UK Companies House feature
BELIEVE PROTECT LIMITED
Cash
—
Latest balance sheet
Net assets
£1M
+119.4% vs 2023
Employees
9
0% vs 2023
Profit before tax
—
Period ending 2024-12-31
Profile
- Company number
- 13913093
- Status
- Active
- Incorporation
- 2022-02-14
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
3-year trend · vs UK Fintech median
Accounts
3-year trend · latest 2024-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Turnover | — | — | — | |
| Operating profit | — | — | — | |
| Profit before tax | — | — | — | |
| Net profit | — | £561,881 | £699,094 | |
| Cash | — | — | — | |
| Total assets less current liabilities | — | — | — | |
| Net assets | £87,592 | £585,644 | £1,284,738 | |
| Equity | £87,592 | £585,644 | £1,284,738 | |
| Average employees | 6 | 9 | 9 | |
| Wages | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Hurst Accountants Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis. The following paragraphs set out the basis of which the directors have reached their conclusion. The Company has net assets of £1,284,738 (2023: 585,644) at 31 December 2024. The directors consider, on this basis, it is appropriate to prepare the financial statements on a going concern basis. The group within which the company resides was acquired by Pivotal Growth Limited, as described in note 9 and some liabilities of the parent company were settled at that time.”
Significant events
- “During the year, management became aware of an error in the recognition of income in respect of life insurance commission income. This income is recognised over a period of time but, due to an error in the calculations, income was overstated in 2022 and 2023. As a result, the comparative figures have been adjusted as follows: • A reduction to opening reserves of £63,829 • A reduction to turnover of £282,180”
- “On 18 September 2025, Pivotal Growth Limited, a company incorporated in the United Kingdom, acquired 100% of the issued share capital of the Company.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GIBSON, Jeremy Paul | Director | 2026-02-01 | May 1973 | British |
| JOHNSON, Ian William | Director | 2022-02-14 | May 1978 | British |
| PRAKASH, Mayank | Director | 2025-09-18 | Jan 1973 | British |
| WAGSTAFF, Ryan Oliver | Director | 2022-02-14 | Jan 1984 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DUKE, Michael | Director | 2022-02-14 | 2022-02-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Believe Money Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-14 | Active |
Filing timeline
Last 20 of 27 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-26 | CH01 | officers | change person director company with change date |
| 2026-03-26 | CH01 | officers | change person director company with change date |
| 2026-03-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-02-09 | AP01 | officers | appoint person director company with name date |
| 2026-01-21 | MA | incorporation | memorandum articles |
| 2026-01-08 | RESOLUTIONS | resolution | resolution |
| 2026-01-05 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-12-17 | AA | accounts | accounts with accounts type full |
| 2025-12-03 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-10-21 | AP01 | officers | appoint person director company with name date |
| 2025-03-21 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-02-18 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-09-30 | AA | accounts | accounts with accounts type total exemption full |
| 2024-03-05 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-03-04 | CH01 | officers | change person director company with change date |
| 2023-11-24 | AA | accounts | accounts with accounts type total exemption full |
| 2023-03-13 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2023-03-13 | PSC09 | persons-with-significant-control | withdrawal of a person with significant control statement |
| 2023-02-20 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-02-20 | CH01 | officers | change person director company with change date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory