-04 | CH01 | officers | Change person director company with change date | |
| 2023-10-02 | AA | accounts | Accounts with accounts type total exemption full | |
| 2023-03-13 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-03-13 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2023-02-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-02-20 | CH01 | officers | Change person director company with change date | |
| 2022-02-18 | AA01 | accounts | Change account reference date company current shortened | |
| 2022-02-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-02-18 | AP01 | officers | Appoint person director company with name date | |
| 2022-02-18 | AP01 | officers | Appoint person director company with name date | |
| 2022-02-15 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
—
Not reported
-
Net assets
-355.6%
-£43,062 -£196,169
lowest in 3 filed years
-
Employees
+14.3%
14 16
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers